David, I don't think ANZ offers the token option, at least they have not mentioned it to me when I discussed my coming to Korea with them.
As I said in my original email, ING and CitiBank required the use of a token and each have provided a RSA fob. Thanks for your email though. Also thanks for everyone else who have made suggestions. I am looking at Tails and that seems an interesting option but nothing is really secure I guess. I just have to keep a wary eye on the accounts. Bobj Dr Bob Jansen Turtle Lane Studios PO Box 26 Erskineville NSW 2043 Australia Ph: +61 414 297 448 Skype: bobjtls http://www.turtlelane.com.au > On 18 Dec 2013, at 13:15, David Lochrin <dloch...@d2.net.au> wrote: > > I think most banks offer either a token or a mobile challenge. The "token" > typically displays a pseudo-random number each 30 seconds or so which the > user must enter after logging in; the bank can then check it's the expected > response before giving access. The mobile challenge requires the user to > enter a number sent to their mobile by SMS. In either case "something you > know & something you have" access control is much better than a straight > username & password. > > CBA require a token response on each login. But some banks only require a > token / mobile check when debiting above a certain (user set?) amount. I > think the challenge & response mechanism is sometimes optional too. > > D. > > ------- > >> On 2013-12-18 08:03 Dr Bob wrote: >> >> Linkers, >> >> I have a security question one of you may be able to answer. Which device is >> more secure for internet banking, a laptop such as a macbook , an iphone or >> an ipad? As far as i am aware, the iphone and ipad's sandbox facility makes >> keyloggers difficult but then they do not have any antivirus capability (I >> use Sophos on the mac laptop, and it reports clean). >> >> The reason I ask is that my internet banking account got hacked yesterday >> and they tried to make off with about 5K. The password was secure, at least >> I thought it was. It was a meaningless sequence of characters, upper and >> lower case and numbers, difficult enough to remember in the best of times. >> >> I can only assume they were sniffing packets. My connection to the net is >> via a wireless link to an apple airport express I carry with me. >> >> I am in South Korea for three months and need internet banking to pay my >> bills, etc. >> >> As an aside, ING and Citibank have provided me with an RSA fob to verify who >> I am in certain transactions. I wonder as well if having a fob to generate a >> one time password is more secure (not ignoring the fact that RSA got hacked >> a some time ago). >> >> Bobj >> >> Dr Bob Jansen >> Turtle Lane Studios >> PO Box 26 Erskineville NSW 2043 Australia >> Ph: +61 414 297 448 >> Skype: bobjtls >> http://www.turtlelane.com.au >> >> >> _______________________________________________ >> Link mailing list >> Link@mailman.anu.edu.au >> http://mailman.anu.edu.au/mailman/listinfo/link >> >> _______________________________________________ Link mailing list Link@mailman.anu.edu.au http://mailman.anu.edu.au/mailman/listinfo/link
