On Sat, Feb 21, 2009 at 3:38 PM, Nordica <[email protected]> wrote:
>
> (hopefully an easy question for someone to answer...)
>
> I'm in the process of setting up my buckets (i'm trying REALLY hard to
> minimize the number per the informative article on the support site,)
> and struggling with one reacquiring question:
>
> Am I to allocate every dollar (i.e." every dollar has a job") in a
> bucket somewhere? (even thinks like fees, postage,etc) =zero-based
> budgeting
> OR
> just create buckets for area of spending (rather, overspending)
> concerns. For example, all of my utilites are on a equal-pay and auto-
> pay program.  Do i create a bucket for those tranactions? If it's zero-
> based, I would...if it's only to help with spending, I wouldn't since
> they are "fixed" and no emotional control needed.
>
> thanks!

Create a bucket for everything. I guess "zero based" is what you would
use. I like to end up with money left over in my Salary Bucket, but my
other buckets are usually to spend to zero. ( although we're trying to
cut back on the Dinning bucket )

In my dining example, it's for making sure we don't overspend. But, I
track and allocate every dollar.

I hope that helps.

Patrick

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