Hey, a question for Cara and/or others:

It seems the biggest obstacle to establishing a CLT is the same that dogs any other 
housing proposal:  capital.  Where do you get the capital to purchase land, rehab a 
property, build a new one, etc.?  I suspect the same as anywhere else but would love 
to hear about how PRG/Seward and others involved in the Minneapolis effort are 
approaching this.

Also, commenting on myself:

Gregory Luce wrote:

I'll wager my most treasured knick knack that most families, in an incredibly tight 
market or in a distressed neighborhood (or both), would take affordability and 
ownership anyday over wealth-building through home equity, if that was the ultimate 
choice.
------

To whom shall I send my 1977 autograph of Muhammad Ali, signed on the back of my dad's 
personal check?
 
I think I should have said that most low-income families would take home-ownership 
sooner (through a CLT) than a fading hope for home-ownership later when the market or 
their circumstances may finally allow them to purchase.  Push comes to shove, I bet 
most folks would prefer outright traditional home-ownership with the potential to 
build more significant equity that way.  

Gregory Luce
North Phillips (work)

North Phillips Press is a publication of Project 504, 
a housing related neighborhood organization based in 
the Phillips neighborhood.
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