RE: Credit Cards - Best Practices

[Bailey, Neal]

Yeah this is kind of how I think… But at the same time I want to stream line the process as it’s only me and my wife running this biz. And trying to keep up with who ordered what and when are some times confusing. But I am working on a new backend that will hopefully make things easier to manage. I was going to just buy another shopping cart but when I looked at all the different CF Carts I decided to just build onto mine and create a better backend as I really like my front end.     Neal Bailey Internet Marketing Manager E-mail: [EMAIL PROTECTED]   From: Kevin Barber [mailto:[EMAIL PROTECTED] Sent: Monday, March 08, 2004 11:59 AM To: [EMAIL PROTECTED] Subject: RE: Credit Cards - Best Practices   Neal,   It also depends on the company's business structure.   Many online e-tailers will 'pre-auth' a card. Then when the product ships, capture the sale. (or at least that is the 'protocol' for such a business. something about taking people's money before you ship an item is 'frowned' upon.)   If you are selling downloadable software, then you can capture right away.   Kevin -----Original Message----- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]On Behalf Of Bailey, Neal Sent: Monday, March 08, 2004 11:12 AM To: [EMAIL PROTECTED] Subject: Credit Cards - Best Practices Hello CFers…   I was wondering what are the best practices for credit card processing over the web. Should you pre-authorize a customer’s card during check out and then run a batch transaction at the end of the day? Or should you run the card as a final sale and gather the funds immediately.  Just as I have heard people doing it both ways and I am in the process of converting my cart over to an automatic Card processor API.   What are the pros and cons of both…   Also I have noticed that many shopping carts store their Credit card info in the database. I have a little utility (MS Access) that transfers the customer’s info to my system at home and then deletes all credit card info. This usually runs twice a day. Is there a better way to keep the card info secure?   Thanks Neal Bailey Internet Marketing Manager E-mail: [EMAIL PROTECTED]