On Mon, March 26, 2007 9:21 am, Paul G. Allen wrote: > On Sun, 2007-03-25 at 18:32 -0700, Lan Barnes wrote: > >> >> Ever check your credit report? Ever try to get something false off it? > >her before or > after being taken to court). > > Have you had experience trying to have something removed? What was it > (the experience, I'm not asking for personal details about whatever the > negative report was). >
Oh, yeah! My wife and I spent 6 months trying to clean a lot of errors off my credit report before we bought our first house together. They had completely bogus stuff. For example, they had me defaulting on a car payment for a car that was paid off and sitting in the driveway. Every time we got them to correct one error, they'd introduce another. In the end we couldn't get it properly cleaned up before we closed, and we ended up paying an extra half point on the loan ... so it's still costing us. And, yes, there are laws about it, but it's like the "no call" list ... they just ignore 'em and it's almost impossible to get anyone official to help you. IMHO laws like that need stiff financial penalties to give incentives to law sharks to take ordinary people's cases on contingency. -- Lan Barnes SCM Analyst Linux Guy Tcl/Tk Enthusiast Biodiesel Brewer -- [email protected] http://www.kernel-panic.org/cgi-bin/mailman/listinfo/kplug-list
