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Sander,
Thanks. That makes complete sense. Using defined holidays as a way of making sure that we dont do silly things when setting up loans like having them start/end of a known holiday.
The present approach also supports some other requirements and the fundamental cause for this is this need to have a 'loans repayment schedule' match exactly the 'meeting schedule' of a loan officer and his/her center/group.
So when you need to change the day of the week that this meeting occurs all installments on the loan are offset by this amount which ends up meaning the loan is a few days shorter or longer. Throw in offsetting for holidays as well with rules like ('move to next occurrence' and now you have a loan a full week longer - all this just because operationally the MFI want to change the days on which someone meets the group for collecting payments - but why would this impact the 'loan contract' in place?
I think this kind of requirements are very much expectations from GK only and a carry over from old mifos - but I would just want to hear what other people think on this from banks, credit unions and other center/group foccussed MFIs.
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