> The problem here, in my opinion, is that there is no automated
> changing of the "Spending Plan" amounts.
>
> For this to work, you really need to tediously manage the Spending
> Plan amounts for every bucket which becomes a chore. It seems like
> MoneyWell could do something here to better automate this, but perhaps
> other people use Spending Plan amounts in a different way and like the
> way it works.

I don't believe this would be productive. Changing your Spending Plan
should be a deliberate choice on your part, and not an automatic
process you might not notice or forget about, because you are defining
your goals. This tool is about trying to change your spending habits,
and spending how you decide you want to, rather than accommodating
your current practices. It's a plan that you should try to stick to
each month, but there are manual flows you can fall back on for
fluctuations.

I find this much more convenient for flowing money than manually
flowing everything, but I can see how this would present difficulties
for unpredictable income. I believe such a situation might have been
the thinking behind priority levels on the buckets, so that if you
don't have enough to fill all the buckets, at least important ones
like food, shelter and transportation will be filled.

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