On 2 mars 09, at 03:28, Tannie wrote:

I had seen this one before but had not really set up yet. However, I
decided to fanatically start my emergency fund, so I set it up
according to your last suggestion (I already had a bucket 'saving', so
I simply created one called 'EF' and 'macbook' cause I plan to save
for a macbook too, but first the emergency fund).
It went very smooth and it looks like how I expect it.
I do have one question though, do you make the second savings bucket
(EF in my case) a spending or an income bucket? I made it a spending
bucket at first and then the graph would drop below zero (negative
spending) so I switched to income (and not included in combined
income) but I'm not sure yet... I do like the idea of it being an
income bucket, because it's an emergency fund and that way I can
technically use it in case of emergency to flow money to my high
priority spending bucket (mortgage, groceries, insurance etc).
I wouldn't make my 'macbook' savings income though.

What are your thoughts on this?

I would definitely make it a spending bucket, just to make sure to not accidentally "allocate income" from it. About the graphs, we've talked about it quite a bit on the list and there should be more options for graphing "accumulating buckets" in 2.0.

Alan

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