Hi, 

I am new to Mifos and would like to implement it. I already installed it
and put some data to test.
Here I have two cases that I was not able to manage.
1. I have an account of an association, the account holder is the
association and it has two persons who are responsible of account movement.
How can I create this account?

2. For penalties calculations, penalties used to be calculated according to
how much the client delayed to pay the loan installment. Is there a way of
calculating penalties in Mifos? So far, what I have seen is where you
specify the amount as penalty.

Thank you.


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