On Apr 3, 2009, at 12:58 PM, [email protected] wrote:

> I agree with Trish in that the Allocate Income feature has never
> worked quite how I would expect or how I would want so I end up doing
> all my distributions manually.
>
> The problem here, in my opinion, is that there is no automated
> changing of the "Spending Plan" amounts. Using Trish's example, if I
> dine out more often this month and move funds from the Entertainment
> bucket, I would have to manually reduce the Spending Plan amount for
> Entertainment (and increase it for Dining Out), otherwise when I get
> my next paycheck and use Allocate Income, it's going to try to replace
> all that money that I "transfered" to the Dining out bucket.
>
Lance,

The goal is to avoid shifting from your planned amounts and to try to  
spend less than you have in a bucket but if you do need to take from  
another, then you'll have to handle this manually.

> For this to work, you really need to tediously manage the Spending
> Plan amounts for every bucket which becomes a chore. It seems like
> MoneyWell could do something here to better automate this, but perhaps
> other people use Spending Plan amounts in a different way and like the
> way it works.


I think the answer is to add more intelligence and that's coming but  
it will be more about who allocated the money instead of changing your  
spending plan. You don't want MoneyWell automatically adjusting your  
plan or why even have one. It would just be a free-for-all.

Instead, MoneyWell will note when a money flow is created via Allocate  
Income and give you the option to flag manually created money flows as  
"allocations" or just taking money from another bucket. This should  
cover most problems people are having right now.

Peace,

Kevin Hoctor
[email protected]
No Thirst Software LLC
http://nothirst.com
http://kevinhoctor.blogspot.com


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