It's obvious we're not going to work together. What is your objective on a Saturday night? I'm just about as sad as you replying to you on a Sat night.
5 people are interested in joining me. So all good. For future reference, if you ask nicely, others will return the gesture. On Sat, Apr 20, 2013 at 10:00 PM, Ivan Kurnosov <[email protected]> wrote: > > The banks will not lend money for risky stuff like website ventures. > Right. They don't want to lose their money. What you're trying to do - is > to share your risks *for free*. As I mentioned - you would never open a > cafe in that way, it won't work for internet business as well. If you don't > sponsor your venture - you won't ever be successful. > > > Also, my friends who work at the incubators have advised me not to pay > anyone at this stage but make sure things go right and then you can apply > for angel funding etc. > This made my day! You'd better had friends who work in banks, who can > count money not just dream about multi-million so called startups :-D > > > I lack the technical skill on the computer side, however, there are > other skill that I bring to the table. > What actual skills? Please have a look at your first post. You haven't > self-presented yourself and your project. But you have provided a list of > "must"s. You didn't even share your name so we could google for it. You're > already hiding from potential participants? > > > On Saturday, April 20, 2013 9:51:12 PM UTC+12, David wrote: > >> Do you know how the banking system works? >> >> Do you know how the banking loans work? >> >> Banks in the AUS/NZ are well regulated and won't just give out money like >> the old days in the States during the 80's and 90's. >> >> You have to have a 9 to 5 job and earn a certain amount for you to borrow >> a certain amount. >> >> Do you actually believe anyone can just walk into a bank and demand $100k >> to $500k???? >> >> If you are self-employed, there is a harder criteria. Even though you >> have revenue coming in, you have to consistently show for a long period of >> time to obtain a loan or even a mortgage. >> >> Even if you have cash in the bank account, but are not running a business >> or working a 9 to 5 job, the banks will not give you a loan. >> >> They have internal calculation systems. >> >> The banks will not lend money for risky stuff like website ventures. >> >> They are more interested in physical stuff eg. homes and other valuable >> commodities. >> >> Also, my friends who work at the incubators have advised me not to pay >> anyone at this stage but make sure things go right and then you can apply >> for angel funding etc. >> >> I'm looking and responding to many people and it seems they have >> absolutely no clue about how incubators, vc firms, angels, banks, >> accelerators work. >> >> I highly regard developers. I see people who will join me in the venture >> as team members and as equals. I lack the technical skill on the computer >> side, however, there are other skill that I bring to the table. >> >> It's almost 10 pm on Saturday. I'm just going to enjoy the night. >> >> >> On Sat, Apr 20, 2013 at 9:36 PM, Ivan Kurnosov <[email protected]> wrote: >> >>> Ok. You're a businessman that has businesses and experience. Why not >>> take a loan in bank? >>> >>> If you've already had such a great experience - any bank would easily >>> give you $100k-$200k. >>> >>> If you wanted to open a cafe - that's what you would do, you wouldn't >>> ask waiters, barmen and chief to work for several months for free. You want >>> ask a landlord to rent a place for you for free. You want ask furniture for >>> free. Why this case is an exclusion? Or programmers differ from waiters in >>> some way? >>> >>> >>> On Saturday, April 20, 2013 9:31:30 PM UTC+12, David wrote: >>> >>>> I never said $100k for 2 months for 1 person. There are overhead costs >>>> etc. involved. It's each individual choice whether they want to be >>>> involved in the venture. They're all grown and can make up their own >>>> decisions. >>>> >>>> There are good ideas thrive, and plenty of bad one eg. the dotcom >>>> bubble and the dotcom bubble 2.0 that's happening already. Look at >>>> Y-combinator. They are not