Minn wrote: 
The tax credits that we sold for equity, gave us an outside investor
partner, (not government funds) who shares in a portion of the project
profits. 

My Response:
Tax credits are a way for taxpayers to purchase tax deductions.  While it is
true that investors purchase tax credits and become part owners in the
project, their goal is (usually) to obtain tax write-offs greater than the
amount they invest.  A quick google of "section 42 tax credits" gives you
lots of advice on how to pay less taxes via tax credits.  My point is this:
While government does not pay for the credits; society does receive lower
taxes in the future.  

Minn wrote:
the city created a "package" that was worth $18 million in rent savings over
the next 30 years, cleaned up a polluted brownfield,and opened the east bank
industrial riverfront to residential redevelopment. I think The City made a
good investment, and certainly received a lot of value. 

My Response:
It is hard for me to calculate the value of cleaning up the brownfield and
redeveloping the East bank. But, there is certainly value there.  

I greatly appreciate Mr. Minn correcting my earlier post.  Clearly I
understood the MHFA website incorrectly.  I apologize.  However, my original
three question still have merit:

1) Do projects like this provide more affordable housing or gentrify
downtown?  

2) Stone Arch's rents are limited to 50% & 60% of the Area Median Income.
Those levels are higher than the metro average market rent.  If we really
want to create more affordable housing, we must focus on families that make
30% and less of the Area Median Income.  

3) If a building's taxable value is lowered because of it's commitment to
restrain rent, that appears to conflict with the value of TIF.

I again, want to stress that I have no issue with Mr. Minn or Stone Arch.  I
believe they built precisely what they promised.  My question is with
government policy and, in particular, our affordable housing policies.

Finally...  Mr Eklund adds:
Should the citizens see a change in policy is needed, the ballot box awaits
this fall.

My response:
Given the political climate, no candidate is willing to speak against
"affordable housing."  Until we educate the people and our leaders, we will
continue to get solutions that (I believe) miss the target.  

Regards, Bill Cullen.
Whittier Landlord.

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