Meade: Take a look at your homeowner's policy. Does it cover you if you slip and
fall, or does it only cover you from getting sued by somebody else who slips and
falls?
I like HSA as a tax planning vehicle, and think that the only logical use for
insurance is to cover expenses that you can't afford to pay yourself, so I favor
high deductible insurance over 'pay for your periodic check-ups' insurance.
Mitch.
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