Hi all,

I want to simplify my categories a bit more, I tend to overdo them.
Currently I have a few buckets relating to my home:
- mortgage
- utilities
- house (city tax, service fees (I live in an appartment building, I
pay service fees for someone else to clean the halway and such))

some related to leisure spending:
- dining out
- books
- hobby
- hosting of website / email

and then some like:
- travel
- insurance (health, dog, house)
- savings
- gifts
- clothing
- dog (food, taxes, vet)
- equipment
- furniture

I feel like I can simplify these a bit more, make one bucket for the
hobby/books/dining out bit, maybe move the furniture and equipment to
house. I use the memo field extensively, so it's very easy for me to
find all items that would fall under 'furniture' or 'equipment'.
Perhaps also separate the insurances in a proper way (medical, dog,
house).
I'd very much like to separate the needs from the wants from the
savings clearly, but like I said, I tend to overdo the categorizing,
so I would appreciate anyone's ideas or suggestions.
How much do you chop everything in bits? What does your ideal
'seperation' look like?

Thanks in advance! I'm loving this really ;)

Tanja
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