<quote who="John Oliver">
> On Mon, Aug 18, 2008 at 05:17:23PM -0700, MattyJ wrote:
>> <quote who="David Brown">
>> > On Mon, Aug 18, 2008 at 04:22:01PM -0700, MattyJ wrote:
>> >
>> >>Hits for 'paypal sucks' from google: 219,000
>> >>Hits for 'visa sucks' from google: 1,410,000
>> >
>> > At least do the queries with quotes around them.  Without the quotes,
>> > both words can occur anywhere on the page.  Also, "visa" is a generic
>> > word.  But, with quotes:
>> >
>> >    "paypal sucks"    70,900
>> >    "visa sucks"       1,370  (most of these are about H1B)
>> >    "mastercard sucks"   345
>> >
>> > Given market share, I think paypal haters are clearly at least more
>> > vocal.
>> >
>> > David
>>
>> I find it hard to believe that there are only 345 web pages out there
>> purporting to believe that Mastercard does, indeed, suck.
>>
>> Apparently Visa is only obliged to return charged over $50 so you're at
>> equal risk buying 15 bucks worth of old equipment from an obviously
>> shady
>> dealer.
>
> MasterCard and VISA are brands.  You don't deal with VISA... you deal
> with a bank that issues a VISA card.  One bank could be terrific,
> another could suck.
>
> But there's only pone PayPal.

You have to license those brands and uphold a certain standard, they won't
just let me issua 'MattyJ's k00l Visa' because I ask. (That's actually
counter to my poind, but still.)

A URL from one angry customer does not risky product make. My bigger point
is that every bank, every credit card, every check cashing place, is in
the business of taking your money and one is not better than the other
based on Internet heresay and a couple of nerds with a website.

Being that techie folks use PayPal and Visa/Mastercard exist in the real
world, it would be interesting to see what kinds of complaints the BBB
fields for credit cards vs PayPal.

I choose not to go into debt, contribute to the credit crisis and to use
my cash to buy things I need instead of those sweet chrome 22's for my
ride that I can't afford, and PayPal, for something like 10 years now, has
afforded me that opportunity and has worked flawlessly.

My bank, on the other hand, has change hands 5 times since I becaume a
customer, gave me $80 instead of $100 in an ATM, took 15 days to get me my
$20 back, has randomly rejected debit charges for no reason, etc., yet I
go back. Either I'm an idiot or it's that we expect banks to suck so we
put up with them. Either way I find it suspect that people think Visa and
Mastercard are some pillars of society that everybody loves and have never
had a problem with.


-Matt


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