I’m in absolute agreement with you. My point was as my Dad always said when we were school aged people:
“Your “job” as it were is to focus on your studies and become educated.” We had to work for spending money, but things that weren’t easily attainable working no more than 20 hours a week at minimum wage were either provided to us or subsidized in some manner. The point being is that it’s easy for a young person to lose focus on what’s important at that time in life and go off the rails, for example, work too much in order to generate money and let education slip. That was not acceptable in my household, as everyone was expected to have their nose in the books and be a successful student. Providing funding for essential needs, like car insurance, doesn’t derail or redirect someone’s performance. Not only that, making sure there is an understanding of the significance of such benefits has value as well. And no one gets a free ride - that assistance comes with strings attached, such as responsibilities around the house. -D > On May 27, 2021, at 12:53 PM, G Mann via Mercedes <mercedes@okiebenz.com> > wrote: > > I am in total agreement with you, except on one point which I hold as very > important. > That point is, not all learning happens in school. Life does not give > participation trophies for attendance, only for performance. The principle > that adulthood is suddenly bestowed upon a young person because they have > reached a certain age is not valid. The abilities of learning at school and > performing in other areas concurrently are joint, not separate, in real > life. As adult parents and mentors, I hold it is our duty to guide children > to be "young adults in training" through the growth experience. We hold > their hands while they learn to walk, but soon they take great pride in > walking on their own.. The rest of growing up to adulthood is a strong > parallel to that early moment. > > My Grandmother [who was truly a saint who raised 11 highly successful > children] said often, "There are no bad children, only bad parents." I > find wisdom and guidance in those words. > > On Thu, May 27, 2021 at 3:26 AM Dan Penoff via Mercedes < > mercedes@okiebenz.com> wrote: > >> While in principle I agree with you, as when one is paying for something >> out of their own money it suddenly has value, it’s not realistic in places >> like Florida where a teenage driver’s insurance can be several thousand >> dollars a year. That and I don’t want my kids having to work their bottoms >> off trying to pay bills when they need to be focused on learning and >> getting good grades. Once they get out in the workforce or leave home, >> certainly, they can assume the mantle of adulthood and be responsible. AS >> long as they’re at home and in school, I’ll subsidize some (not all) of >> their expenses in order to keep them focused on learning. >> >> -D >> >>> On May 27, 2021, at 2:01 AM, G Mann via Mercedes <mercedes@okiebenz.com> >> wrote: >>> >>> My house rules on cars for kids was: [all responsible adults now] : >>> "If you are old enough and mature enough to drive, you are old enough and >>> mature enough to earn enough money to buy and support your own car, >>> including insurance and license expenses. " >>> "Part of your training to become a responsible adult and be treated like >>> one, is to take responsibility for your own actions and things. I'm only >>> here to offer guidance about how you can accomplish those personal goals. >>> If you want to have a car to drive, you have to want to support the >>> expenses to keep it legally insured and safe to drive. " >>> >>> Some call it the "tough love approach", however, my view is, childhood is >>> best defined as "adults in training". >>> >>> >>> On Wed, May 26, 2021 at 7:36 PM Max Dillon via Mercedes < >>> mercedes@okiebenz.com> wrote: >>> >>>> I'd say depends on the drivers too. Youngish may mean expensive >>>> insurance, but the driver has matured and can drive and care for a >> decent >>>> car. 25 years old is a number that the insco used to use as the >> arbitrary >>>> dividing line, may still be. >>>> >>>> I would not carry full coverage on a $5k car, but I have a nice >> emergency >>>> fund that can cover a replacement. I'm self insured, don't need to pay >> the >>>> insco beyond liability. >>>> >>>> Are you the bank of Mom & Dad? >>>> >>>> Max Dillon >>>> Charleston SC >>>> >>>> >>>> May 26, 2021 9:29:21 PM Clay via Mercedes <mercedes@okiebenz.com>: >>>> >>>>> Carry liability only for the car the younglings drive. Ban them from >>>> other examples which cost more and put full coverage. Stock up some >> cash >>>> to replace the kiddy car when it gets smashed up >>>>> >>>>> clay >>>>> >>>>> I have no pronouns please do not refer to me. >>>>> >>>>> >>>>> >>>>>> On May 26, 2021, at 11:56 AM, Allan Streib via Mercedes < >>>> mercedes@okiebenz.com> wrote: >>>>>> >>>>>> Would you carry full coverage on a $5,000 car, or liability only? >>>>>> >>>>>> Looking over the coverages on my fleet and trying to get the costs >> down >>>>>> with 3 "youthful" drivers. >>>>>> >>>>>> Allan >>>>> _______________________________________ >>>>> http://www.okiebenz.com >>>>> >>>>> To search list archives http://www.okiebenz.com/archive/ >>>>> >>>>> To Unsubscribe or change delivery options go to: >>>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >>>> >>>> _______________________________________ >>>> http://www.okiebenz.com >>>> >>>> To search list archives http://www.okiebenz.com/archive/ >>>> >>>> To Unsubscribe or change delivery options go to: >>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >>>> >>>> >>> _______________________________________ >>> http://www.okiebenz.com >>> >>> To search list archives http://www.okiebenz.com/archive/ >>> >>> To Unsubscribe or change delivery options go to: >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >>> >> >> >> _______________________________________ >> http://www.okiebenz.com >> >> To search list archives http://www.okiebenz.com/archive/ >> >> To Unsubscribe or change delivery options go to: >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com >> >> > _______________________________________ > http://www.okiebenz.com > > To search list archives http://www.okiebenz.com/archive/ > > To Unsubscribe or change delivery options go to: > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com > _______________________________________ http://www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
