Excellent question.  In asking it, Vicky pulls the covers off and exposes
the actions of both parties over the past going back over 60 years.  As I
posted before, Minneapolis gets a peak at its future by looking at how
Oregon has gone from owing $8 billion last year to $14 billion that it owes
the Oregon public employees pension fund this year because of guarantees
built into so that if its managers don't do well with the monies, the tax
payers have to make it up, a recipe for disaster if I ever heard one.  Vicky
correctly asks how does the state and city pensions funds figure, as they
will BOTH greatly impact on Minneapolis.  The pension funds have moved
beyond third rail status and have become the unexpected quicksand of
American politics.  When foxes are left in charge of the hen house they
inevitably feast.  Vicky lists the dangers that come when the dream world
governs rather than the is world.  The original SS bill contained private
investments as a part of it.  FDR killed it as he wanted the votes of all
those who would be eligible plus their offspring that would be helped by
that as well.  Ever since, different groups have fought for their government
"entitlements."  History has shown that in the U.S.A., investments have
always, after the ups and downs, wound up averaging going up.  As long as
pensions don't follow investment 101 rules, the results Vicky lists will be
the results.  SS and pensions have long been used to mask budgeting
problems.  But if corporate and state and city pension funds don't perform
as intended, then the city will have social costs that would hit it like a
Tsuname wave.  This is not a Republican or Democratic problem, nor a liberal
conservative problem, as all have contributed to it.  By making SS the 3rd
rail of American politics, and not touching it, too many pensions funds
adopted the same wink wink dynamics.  The party and political label will,
however, come into play in how Vicky's pension funds are dealt with unless
both sides determine to make this a common ground truly bipartisan quest for
rational action of the is realm, not the dream realm, outside those labels.
This is a "political-economic" war that will impact on each of us and the
city far more than will the current dust-up in the middle east, as
impactful, of course, as that will be.  Historical footnote:  as the oil
price goes up, stocks go down.  If the Casandras are right about Iraq, our
state and city budgets will become even more impacted, if not devastated.
If the rosie future types are right, oil prices will subside soon and the
stock market will begin a rather remarkable climb which will greatly help
the city and state budgets.  We are watching one of the great rolls of
history's dice in the greatest casino of them all.  May all of our sevens
come eleven, for the eyes up at the end of this craps table will directly
determine the health of the Minneapolis table.



 -----Original Message-----
From:   [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED]  On Behalf Of
Victoria Heller
Sent:   Saturday, March 15, 2003 11:29 AM
To:     Mpls Forum
Cc:     [EMAIL PROTECTED]
Subject:        [Mpls] Pensions

Michael Hohmann asks:

".....when will our public pensions be converted from defined benefit to
defined contribution?"

Vicky Heller comments:

Pensions are a ticking time bomb in the public and private sectors.

Example:  General Motors has 175,000 current employees, and 450,000 former
employees collecting pensions.    One doesn't need much math to see that
this ratio can't continue forever.  Right now, GM owes its pension fund
$12.7 billion.

How many former Minneapolis employees are collecting, or waiting to
collect, pension benefits?  A few months ago, a listmember posted that the
City currently has 6,230 full time employees (before any cuts.)  I would
like to know how many people are either collecting now, or waiting in the
wings to collect City pensions.

Government entities must be required to disclose the WHOLE truth about
their pension obligations - just like publicly traded companies.

There are 354 companies in the Fortune 500 that report pension data.  234
of them (66%) owe money to their pension funds....for example:
Exxon - $7.2 billion
Ford - $2.5 billion
Delphi Automotive - $2.4 billion
Delta Airlines - $2.4 billion
United Technologies - $2.3 billion
American Airlines - $1.9 billion
Pfizer - $1.3 billion
Procter & Gamble - $1.1 billion
Chevron, Texaco, Pharmacia, Goodyear, and Raytheon - $1 billion each

What is the corresponding number for Minneapolis - and how are we going to
fix the problem?

Vicky Heller
Cedar-Riverside and North Oaks


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