John,
Thanks.

Regarding Europe, I know it was the credit card company’s snafu and wasn’t 
Apple Pay but I’ve got to take care of my Bride and keep her happy!



> On Oct 9, 2017, at 3:59 PM, John Robinson <[email protected]> wrote:
> 
> Harry,
> 
> Collect the latest data on the use of ApplePay, use the dollar numbers, not 
> percentages…it’s something like 12% of Apple users avail themselves of the 
> service…UGH….then go to the firm and explain what it means to serve the Apple 
> consumer.  I also use data showing what Apple User’s mean to a retailer vs 
> the Android folks…good grief, Android is miles ahead of Apple is number of 
> units but only a fraction of spending compared to the Apple User….let the 
> firms know this…Apple means sales, they don’t know this, even the large firms 
> don’t completely understand…thus if the Apple User’s would mount up and start 
> using this the stats would get EVERY vendor’s attention.
> 
> I doubt if ApplePay caused your problem in Europe for some reason those folks 
> are eager to adopt the service, it’s because your card company hadn’t done 
> their job….but I understand your wife’s fear…
> 
> John
> 
> 
>> On Oct 9, 2017, at 3:51 PM, Harry Jacobson-Beyer <[email protected]> wrote:
>> 
>> John what is the explanation “in dollar terms” to use when I contact Costco?
>> 
>> BTW, I was in Europe the last three weeks and Apple Pay was accepted most 
>> places HOWEVER, I used it when I first got there and the next time I tried 
>> to use it the card was denied. 
>> 
>> Previous to going to Europe my wife had contacted the credit card company, 
>> twice, to let them know we were going to be in Europe but they hadn’t made 
>> note of it. Well, we got it straightened out. BUT
>> 
>> My wife is “The Great Worrier” and she associated the card not working with 
>> my use of Apple pay. To keep her happy, and much to my frustration, I didn’t 
>> use Apple Pay in Europe. 
>> 
>> When she gets like that, there is not stopping her from worrying and 
>> freaking out. But it’s all good now.
>> 
>> John, Thanks for persisting with your Apple Pay rants. You got me using it.
>> 
>> Harry
>> 
>> 
>>> On Oct 9, 2017, at 3:42 PM, John Robinson <[email protected]> 
>>> wrote:
>>> 
>>> The way I do it is strap myself into the chair, go to their site, find the 
>>> “contact” and EXPLAIN in Dollar terms what it means to give up 
>>> ApplePay…I’ve done this over and over…getting great results.  We have a 
>>> “build your own” Pizza joint that makes great pizza’s, they used to take 
>>> ApplePay, then stopped…I wrote to the owner several times, and of all 
>>> things ApplePay is back.
>>> 
>>> I had mentioned that the Essential Oils I had been buying from Amazon when 
>>> I went direct to the firm THEY offered ApplePay while Amazon doesn’t so I 
>>> purchased direct from them….amazingly they removed ApplePay and I felt it 
>>> was pressure from Amazon..but I wrote one of my letters anyway and they 
>>> replied with an apology and said they would have ApplePay back very soon.
>>> 
>>> Firms want to make sales, I’ve told CVS Pharmacy several times that I’ll 
>>> move my account to Walgreens if they don’t offer ApplePay…my company makes 
>>> me use CVS now but when I retire I’ll sure move everything to their 
>>> competitor…
>>> 
>>> If we continue our Paul Revere work it will pay off…and of all things the 
>>> number of people I find with an AppleWatch I almost ALWAYS ask them if they 
>>> use ApplePay….well, no, I’ve never set it up, WHY?  Well, I don’t know…I 
>>> feel most times it’s fear of working through it…if folks that are Apple 
>>> would all use this Apple would control most all the NFC banking…they are 
>>> the leader now but if the majority of Apple folks would do it then darn 
>>> near every establishment in the country would accept. AP….
>>> 
>>> Just the past couple weeks we’ve had Equifax and Whole Foods hacked….folks 
>>> this is not acceptable…..we can’t do anything about Equifax, hopefully the 
>>> class action pain will be enough to either put them out of business or get 
>>> their act together, but the damage is done…BUT we don’t have to shop where 
>>> they don’t offer without making a ruckus...
>>> 
>>> John
>>> 
>>> 
>>> 
>>> 
>>>> On Oct 9, 2017, at 3:25 PM, Harry Jacobson-Beyer <[email protected]> wrote:
>>>> 
>>>> Trader Joe’s takes Apple Pay but Costco does not. Costco does, I was told, 
>>>> take Samsung pay. What to do?
>>>> 
>>>> 
>>>> 
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