Hello,
>> Let me rephrase this to see if I understand. You have a customer that > is >> actually an organization? And you would like to have two names > attached to >> the account so either person can access the account? We have three different cases: 1. The client is the beneficiary of the account. This works with MIFOS without any problems. 2. The client is the beneficiary of the account and has another person who can sign on the account (two people can access the account). 3. The client is an association or organization and is the beneficiary of the account, and two people can access the account. In this case, the account holder name is the association or the organization. For case 2 and 3, I think it can work if some custom fields are added for example for two extra individuals (with names, IDs, photos ...) For penalties, most Microfinance institutions have rules to calculate penalties depending on the days delayed times a certain percentage of the amount to pay. As you informed me, MIFOS does not have this. Thank you, Diane On Mon, 22 Dec 2008 10:27:03 -0800 (PST), Ed Cable <[email protected]> wrote: > Hello Diane, > > Would you be able to respond to Ryan's answers below and provide some > additional information regarding your two questions so we can > thoroughly respond. > > Thanks, > > Ed > > On Dec 16, 3:10 am, Ryan Whitney <[email protected]> > wrote: >> Hello, I'll see if I can answer some of your questions below. >> >> > From: <[email protected]> >> > Date: Mon, 15 Dec 2008 08:44:48 -0600 >> > To: "[email protected]" > <[email protected]> >> > Subject: [Mifos-users] Multiple users of the same account and > penalties >> > calculations >> > I am new to Mifos and would like to implement it. I already installed > it >> > and put some data to test. >> > Here I have two cases that I was not able to manage. >> > 1. I have an account of an association, the account holder is the >> > association and it has two persons who are responsible of account > movement. >> > How can I create this account? >> >> Let me rephrase this to see if I understand. You have a customer that > is >> actually an organization? And you would like to have two names > attached to >> the account so either person can access the account? >> >> If that's correct, I would add some custom fields for client accounts > that >> retain the names of the individuals that can access the account, may > even >> want to add another field to hold some ID numbers to authenticate them. > I >> would then enter in the organization name as the name on the account for >> searching. >> >> >> >> > 2. For penalties calculations, penalties used to be calculated > according to >> > how much the client delayed to pay the loan installment. Is there a > way of >> > calculating penalties in Mifos? So far, what I have seen is where you >> > specify the amount as penalty. >> >> Not currently, no, penalties are only entered in as specific amounts as > you >> discovered. The work around would be for an organization to have a >> procedure for calculating what this amount should be. >> >> Hope that helps, >> Ryan >> >> > --------------------------------------------------------------------------- > --- >> SF.Net email is Sponsored by MIX09, March 18-20, 2009 in Las Vegas, > Nevada. >> The future of the web can't happen without you. Join us at MIX09 to > help >> pave the way to the Next Web now. Learn more and register > athttp://ad.doubleclick.net/clk;208669438;13503038;i?http://2009.visitm... >> _______________________________________________ >> Mifos-users mailing list >> > [email protected]https://lists.sourceforge.net/lists/listinfo/mifos-users ------------------------------------------------------------------------------ _______________________________________________ Mifos-users mailing list [email protected] https://lists.sourceforge.net/lists/listinfo/mifos-users
