On Mar 1, 1:16 am, Brent Weber <[email protected]> wrote:

> What you describe is the standard behavior.  Here is an example of why
> you might want to do that...
> Lets say I do major clothes shopping twice a year (about $500 each
> time).  I also plan to spend a couple hundred a year on sox, underwear
> and other small purchases.
> I would allocate $100 per months.  Most months I only spend about $15,
> so the remaining $85 (100-15) accumulates from month to month.  After
> six months, my bucket balance should be about $500 (85 x 6 = 510).
> Now I can go on my shopping spree without having to use my credit card.

That makes sense for something like clothes. But for example I budget
$20/month for bank fees. ATM Withdrawals, etc. Well lets say I don't
have any bank fees that month. I don't want $40 in there next month. I
just want $20. And I have a lot more buckets that I do not want to
ever have more then their set limit in then buckets I want to grow.
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