My house rules on cars for kids was:  [all responsible adults now] :
"If you are old enough and mature enough to drive, you are old enough and
mature enough to earn enough money to buy and support your own car,
including insurance and license expenses. "
"Part of your training to become a responsible adult and be treated like
one, is to take responsibility for your own actions and things. I'm only
here to offer guidance about how you can accomplish those personal goals.
If you want to have a car to drive, you have to want to support the
expenses to keep it legally insured and safe to drive. "

Some call it the "tough love approach", however, my view is, childhood is
best defined as "adults in training".


On Wed, May 26, 2021 at 7:36 PM Max Dillon via Mercedes <
mercedes@okiebenz.com> wrote:

> I'd say depends on the drivers too.  Youngish may mean expensive
> insurance, but the driver has matured and can drive and care for a decent
> car.  25 years old is a number that the insco used to use as the arbitrary
> dividing line, may still be.
>
> I would not carry full coverage on a $5k car, but I have a nice emergency
> fund that can cover a replacement.  I'm self insured, don't need to pay the
> insco beyond liability.
>
> Are you the bank of Mom & Dad?
>
> Max Dillon
> Charleston SC
>
>
> May 26, 2021 9:29:21 PM Clay via Mercedes <mercedes@okiebenz.com>:
>
> > Carry liability only for the car the younglings drive.  Ban them from
> other examples which cost more and put full coverage.  Stock up some cash
> to replace the kiddy car when it gets smashed up
> >
> > clay
> >
> > I have no pronouns please do not refer to me.
> >
> >
> >
> >> On May 26, 2021, at 11:56 AM, Allan Streib via Mercedes <
> mercedes@okiebenz.com> wrote:
> >>
> >> Would you carry full coverage on a $5,000 car, or liability only?
> >>
> >> Looking over the coverages on my fleet and trying to get the costs down
> >> with 3 "youthful" drivers.
> >>
> >> Allan
> > _______________________________________
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