From:Terrell Brown

> Those who rent their homes continue to pay higher real estate tax rates
> than those who own theirs, probably only because they are a more
> effective political force (often called special interests).  Renters
> also tend include our lower income residents.
>
> Explain to me why a renter in Loring Park, Philips or Central should
> have his or her home taxed at a higher rate than a home owner living on
> Lake of the Isles.  The owner of the little coffee shop at 29th and
> Lyndale pays an even higher rate.  Incidently in most states those
> properties would be taxed at the same rates.

In actuality, it isn't the renters that pay the property taxes.  It is the
business that owns the rental property that is paying the property taxes.
That property is a commercial, revenue producing asset and as such, the
higher tax rates reflect both the cost of taxing the property as someone's
home and taxing the profits being made by the business, something I do think
is appropriate.

Now it is true that the renters are paying the total rent.  But I think
people often forget that rent is set on what the market will bear and not on
the cost of providing the property.  We have seen substantial increases in
rents at a time when there have been substantial decreases in the tax rates
of rental property.  Why is that?  One of the big factors is that from 1990
to 2000, the population of the region grew 15.4% while the supply of rental
property increased only 3.9%.  Other factors also contributed like the
number of people employed grew substantially, household size went down
somewhat, suburbs seemed to only want single family detached houses, etc.
The demand for rental property grew at a much greater rate than the supply,
driving up the rents that people have been paying.

At the same time, the costs of providing rental property have increased but
the tax rates for rental property have decreased.  The difference has gone
to the property owner's profits.  Because of the tax rate decreases, rental
property ownership has become more lucrative, which has driven up the values
of rental properties.  So if you owned rental properties say ten years ago,
you have seen a double bump, one from the icnreased value of your
properties, and one from the increased rents that you can charge.

I do believe that this bubble is deflating a but at the moment.  The economy
has created more unemployment, reducing available income for many people,
the number of multi-family housing units has increased (last month, it was
50%/50% between single family and multifamily, indicating that possibly
there will be an eventual overbuilding of rental property) and other factors
are now resulting in the increased vacancy factor for rental property in the
region.

Carol Becker
Longfellow







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