Mary Lou,

Your use of your money may dictate whether or not you have a separate  
cash account.  For me, a very small number of my transactions are for  
cash, but enough to merit a separate cash account.

If you are withdrawing money (say $40) from a checking account for  
cash, and then spending all of that cash on the same type of expense  
(same bucket--say Groceries), it may not be worth tracking those  
individual cash expenses, and you can call the single withdrawal from  
your checking account a Grocery expense and assign it accordingly.

On the other hand, if you withdraw cash, and then spend the cash on  
hand on different types of expenses (say some on Groceries, some on  
haircuts, some on children's allowances), each of which you want to  
track via buckets, you would need a separate Cash account.  To make  
the withdrawal, you would create a transfer from checking to your cash  
account.  Then, when you spend the cash, you would assign the cash  
transaction to appropriate buckets.

I use this latter method, but sometimes, if I am just making a quick  
withdrawal and then spending it all right away, I may not bother with  
the transfer to cash and then the expense from cash--I'll just create  
the expense right out of checking and assign it to a bucket from  
there.  This is often my approach on business trips where I am  
allotted a daily amount for meals--I won't track each meal via cash,  
but just call the singular ATM withdrawal Business Meals, even though  
it may have served for multiple meals, plus admission to a museum,  
etc, which I am paying for from my per diem.

Grace to you,
Blair

On Jan 25, 2009, at 1:58 PM, ciara belle wrote:

>
> ok i see - a 3rd transaction for the 25....i was hoping to keep that
> 25 w/ the rest of the 400 (425) to show the entire amount i
> received... curiosity here -- do i need to create the basic cash
> account?  (i have several that *i* created for savings and such -
> which are really just fake accounts - but i am not sure if moneywell
> creates a basic default cash accounts for this sort of thing)..
> thanks
> mary lou
>
> On Jan 25, 9:33 am, Kevin Hoctor <[email protected]> wrote:
>> On Jan 25, 2009, at 7:01 AM, ciara belle wrote:
>>
>>
>>
>>> And keep some for myself :)
>>
>>> I had 575... since i sold two items i put it as two separate items  
>>> in
>>> moneywell.. 150 and 425...  but my husband decided keep 25 for
>>> himself...  so now its 550..
>>> so on the 1 transactions i entered it as 425... and split it - 400  
>>> to
>>> one bucket - and 25 i left w/ no bucket and checked the checkbox on
>>> the left (which i thought was for cash)... but the transaction  
>>> remains
>>> at 425 (total)... I put the other amount as a separate line item of
>>> 150 (i had intended to delete the 550 deposit and check off the two
>>> which added up to that total (since i need to keep payee for each -
>>> and the bank always deposits as a lump sum... pet peeve that is)...
>>> anyways -- i had to in the end delete the 25.. off the 425 since it
>>> was not putting the 25 in cash...
>>
>>> did i do this wrong?  i wanted to show that i had Recieved 425 - but
>>> kept 25 for me... to spend .. so it didnt end up in the bank...
>>> ?
>>
>> Hi Mary Lou,
>>
>> If you are entering a deposits in your bank account of cash in the
>> amounts of 150 and 400, then those are the amount you should use
>> because that's the money that went into your account. If you kept 25
>> out of it for spending as cash, then you would put that as a deposit
>> in your cash account.
>>
>> You can still flag both deposits (in the bank account and your cash
>> account) as going to a specific bucket if you want to show them as a
>> special kind of income.
>>
>> Peace,
>>
>> Kevin Hoctor
>> [email protected]
>> No Thirst Software LLChttp://nothirst.comhttp:// 
>> kevinhoctor.blogspot.com
> >


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