Why fear something you can't control?  Dave Ramsey and many on this list have 
the answer to that way of living.

Shook

From: Michael Ross [mailto:[email protected]]
Sent: Monday, January 12, 2009 2:20 PM
To: NT System Admin Issues
Subject: RE: Would this be good for IT, or what? (UNCLASSIFIED)

Mike, all great points!! I agree with most of it.
I do agree we need to assist the car industry.. way too many people are going 
to be affected if that industry fails.
The porn industry,.. without solid numbers to back up my claim, I'd wager to 
say not as many as the auto industry. Personally, I don't think that industry 
needs a bailout for this country to survive and not wind up in a full scale 
depression with over 1.6 million people on the street unemployed..but then 
again, that's a statement made with zero facts to back that up.
Our lives are not all about material possessions, I was just using those to 
show some type of tangible 'product', if you will, about how proud I am about 
what I accomplished in my own life. I see hope that people can do the same in 
their own lives.. I really do.
One of the most important things in our life planning is to have a serious 
savings backup in case something does happen.. a sickness, a loss of a job, 
etc. I fear for those things daily.


From: Mike Gill [mailto:[email protected]]
Sent: Monday, January 12, 2009 12:34 PM
To: NT System Admin Issues
Subject: RE: Would this be good for IT, or what? (UNCLASSIFIED)

Well, it sounds like you've made a lot of "right" decisions. I sympathize with 
your skepticism of people making money to help others get out of debt or make 
more money, but Ramsey is a pretty incredible guy. I've learned so much (and 
come to grips with more) listening to his radio show when I happen catch it. 
Anyway, he's one of the good guys. I think his popularity mostly comes from his 
radio show which is free anyway. If you haven't listened to him it would only 
take a few minutes of listening to one of his shows to see he's very legit, 
even if you personally don't need his advice.

Your email is all about material possessions. I guess this means there was 
nothing more important to mention, like the loss of a job for you or your wife 
at a critical time, a medical problem that makes your yearly salary look silly 
small, or some other emergency-out-of-the-blue-event that takes your "just use 
your head" and shows how easily that doesn't always apply.

I think our country is looking pretty silly right now. At first I was thinking 
the bailout for the financial industry was a better-than-not idea, and possibly 
even the car industry. But now I don't. It's hard to imagine Ford, GM and 
Chrysler going away, but now I've read the porn industry wants a bailout. 
Seriously<http://www.msnbc.msn.com/id/28545081/>. This is our example. America 
is raising people to think like a welfare state by dealing with these issues 
the way they are. Too many people think their own self-destructive habits are 
someone else's responsibilities to solve, that they are owed something. It's 
greed.

--
Mike Gill

From: Michael Ross [mailto:[email protected]]
Sent: Monday, January 12, 2009 9:30 AM
To: NT System Admin Issues
Subject: RE: Would this be good for IT, or what? (UNCLASSIFIED)

I didn't even listen to dave ramsey.. I didn't listen to a single "financial 
expert".. never have.. never will..
Basic common sense gets you there IMHO.. I don't need to pay for things that 
quite frankly. I just do not need things like monthly fees for itunes, 
"zunetunes" Netflix, blockbuster memberships, etc I don't have EVERY movie 
channel.. I don't keep up with the joneses.. I don't buy expensive things when 
I cant afford them.
If I cant afford that super cool $40,000 camaro.. I don't get it.. I just 
admire it and curse those who do LOL. It took me 7 years of Marriage, and 15 
years of saving and working to actually get a 57 inch tv and a 7.1 surround 
system.. that was a big thing for us.  And Im not in debit over it.

Wifey and I had battle after battle after battle on this subject.. now,... 
she's driving a 2007 Mustang that SHE bought with the money that SHE saved 
herself over 4 years of saving after her old car was paid off.. we didn't pay 
cash for it, but it will be paid off this year for sure.
I don't listen to "gurus" who claim to tell you the "secret" is to "will 
yourself" out of debit..  just use your head..

Ok.. no more rants for mikey.













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