That problem has been discussed before on the list; look for "settlement
date" in the archives, both in the context of Ledger and Beancount.

There's no implicit solution, but you can explicitly move the funds
"virtually" to a temporary account as you describe, that works, it's a bit
verbose. The technical name for this is a "transfer account."

You could also use Ledger's effective date feature, but the problem with
that at the moment is that it could leave you with a balance that doesn't
sum to zero. The right solution would be for the software to automatically
generate transfer account transactions for you. There's some ongoing
discussion in the context of developing an implicit solution to this
problem (for Beancount) here:
http://furius.ca/beancount/doc/proposal-dates




On Sat, Sep 10, 2016 at 1:06 PM, Matthias Ehret <[email protected]>
wrote:

> Hi there,
>
> I just started with ledger and came across one problem i'm not sure how to
> solve it.
>
> f.e. I transfer money from one bank to another bank and there is a
> transfer delay of 3 days how do i handle this in ledger without having
> inconsistent data in the register view?
>
> Create a dummy place were I park the money for 3 days or is there a better
> solution?
>
> Matthias
>
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