I'm pretty sure it covers me. While I had no health insurance, one of the many projects I completed around the house was hanging a very expensive chandelier from a very high ceiling. Wife was terrified that I would fall (I have a history - fell off my Dad's roof once) so we took all reasonable precautions including calling USAA to see if our policy would cover me if I fell off a ladder, and I would remember if they said "No".
To be as safe as possible without building a scaffold, I braced the feet of a 20 foot ladder at floor-wall corner at bottom and put the top of the ladder at kitty-corner wall-ceiling point, and then used a Swiss seat and couple carabineers to secure me to the ladder. USAA would have been happy with that set-up I'm sure. Max -----Original Message----- From: mercedes-boun...@okiebenz.com [mailto:mercedes-boun...@okiebenz.com] On Behalf Of Mitch Haley Sent: Wednesday, September 23, 2009 8:49 AM To: Mercedes Discussion List Subject: Re: [MBZ] sing it again, Sam Meade: Take a look at your homeowner's policy. Does it cover you if you slip and fall, or does it only cover you from getting sued by somebody else who slips and falls? I like HSA as a tax planning vehicle, and think that the only logical use for insurance is to cover expenses that you can't afford to pay yourself, so I favor high deductible insurance over 'pay for your periodic check-ups' insurance. Mitch. _______________________________________ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com _______________________________________ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
