Diane, another option, if you prefer, is to chat (either voice or text) over
skype.  My account is rwhitney-grameen.  You can just ping me if we are both
online or we can arrange a time to chat (although next week might be better
as it's the holiday week here)

Cheers,
Ryan

Ryan Whitney  
Mifos Technical Program Manager
[email protected]
Mifos - Technology that Empowers Microfinance (www.mifos.org)



> From: Ed Cable <[email protected]>
> Date: Mon, 22 Dec 2008 10:27:03 -0800 (PST)
> To: "[email protected]" <[email protected]>
> Cc: <[email protected]>, <[email protected]>, Ryan Whitney
> <[email protected]>
> Subject: Re: Multiple users of the same account and penalties calculations
> 
> Hello Diane,
> 
> Would you be able to respond to Ryan's answers below and provide some
> additional information regarding your two questions so we can
> thoroughly respond.
> 
> Thanks,
> 
> Ed
> 
> On Dec 16, 3:10 am, Ryan Whitney <[email protected]>
> wrote:
>> Hello, I'll see if I can answer some of your questions below.
>> 
>>> From: <[email protected]>
>>> Date: Mon, 15 Dec 2008 08:44:48 -0600
>>> To: "[email protected]" <[email protected]>
>>> Subject: [Mifos-users] Multiple users of the same account and penalties
>>> calculations
>>> I am new to Mifos and would like to implement it. I already installed it
>>> and put some data to test.
>>> Here I have two cases that I was not able to manage.
>>> 1. I have an account of an association, the account holder is the
>>> association and it has two persons who are responsible of account movement.
>>> How can I create this account?
>> 
>> Let me rephrase this to see if I understand.  You have a customer that is
>> actually an organization?  And you would like to have two names attached to
>> the account so either person can access the account?
>> 
>> If that's correct, I would add some custom fields for client accounts that
>> retain the names of the individuals that can access the account, may even
>> want to add another field to hold some ID numbers to authenticate them.  I
>> would then enter in the organization name as the name on the account for
>> searching.
>> 
>> 
>> 
>>> 2. For penalties calculations, penalties used to be calculated according to
>>> how much the client delayed to pay the loan installment. Is there a way of
>>> calculating penalties in Mifos? So far, what I have seen is where you
>>> specify the amount as penalty.
>> 
>> Not currently, no, penalties are only entered in as specific amounts as you
>> discovered.  The work around would be for an organization to have a
>> procedure for calculating what this amount should be.
>> 
>> Hope that helps,
>> Ryan
>> 
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