willing to invest in website companies these >>>> days according to the news but are looking more towards hardware eg. stuff >>>> similar like the Jawbone, the Pebble Watch. >>>> >>>> >>>> On Sat, Apr 20, 2013 at 9:18 PM, Ivan Kurnosov <[email protected]>wrote: >>>> >>>>> $100k for 2 months for 1 person? >>>>> >>>>> But anyway, you're currently want to share risks. What do you bring to >>>>> a project? Just an idea? Ideas cost nothing. If you fail - then people >>>>> because of *YOUR* mistake will lose 2 unpaid months. >>>>> >>>>> >>>>> On Saturday, April 20, 2013 3:03:08 PM UTC+12, David wrote: >>>>> >>>>>> Hi, Ivan. >>>>>> >>>>>> 12k wouldn't cut it according to the developers. I've been given >>>>>> quotes from $100k to $500k. Sure, that would be nice if I was the jack >>>>>> of >>>>>> all trades and do a sole venture but that's unrealistic. >>>>>> >>>>>> >>>>>> On Sat, Apr 20, 2013 at 11:33 AM, Ivan Kurnosov <[email protected]>wrote: >>>>>> >>>>>>> If you're that sure in success - why don't you go to a bank and get >>>>>>> a loan for $12k or so? In that case you'll don't need to share your >>>>>>> company >>>>>>> and future profits with someone else. I think it sounds reasonable. >>>>>>> >>>>>>> On Friday, April 19, 2013 3:26:40 PM UTC+12, David wrote: >>>>>>> >>>>>>>> Yes, I agree with you. >>>>>>>> >>>>>>>> It would take about 1 1/2 to 2 months to develop the website for a >>>>>>>> full time developer according to the website developing company. It >>>>>>>> would >>>>>>>> take them 5 months. If you can weather the storm financially, you >>>>>>>> probably >>>>>>>> will be rewarded handsomely. >>>>>>>> >>>>>>>> >>>>>>>> On Fri, Apr 19, 2013 at 3:20 PM, Brett Taylor <[email protected] >>>>>>>> > wrote: >>>>>>>> >>>>>>>>> Hmm... shares don't pay for rent and groceries. >>>>>>>>> >>>>>>>>> Brett >>>>>>>>> >>>>>>>>> On 19/04/2013, at 3:14 PM, David <[email protected]> wrote: >>>>>>>>> >>>>>>>>> Hi, Michael. >>>>>>>>> >>>>>>>>> Thank you for your reply. >>>>>>>>> >>>>>>>>> Yes, I agree with you, but at the moment, all I can offer the >>>>>>>>> developers are shares of the company. The end result will be >>>>>>>>> amazing. I'm >>>>>>>>> sure the developers will be well off financially. >>>>>>>>> >>>>>>>>> Continued employment will be no problem, because this website is a >>>>>>>>> precursor to another website I want to develop. >>>>>>>>> >>>>>>>>> The revenue from this website will suffice to build the next >>>>>>>>> website. So in regards to continued employment, that will be no >>>>>>>>> problem. >>>>>>>>> >>>>>>>>> On Friday, April 19, 2013 8:47:38 AM UTC+12, Michael Robinson >>>>>>>>> wrote: >>>>>>>>>> >>>>>>>>>> Yes good developers will need salaries and some assurance of >>>>>>>>>> continued employment. >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> On Fri, Apr 19, 2013 at 7:30 AM, Berend de Boer <[email protected] >>>>>>>>>> > wrote: >>>>>>>>>> >>>>>>>>>>> >>>>> "David" == David <[email protected]> writes: >>>>>>>>>>> >>>>>>>>>>> David> I'm trying to start a startup company, and I need >>>>>>>>>>> David> developers. >>>>>>>>>>> >>>>>>>>>>> Hi David, >>>>>>>>>>> >>>>>>>>>>> This seems like you need at least $500,000 to get started. You >>>>>>>>>>> got >>>>>>>>>>> that amount of money? >>>>>>>>>>> >>>>>>>>>>> -- >>>>>>>>>>> All the best, >>>>>>>>>>> >>>>>>>>>>> Berend de Boer >>>>>>>>>>> >>>>>>>>>>> >>>>>>>>>>> ------------------------------********** >>>>>>>>>>> ------------------------ >>>>>>>>>>> Awesome Drupal hosting: https://www.xplainhosting.com/ >>>>>>>>>>> >>>>>>>>>>> -- >>>>>>>>>>> -- >>>>>>>>>>> NZ PHP Users Group: http://groups.google.com/**group******** >>>>>>>>>>> /nzphpug <http://groups.google.com/group/nzphpug> >>>>>>>>>>> To post, send email to [email protected] >>>>>>>>>>> To unsubscribe, send email to >>>>>>>>>>> nzphpug+u...@**googlegroups.com >>>>>>>>>>> --- >>>>>>>>>>> You received this message because you are subscribed to the >>>>>>>>>>> Google Groups "NZ PHP Users Group" group. >>>>>>>>>>> To unsubscribe from this group and stop receiving emails from >>>>>>>>>>> it, send an email to nzphpug+u...@**googlegroups.com. >>>>>>>>>>> For more options, visit 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