"Yes, capitalism assumes people will act in their best interest.
It's
what makes the market work. ..." - DJ

Are you kidding? If that is what makes it 'work', it is what has
broken it too.

On Mar 3, 11:59 am, Don Johnson <[email protected]> wrote:
> Yes, capitalism assumes people will act in their best interest.  It's
> what makes the market work.  The socialist concept of busting your ass
> for the 'public good' isn't going to work.  Obama and co. are going to
> have a rude awakening when they finally figure this out.  It's going
> to be a rough 4 years.  Probably 8.
>
> dj
>
>
>
> On Tue, Mar 3, 2009 at 12:42 PM, Kierkecraig <[email protected]> wrote:
>
> > Don,
> > Yes, I too hold the individuals responsible.  But isn't that a given?
> > Isn't the expectation that individuals will be greedy and self
> > interested?  I guess its no surprise then that the institutions set up
> > by those individuals mirror their qualities.
>
> > On Mar 3, 11:24 am, Don Johnson <[email protected]> wrote:
> >> As usual, I see your side and agree Craig.  However, I don't discount
> >> the responsibility of the individuals that signed the papers knowing
> >> they couldn't afford what they were getting.  If they didn't know,
> >> they should have.  I have made mistakes in the past and have paid for
> >> them dearly in some cases.  It frustrates me that I'm expected to pay
> >> for others as well.
>
> >> The banks and financial institutions are also at fault for creative
> >> schemes gone wrong.  I'm talking about Credit Default Swaps and
> >> convoluted derivatives in general.  Bundling mortgages and passing
> >> them off to unsuspecting investors, while apparently legal, is
> >> certainly unethical and our SEC should have taken better care of the
> >> publics interest.  It's supposed to be why they exist.  But, surprise,
> >> surprise!  The government is incompetent.  I'm shocked.  And appalled.
>
> >> Someone made the point that we are government.  There is some merit to
> >> this which is why I support less government.  Less to go wrong.
>
> >> dj
>
> >> On Tue, Mar 3, 2009 at 12:06 PM, Kierkecraig <[email protected]> 
> >> wrote:
>
> >> > Same thing I said to Slip, I say to you gruff.  This isn't the banks
> >> > fault.  They would never have done that.  It doesn't make financial
> >> > sense to do that.  The government did what you are complaining of.
> >> > Such an atrocity would never have happened in a truly free market.
>
> >> > On Mar 3, 8:28 am, gruff <[email protected]> wrote:
> >> >> We could always start with the real estate agents who, once the dogs
> >> >> of finance were unleashed, told any lie they could get away with to
> >> >> entice undeserving and under-earning people who couldn't afford a pot
> >> >> to piss in to buy a six figure home on the promise of a quick buck in
> >> >> a year or two when the 10% return on investment provided them with a
> >> >> five figure profit.
>
> >> >> I just wonder when (and if) the powers that be are going to go after
> >> >> those who reaped these unwarranted profits and got out before the
> >> >> crash.
>
> >> >> On Mar 2, 9:27 pm, Slip Disc <[email protected]> wrote:
>
> >> >> > I apologize for the belated welcome but nevertheless, Welcome!
> >> >> > What you have to understand, wood, is that many people have not the
> >> >> > slightest idea of financial calculation and are "told" by financial
> >> >> > experts that they "can" afford the house, the car, the credit card.
> >> >> > We cannot blame the people alone but more so the financial
> >> >> > institutions that have taken advantage of those who cannot perceive
> >> >> > their own financial worth and capability of repayment.  The US
> >> >> > unfortunately is full of sharks that have taken control of government,
> >> >> > taken control of the poor situations in which people live.
> >> >> > Who of you out there would not want to have a better home, car, and
> >> >> > other amenities in life?
> >> >> > What is happening now is an "Atrocity" perpetrated by the wealthy in
> >> >> > control of the government.
>
> >> >> > On Mar 2, 8:02 pm, wood <[email protected]> wrote:
>
> >> >> > > As much as I would love to blame, the government for this mess, but
> >> >> > > the government is not entirely to blame—The problem is closer to 
> >> >> > > home.
> >> >> > > People only have themselves to blame for putting themselves into
> >> >> > > situation they could have avoid only if they were mentally stronger,
> >> >> > > and not be blinded by false dreams and value. In trying to live the
> >> >> > > “American dreams” people makes premature decision; buying house they
> >> >> > > know they cannot afford, cars they can’t maintain… All for what?
> >> >> > > People need to change their outlook on life and stop falling victim 
> >> >> > > to
> >> >> > > mind imprisonment. In the drive to establish independency and
> >> >> > > individuality, everyone has become the same.
>
> >> >> > > On Feb 26, 4:17 pm, ornamentalmind <[email protected]> wrote:
>
> >> >> > > > "... Now our government is trying to keep deadbeats in houses they
> >> >> > > > can't afford and shouldn't have gotten loans for in the first 
> >> >> > > > place.
> >> >> > > > It's asinine." - DJ
>
> >> >> > > > What is even more 'asinine' and is not being talked about at ALL 
> >> >> > > > in
> >> >> > > > any media is that those of us who don't even own a house, whether 
> >> >> > > > we
> >> >> > > > could afford one or not ...and rent or...whatever, live on the 
> >> >> > > > street,
> >> >> > > > at parent's home etc. are among those who are PAYING the banks to 
> >> >> > > > help
> >> >> > > > keep people in homes! It's not even asinine, it is criminal!
>
> >> >> > > > On Feb 26, 2:42 pm, Don Johnson <[email protected]> wrote:
>
> >> >> > > > > Government is the problem because they manage the tax code.  
