This is a good example why the private sector sucks and we need to socialize dealerships. A Federal agency would NEVER try that cr*p.
Andrew, with tongue well up in cheek On Tue, Apr 30, 2013 at 11:10 AM, WILTON <wilt...@nc.rr.com> wrote: > FM moment - yep. SIL? 'Don't know, may be. ;<) > > Wilton > > ----- Original Message ----- From: "Rich Thomas" <richthomas79TD300@** > constructivity.net <richthomas79td...@constructivity.net>> > To: "Mercedes Discussion List" <mercedes@okiebenz.com> > Sent: Tuesday, April 30, 2013 10:45 AM > Subject: Re: [MBZ] Dealers/stealers > > > > Sounds like a Fargo moment. Was the FM the son-in-law of the owner of > the dealership? > > --R > > On 4/30/13 10:30 AM, WILTON wrote: > >> Picked up son's new Toyota truck yesterday to replace one totaled by a >> deer. First stopped by credit union to arrange financing - cost of vehicle >> minus ins. check = ~$13k. (Bit of background - son was laid off as a >> surveyor about 4 years ago; went to chef school with my help; been working >> as cook/chef about 1½ yr., so he's been "in a bind" for a few years.) I >> told CU lady I wanted it arranged however necessary for him to get lowest >> rate - 1.99%; if son couldn't qualify for that rate by himself, I'd sign >> with him. She worked it up for son by himself - 8.9%!! I said, "No, do it >> however it takes for it to be at 1.99%." She checked my application and >> exclaimed, "Debt free! How you do dat?" My reply, "By keeping stuff >> paid." ;<) Then she decided "we" could get the loan at 1.99% if I were >> Primary - i. e., MY loan. Meanwhile, I asked if Mrs. X (manager) were >> still there. Lady responded, "Yes, but it's Mrs. XY now, she got married." >> Lady studied papers and computer for few min and said, "Excuse me, I'll be >> right back." In few minutes she came back with Mrs. XY, who hugged me >> enthusiastically and said, "We're going to give son the loan by himself at >> the lowest rate - 1.99%. You've been with us for 34 years and paid off >> mortgage years ago; son has mortgage there, also, etc. >> >> Lady who was working on case called Toyota salesman to get an invoice, >> etc. and called clerk to start working up papers, etc. Few min later >> invoice arrived with wrong figures for ins. check - 'don't know where he >> got the imaginary figures. CU lady called Toyota; Toyota guy asked if we'd >> just go there and let him run the CU loan through "his system" in the usual >> manner and send it to CU electronically. I agreed reluctantly; they >> assured me that it was all same - still a CU loan at 1.99%. >> >> We arrived at stealership, called USAA for ins; received ins card by fax, >> then met "finance manager" for final paperwork; stuff finally moving along >> 'til finance guy went into his long-winded sales pitch for extended, >> long-term warranty adding another $27XX to the $13k CU loan. I tried to be >> calm and try to listen to his alarmist crap; noticed that son didn't know >> what to do. I finally had to chime in with, "No, please just work it up >> for the $13 CU loan and let's move on with it. You need to be taking stuff >> off - not tacking stuff on. The truck already has $3k "worth" of crap hung >> on it that he doesn't need." Finance guy wouldn't take "No" for an answer, >> though, and continued with his bull-dog-like alarmist crap. I told him at >> least twice more, "No, if we can't depend on the Toyota we're buying any >> more than that, maybe we need to go somewhere else." Finally got 'im to >> shut up about the extended warranty and move along with the $13k CU loan >> that we had already arranged at the CU. Finally got it done and got the >> Hell out of there. I'm gonna try mighty hard not to ever go back. >> >> It seems that the REAL reason, the Toyota guy wanted us to go there was >> to try to get another $27XX tacked onto their take. I'm afraid (nearly >> certain) that, if I had not been there, the SOB would have tacked it onto >> son's CU loan. >> >> Wilton >> >> ______________________________**_________ >> http://www.okiebenz.com >> For new and used parts go to www.okiebenz.com >> To search list archives >> http://www.okiebenz.com/**archive/<http://www.okiebenz.com/archive/> >> >> To Unsubscribe or change delivery options go to: >> http://mail.okiebenz.com/**mailman/listinfo/mercedes_**okiebenz.com<http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com> >> >> > > > ______________________________**_________ > http://www.okiebenz.com > For new and used parts go to www.okiebenz.com > To search list archives > http://www.okiebenz.com/**archive/<http://www.okiebenz.com/archive/> > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/**mailman/listinfo/mercedes_**okiebenz.com<http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com> > > ______________________________**_________ > http://www.okiebenz.com > For new and used parts go to www.okiebenz.com > To search list archives > http://www.okiebenz.com/**archive/<http://www.okiebenz.com/archive/> > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/**mailman/listinfo/mercedes_**okiebenz.com<http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com> > _______________________________________ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
