“…In a free market you can shop
for the right loan.  In a heavily regulated industry you get banks
that are "too big to fail."” – DJ

Perhaps my memory fails…I was *sure* that the recent banking situation
occurred *after* years of deregulation…


On Feb 8, 7:00 am, Don Johnson <[email protected]> wrote:
> They still get their pound of flesh.  The bank buys the property and
> then rolls all the customary fees and interest and taxes into a new
> selling price for the buyer.  And since the buyer is now unable to
> take the customary mortgage payers deductions they get screwed another
> way.  Foolish.  Like so many other religious tenets there was probably
> a good reason for doing this a thousand years ago.  Just like there
> was probably a good reason for not eating pork.  Those reasons don't
> exist in the civilized world anymore.  In a free market you can shop
> for the right loan.  In a heavily regulated industry you get banks
> that are "too big to fail."
>
> dj
>
>
>
> On Mon, Feb 8, 2010 at 7:21 AM, Pat <[email protected]> wrote:
>
> > On 3 Feb, 16:35, Lee <[email protected]> wrote:
> >> This sorta stuff is getting our of hand isn't it?
>
> >> I mean this culture of blame, okay we can certianly blame the banks
> >> for the world wide finacial situation we are currently in, but can we
> >> really blame any politician for not solving the problems quickly
> >> enough?
>
> >> Shit even if Mr Cameron comes to power over here I still just couldn't
> >> put blame on him for not sorting out this mess.  I don't how to sort
> >> it, do any of you?
>
> > Yup.  Islamic banking!   And I mean Islamic banking WITHOUT all the
> > loopholes that people, lately, have brought into it.  The current
> > banking problems simply would not have been possible.  Think of a
> > world without institutionalised usury that constantly preys upon those
> > with little or no money by charging them even more.  Of course Islamic
> > banking isn't in concord with capitalism and that means that greedy-
> > arsed money-grubbers won't like it.  Tough, I say!!
>
> >> On 3 Feb, 15:20, rigsy03 <[email protected]> wrote:
>
> >> > There have been many articles about homeowners just walking away from
> >> > their mortgages because of the depressed value versus their payments,
> >> > insurance, taxes, etc. Obama will not be able to solve this one and he
> >> > and his administration have made the situation catastrophic for the
> >> > present and future. Contract law is becoming a joke as people feel
> >> > free to do as they please and they feel justified by pointing to
> >> > scandals that make the news.
>
> >> > On Feb 3, 7:55 am, Molly <[email protected]> wrote:
>
> >> > > I believe Obama was successful in getting info from the Swiss banks
> >> > > themselves, or so the press here reported.  Perhaps the German
> >> > > government might be successful in getting this information from the
> >> > > banks.
>
> >> > > On Feb 2, 9:10 pm, archytas <[email protected]> wrote:
>
> >> > > > No morals involved Francis.  We do people for pennies in benefit 
> >> > > > fraud
> >> > > > on the basis of information from much slimier sources.  The only
> >> > > > questions are about how to agree how to pay the informant.
>
> >> > > > On 2 Feb, 17:13, Lee <[email protected]> wrote:
>
> >> > > > > I think that perhaps Fran this is actualy a much larger question 
> >> > > > > than
> >> > > > > at first percived to be.
>
> >> > > > > What actions should a goverment take in the running of the country?
>
> >> > > > > I think that any goverment has it's own share of 'wet' and 'black'
> >> > > > > work going on don't you?  I also think that thye majority of us
> >> > > > > understand the necisity of such work, and so cannot in all god
> >> > > > > conciousness complain over much about such dubiouse morality.
>
> >> > > > > So when measured against this, and in these chaotic finacial times,
> >> > > > > then perhaps theft can also be forgiven?
>
> >> > > > > Well like most things I guess we need to look at specifics, but
> >> > > > > personaly I'm going to have to say on this one, that at times any
> >> > > > > goverment is bound to act imorraly for the benifit of the country, 
> >> > > > > and
> >> > > > > in all probabilty this being the case we have to deem such actions 
> >> > > > > as
> >> > > > > exceptable.
>
> >> > > > > On 2 Feb, 16:59, frantheman <[email protected]> wrote:
>
> >> > > > > > The  German government has been offered a CD containing data
> >> > > > > > concerning around 1,500 bank accounts in Switzerland where money 
> >> > > > > > has
> >> > > > > > been squirreled away by Germans to avoid paying tax in Germany. 
> >> > > > > > The
> >> > > > > > data was stolen. The asking price for the CD is € 2.5 million. 
> >> > > > > > The
> >> > > > > > information is estimated to be worth around € 100 million to the
> >> > > > > > German tax authorities.
>
> >> > > > > > The Swiss are, predictably, incandescent. Personally, as someone 
> >> > > > > > who
> >> > > > > > pays taxes in Germany, I don't have much sympathy with those rich
> >> > > > > > enough to avoid paying their taxes by trying to hide money in 
> >> > > > > > other
> >> > > > > > countries and taking a hit for doing so. On the other hand, 
> >> > > > > > there is
> >> > > > > > no doubt that the German government is giving a signal that 
> >> > > > > > certain
> >> > > > > > kinds of crime pay, as long as the return from other criminals 
> >> > > > > > (rich
> >> > > > > > tax dodgers) is big enough. In one sense, the government is
> >> > > > > > undoubtedly guilty of the crime of knowingly receiving stolen 
> >> > > > > > goods.
> >> > > > > > Should they do it?
>
> >> > > > > >http://www.spiegel.de/international/germany/0,1518,675371,00.html
>
> >> > > > > > Francis- Hide quoted text -
>
> >> > > - Show quoted text -- Hide quoted text -
>
> >> > - Show quoted text -- Hide quoted text -
>
> >> - Show quoted text -
>
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