From: "Rick Moen" <[email protected]>
>
> Quoting Petros ([email protected]):
>
>> I guess the reason for a legal entity is to simplify or enable:
>
> Gosh, I've been through all this before.
>
>> 1. Insurance
>
> Easy to say without pricing it.  I'm guessing that if you ever did,
> you'd find that general liabiity insurance for a non-profit association
> would be (1) so very prohibitively and astoundingly expensive in annual
> premiums that you would give up on the idea, and (2) narrowly written to
> cover only the directors and enumerated key officers in the performance
> of their delineated duties.  If you imagined that it would automagically
> cover all activities of volunteers in the organisation, you would be
> sadly mistaken.

Maybe I should have broadened it with "reliability issues" (e.g. if I  
step on your foot when you carry a beamer and sue me for 1 Mio Dollars).

I make that up because I know that you are always insured for  
everything but the thing that just occurred. Maybe insurance should be  
banned as a criminal activity;-)

Anyway, for the ski club mentioned the insurance premium is a  
significant expense but it makes people being involved feeling safer.  
So far the insurance has a significant impact in this regard.

>> 2. Sponsoring
>> 3. Hiring of venues etc.
>> 4. A public voice
>> 5. A president to blame;-)
>
> None of those is particularly improved by incorporation.  (If you
> believe otherwise, please state the grounds for your belief.)
>
>> Okay, maybe 1 to 4 are valid. What else?
>
> Near as I can tell, not a single one of them is.

Well, is there any reason for incorporation?

Please let me know.

Thanks
Peter

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