yeah, if you don't allocate every dollar, you'll transfer money to your savings that you really have spent/or will spend in un-bucketed transactions.
thanks for your reply Patrick. On Feb 21, 2:48 pm, Patrick Burleson <[email protected]> wrote: > On Sat, Feb 21, 2009 at 3:38 PM, Nordica <[email protected]> wrote: > > > (hopefully an easy question for someone to answer...) > > > I'm in the process of setting up my buckets (i'm trying REALLY hard to > > minimize the number per the informative article on the support site,) > > and struggling with one reacquiring question: > > > Am I to allocate every dollar (i.e." every dollar has a job") in a > > bucket somewhere? (even thinks like fees, postage,etc) =zero-based > > budgeting > > OR > > just create buckets for area of spending (rather, overspending) > > concerns. For example, all of my utilites are on a equal-pay and auto- > > pay program. Do i create a bucket for those tranactions? If it's zero- > > based, I would...if it's only to help with spending, I wouldn't since > > they are "fixed" and no emotional control needed. > > > thanks! > > Create a bucket for everything. I guess "zero based" is what you would > use. I like to end up with money left over in my Salary Bucket, but my > other buckets are usually to spend to zero. ( although we're trying to > cut back on the Dinning bucket ) > > In my dining example, it's for making sure we don't overspend. But, I > track and allocate every dollar. > > I hope that helps. > > Patrick --~--~---------~--~----~------------~-------~--~----~ You received this message because you are subscribed to the Google Groups "No Thirst Software User Forum" group. To post to this group, send email to [email protected] To unsubscribe from this group, send email to [email protected] For more options, visit this group at http://groups.google.com/group/no-thirst-software?hl=en -~----------~----~----~----~------~----~------~--~---
