My cousin was an obstetrician, doing pretty well for some time. Maybe 10
years ago she sat down at the end of the year and sorted out all the
financials and came to realize that after all her various expenses, the
most significant of which was malpractice insurance, along with paying
her nurse, receptionist, rent, etc etc she actually made less money at
the end of the year than she had paid her nurse. She threw in the
towel, and being 1 of 3 obstetricians in her little town, the others
were not able to pick up the load so new and existing patients had to
travel some distance to get their care. It was a very difficult and
upsetting decision but she just decided it wasn't worth the effort any more.
She took some time off and started going to country auctions and yard
sales and such, buying stuff and selling it on ebay, and ended up making
more money doing that than she had in doctoring. Go figure. She tired
of that after a coupla years and got a job at a fat clinic a few hours a
week, making some good money, no headaches and minimal responsibility
compared to the obstetrician work. I haven't talked to her in a coupla
years so not sure what she is doing now, might be retired.
Similar story from a friend who is an ophthalmologist, but she ended up
starting a Botox clinic in Florida and is making a killing on cash
payments serving the vanity of her customers.
--R
On 11/4/15 10:33 AM, G Mann via Mercedes wrote:
I feel the need to weigh in on this discussion for a bit. AHA/Obamacare has
concerned every Citizen, angered many, perhaps a majority.
It came into being because of a set of events which go back about 40 years.
My belief is, those who wrote and passed this onerous piece of legislation
failed to address those sets of events or understand them.
BTW, my personal view is "You have to pass it before you can see what's in
it" only works with stool samples, not legislation.
In my view, the following steps got us where we are today:
1. Pre-1969 Doctors practiced, for the most part, as single practitioners,
made house calls, were respected members of their communities, and enjoyed
some financial success for their hard work, long hours, and study.
2. Then came the first Mal-Practice lawsuit which awarded the claimant a
huge sum [at that time huge] and financially ruined the treating doctor.
That court case established "case law" which then lead to multiple
"Mal-Practice Claim Suits" as the legal profession found deep pockets in
the individual Doctors who had build solid practices and became relatively
wealthy.
Ergo, Preditor [lawyer] Prey [doctor] rule of nature started playing out.
3. All Doctors, regardless of their field of practice, were suddenly in the
position of needing a new Insurance Product called "Mal-Practice
Insurance", which, for an active and successful practice was priced on
number of treatments made, value of the practice, and any other factors the
insurance company could find to load the policy in THEIR favor.
4. With the advent of "Mal-Practice Insurance" the Lawyer/predator found a
steady and reliable income, while the Doctor/prey became increasing
burdened with larger and larger "Mal-Practice Insurance Payments" as the
Insurance Company spread the cumulative loss out to ALL policies sold.
5. Being smart "Prey" animals, the Doctors followed the rule of nature for
Prey Animals and became a Herd, thus becoming individually less vulnerable.
6. This "Herd Concept" brought about [eventually] the "Health Maintenance
Organization" concept. AKA "HMO", which, by pooling their resources into a
"Herd" the "Medical Group" could now purchase and pay for a "Group Policy"
from the "Insurance Company", pool their staff costs, and cumulatively
reduce their individual cost. Now, they were a "Large Company" with Legal
Staff, Group Insurance, and layers of protection from the Lawyer/Predator
who would sue them out of existence as individuals.
7. Almost suddenly [within a decade] a Doctor visit went from a local small
office with one nurse/receptionist to a large facility with large staff,
large overhead, multiple doctors and multiple specialties, AND, large cost.
8. Health Insurance Companies responded by selling more expensive policies
to more people, because they are also in the Predator / Prey food chain. In
fact, it looks like they profit from both sides by selling "Mal-Practice
Insurance" to Doctors and "Health Care Insurance Policies" to
Citizen/patients.
9. The whole feeding frenzy spirals upward while the Citizen/patients fund
everyone EXCEPT themselves. Lawyers sue, Doctors buy more insurance, HMO's
grow larger since no doctor can now afford a private practice, and Health
Insurance Policy costs rise to meet rising costs caused by HMO's response
to fear.
10. Now comes AHA/Obamacare.... crafted in secret, passed without being
read, and profiting who.... Insurance Companies? Lawyers? Do we really
know?
It is my personal observation that Congress [name for a gaggle of monkeys,
Founding Fathers got that one right] .. failed to see and understand the
foundation problem set which caused health care costs to balloon out of
reach.
I may be right, I may be wrong.. in any case, I hope I have stimulated
others thinking.
Grant...
On Wed, Nov 4, 2015 at 7:52 AM, WILTON via Mercedes <[email protected]>
wrote:
Yep.
Wilton
----- Original Message ----- From: "Max Dillon via Mercedes" <
[email protected]>
To: "Mercedes Discussion List" <[email protected]>
Cc: "Max Dillon" <[email protected]>
Sent: Tuesday, November 03, 2015 10:19 PM
Subject: Re: [MBZ] single payer health insurance
I do think that resuming more normal relations with Cuba was the right
thing, at the right time. I think improving relations with Vietnam was
also overdue.
Exposing those oppressed peoples to "western" ways, by which I mean
capitalism and rule of law and individual liberty and property rights, is
the best way to undermine the commies. Takes time, but will get the job
done.
--
Max Dillon
Charleston SC
'87 300TD
'95 E300
On November 3, 2015 10:08:14 PM EST, Scott Ritchey via Mercedes <
[email protected]> wrote:
On a serious note, can anyone name even one initiative, policy, or
action of
the current administration that did not make the US poorer or weaker?
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