On Tue, Feb 9, 2010 at 12:17 AM, ornamentalmind
<[email protected]> wrote:
> “Some regulation is required but over regulation brings it's own set
> of problems…” – DJ
>
> Specifically, what problems have over regulation brought to the USA?
> Presumably, these problems would be at least as dire as the result of
> deregulation.

"The Sarbanes-Oxley Act of 2002, which placed extremely costly
additional financial burdens, is estimated to have “cost in lost
market value of U.S. companies at $1.4 trillion.” In addition, it
appears that the requirement for independent-director majorities on
corporate boards has reduced the willingness of corporations to take
risks, which will have a long run, adverse effect on U.S. economic
growth.

The Securities and Exchange Commission (SEC) has placed a number of
costly, new regulations on companies that have not been justified by
competent cost-benefit studies and engaged in a number of enforcement
abuses, notably, charging companies in the press with a possible
securities violation without sufficient proof, which makes them
subject to SEC staff blackmail. The SEC also adopted a requirement
that companies “expense” stock options, even though they are not an
expense to the company. Venture capitalist and financial expert, Kip
Hagopian, in a major article just published in the California
Management Review, explained that stock options are a “shared benefit”
and not an expense. Thirty financial, accounting and economic experts,
including three Nobel Prize winning economists, have signed Hagopian’s
paper.

The poorly thought-out legislation and regulation, including attempts
to “cure” problems that are not problems, have now clearly damaged the
U.S. All jurisdictions are subject to pressures for unjustified and
destructive regulation. These pressures come from: Regulators who
desire to increase their staff sizes and power; Politicians who like
to claim they are “solving” a problem while giving little thought to
whether there really is a problem, and whether or not their “solu
tion” will make matters better or worse; Regulatory compliance staffs
within businesses who have a vested interest in more regulation; And
the news media which, without giving any thought to the consequences,
all too frequently like to demand more regulation to stop any
“alleged” problem."

I pasted the above from an article from a 2006 article from
FreedomWorks.  The entire article can be found here.

http://www.freedomworks.org/publications/the-danger-of-over-regulation


> “A few simple rules that are ENFORCED and an active and vigilant SEC
> are what we need.” – DJ
>
> Specifically which ‘simple rules’ are you proposing Don? And, I agree
> that enforcement is a big issue. Unfortunately all too often political
> ideology enters into the picture rather than more objective analysis.

I propose full disclosure.  Archy is right.  We need openness,
transparency and, I'm dreaming here, honesty.  If we have that then
the folks decide from there.  When companies or banks or unions or
churches or governments or whatever aren't doing this then they should
be investigated.  I expect a lot from a free press.  Maybe too much.


> “… I assume you are referring to Clinton's Financial Services
> Modernization Act of 1999.” – DJ
>
> Not specifically. While it is all linked together, most of the recent
> stuff started with RR’s signing into law of the Garn–St. Germain
> Depository Institutions Act of 1982.

Another bad move from a populist president.  Ronnie wasn't perfect.
Twas lack of oversight that allowed the S&L disaster.
>
>
> “I agree this sweeping removal of regulation was probably a mistake.”
> – DJ
>
> Good, I’m glad we agree that deregulation was the problem.

I'd accuse you of fallacious argumentation here but that would be
petty and doesn't advance my mission of honesty and my sincere desire
to get my opinion across without demeaning my interlocutor.  ;-)

dj

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