Credit Cards - Best Practices

[Bailey, Neal]

Hello CFers…   I was wondering what are the best practices for credit card processing over the web. Should you pre-authorize a customer’s card during check out and then run a batch transaction at the end of the day? Or should you run the card as a final sale and gather the funds immediately.  Just as I have heard people doing it both ways and I am in the process of converting my cart over to an automatic Card processor API.   What are the pros and cons of both…   Also I have noticed that many shopping carts store their Credit card info in the database. I have a little utility (MS Access) that transfers the customer’s info to my system at home and then deletes all credit card info. This usually runs twice a day. Is there a better way to keep the card info secure?   Thanks Neal Bailey Internet Marketing Manager E-mail: [EMAIL PROTECTED]