On Mar 1, 1:08 pm, txcrew <[email protected]> wrote:

> In my case, I don't allocate any funds to my bank fees bucket.  When I
> am charged a fee from my bank, it's usually small enough that I can
> allocate funds from other buckets to cover the cost.
>
> If you have several buckets in which you do not want the total to
> breach a set amount, in my opinion what you should do is since you are
> in fact saving money, you should re-allocate (or flow) the difference
> between the total and the amount that you set into your savings
> bucket.
>
> Alternatively, since the amount left in each bucket at the end of the
> month can vary, you can override the amount you wish to be allocated
> at the beginning of next month in the 'allocate income' window.  If
> the bucket does not need any additional income, set the amount to be
> allocated to '0' or the amount needed to bring the bucket to the
> amount you specified.

I see what you are saying. I guess the way Moneywell does this one
part doesn't make a lot of sense to me. I assumed that if the bucket
is already full why would I add more? I would rather have that go in
to savings 99% of the time. There is baby 3-4 buckets out of my 10+
that I want to grow. Here is another example of a way I tried to fix
this issue.

For Debt Repayment I have $15 left from February. When I go to
allocate my income it wants to put the full amount for the first part
of the month in to the bucket. It doesn't take in to account the $15.
So I subtract $15 from the allocation to get the number I want. I then
"cheated" and pulled up the allocation for my next paycheck. The
allocation then added the $15 back for the 2nd allocation.

In addition if before allocating my first paycheck I put that $15 in
my savings bucket Moneywell keeps trying to add an additional $15 to
cover that money flow as it now appears that bucket is in the red.

This just seems like a lot of extra work on my part for what I think
the application should do naturally... I don't know.... maybe I should
submit a feature request so you can set this functionality on a per
bucket basis?

Another example is it costs me $13 to get a haircut every couple
months in addition I pay for a membership of $17/month so for personal
care I put $30 month in that bucket. Well I don't get a haircut every
month so I don't want that bucket to keep growing. I don't want down
the line to have $45 in there for a haircut. I will never spend that
much. I want  the app to see the bucket is full and tell me I have
that money left over from my flows and I will put it in to savings.
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