>On 18/12/13 15:23, Dr Bob Jansen wrote: >> I don't think ANZ offers the token option, at least they have not >>mentioned it to me when I discussed my coming to Korea with them.
At 15:33 +1100 18/12/13, Hamish Moffatt wrote: >No, not yet for personal customers. Annoying.... While we're handing out brickbats to major banks ... NAB has only a single one-time password mechanism - SMS to mobile. I have no mobile phone. So one of the 'four pillars' can't provide a what-you-have authenticator to me. Nor to others who do not have a suitable device. Nor indeed to those sensible people who want to use their mobile for banking, and are not prepared to use the same channel for transmission of what is supposed to be an out-of-channel communication. NAB's 'solution' for such customers is to set a bank-imposed (not customer-selected) daily transaction ceiling ($2500), and preclude use of Internet Banking for overseas data transfers. (The transaction costs involved in switching a mortgage have precluded me from completely abandoning NAB, but of course I now use other FIs more intensively than I use NAB). -- Roger Clarke http://www.rogerclarke.com/ Xamax Consultancy Pty Ltd 78 Sidaway St, Chapman ACT 2611 AUSTRALIA Tel: +61 2 6288 6916 http://about.me/roger.clarke mailto:roger.cla...@xamax.com.au http://www.xamax.com.au/ Visiting Professor in the Faculty of Law University of N.S.W. Visiting Professor in Computer Science Australian National University _______________________________________________ Link mailing list Link@mailman.anu.edu.au http://mailman.anu.edu.au/mailman/listinfo/link