> >> >> > > > > It's so
> >> >> > > > > confusing the guy hired to be in charge of it can't figure out 
> >> >> > > > > how to
> >> >> > > > > pay his taxes.  Let's make it easy.  How about a flat tax on all
> >> >> > > > > income and consumption?  Without the loopholes that are so 
> >> >> > > > > abundant
> >> >> > > > > for the extremely wealthy to avoid taxes.  I love the idea.  Of
> >> >> > > > > course, this would eliminate Congress's major power of
> >> >> > > > > reward/punishment ability so it will never happen.  The 
> >> >> > > > > bribes...oops,
> >> >> > > > > I mean campaign donations... would dry up.
>
> >> >> > > > > dj
>
> >> >> > > > > On Wed, Feb 25, 2009 at 12:45 PM, ornamentalmind
>
> >> >> > > > > <[email protected]> wrote:
>
> >> >> > > > > > Yes, it is fran. Today many who pay a lot in taxes, not 
> >> >> > > > > > percentage
> >> >> > > > > > wise, but in amount based on a large income don't mind at 
> >> >> > > > > > all. Only a
> >> >> > > > > > select vocal few are heard in the media to the point that such
> >> >> > > > > > propaganda about the government being the problem 
> >> >> > > > > > (Ronnie)....has
> >> >> > > > > > become a common myth. I've said it many times...when I was a 
> >> >> > > > > > kid, my
> >> >> > > > > > father paid 91% of his income in taxes...and, we did VERY 
> >> >> > > > > > well....no
> >> >> > > > > > complaints. Today, in most cases, the poor pay a higher 
> >> >> > > > > > percentage of
> >> >> > > > > > their income in taxes than the rich. Robin Hood aside, this 
> >> >> > > > > > is absurd
> >> >> > > > > > no matter the argument.
>
> >> >> > > > > > On Feb 25, 9:28 am, frantheman <[email protected]> 
> >> >> > > > > > wrote:
> >> >> > > > > >> Don's - of course - purely rhetorical suggestion about the 
> >> >> > > > > >> non-payment
> >> >> > > > > >> of taxes seems to echo a certain US American mythology that 
> >> >> > > > > >> there's
> >> >> > > > > >> something un-american about paying taxes, as well as there 
> >> >> > > > > >> being
> >> >> > > > > >> something inherently suspect about (central) government.
>
> >> >> > > > > >> Nobody likes paying taxes and very few would even consider 
> >> >> > > > > >> paying more
> >> >> > > > > >> than they absolutely have to - including me. But I must also
> >> >> > > > > >> acknowledge that taxation is the basic method for paying for 
> >> >> > > > > >> things
> >> >> > > > > >> which a country/community/society feels need to be organised
> >> >> > > > > >> collectively. It belongs to the basic ideas of 
> >> >> > > > > >> self-definition of a
> >> >> > > > > >> country/community/society to decide what these collective 
> >> >> > > > > >> tasks are
> >> >> > > > > >> and how far they should be funded by the common purse.
>
> >> >> > > > > >> Even as a non-US American, I seem to remember that the 
> >> >> > > > > >> rallying cry
> >> >> > > > > >> for the American Revolution was not, "No taxation," but 
> >> >> > > > > >> rather "No
> >> >> > > > > >> taxation without representation." The USA established itself 
> >> >> > > > > >> on this
> >> >> > > > > >> basis as a representative democracy. Everything else flows 
> >> >> > > > > >> from that.
> >> >> > > > > >> To use the language of 18th Century political thinkers, 
> >> >> > > > > >> that's the
> >> >> > > > > >> basic social contract and there's no way to opt out of it 
> >> >> > > > > >> and back to
> >> >> > > > > >> the "state of nature." As far as I recall, the US fought a 
> >> >> > > > > >> rather
> >> >> > > > > >> spectacular civil war about that very issue. Those who 
> >> >> > > > > >> wanted the
> >> >> > > > > >> right to opt out lost.
>
> >> >> > > > > >> None of this, of course, addresses problems of injustice 
> >> >> > > > > >> within
> >> >> > > > > >> particular taxation systems. But, strictly seen, that's what 
> >> >> > > > > >> has to be
> >> >> > > > > >> sorted out within the representative democracy framework. 
> >> >> > > > > >> Or, if your
> >> >> > > > > >> conscientious objections lead you to refuse, then you must 
> >> >> > > > > >> accept the
> >> >> > > > > >> consequences. In my opinion, that's the kind of bravery Orn 
> >> >> > > > > >> is talking
> >> >> > > > > >> about.
>
> >> >> > > > > >> Francis
>
> >> >> > > > > >> On 25 Feb., 16:50, ornamentalmind <[email protected]> 
> >> >> > > > > >> wrote:
>
> >> >> > > > > >> > First, since the US stopped being serious about tariffs, 
> >> >> > > > > >> > taxes are
> >> >> > > > > >> > needed for the common good. The IRS has been under-funded 
> >> >> > > > > >> > for years
> >> >> > > > > >> > and the result(s) is they only go after those accounts 
> >> >> > > > > >> > that will be
> >> >> > > > > >> > easy to collect. read: the accounts of the 
> >> >> > > > > >> > non-powerful/non-rich.
> >> >> > > > > >> > Our founding fathers not only decided not to continue to 
> >> >> > > > > >> > pay their
> >> >> > > > > >> > taxes, but they took action that would have resulted in 
> >> >> > > > > >> > their death if
> >> >> > > > > >> > caught. Almost to a man, they died in poverty. Few today 
> >> >> > > > > >> > are as brave.
>
> >> >> > > > > >> > On Feb 24, 6:41 pm, Slip Disc <[email protected]> wrote:
>
> >> >> > > > > >> > > Sure, the Duty of Civil Disobedience, good ole Thoreau.
>
> ...
>
> read more »- Hide quoted text -
>
> - Show quoted text -
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