That's a damned scam to stop people claiming as much as they should be allowed to. When all my Pentax stuff was stolen in 2000 my insurance company offered me current equivalent new Nikon gear, which I didn't want, so I told them what Contax/Zeiss gear I wanted (slightly cheaper than Nikon). They ordered all new stuff and had it delivered to my house in 2 enormous boxes.
Bob > > On Oct 22, 2008, at 12:28 , Joseph McAllister wrote: > > > An independent firm will derive the value of the equipment for the > > insurance company. > > <snip> > > Once my insurance co. gets the report, they will pay me that amount. > > And so minutes ago I get a call from the insurance company. > > They based my initial payment on the depreciated value of the items as > submitted by "Insurer's World", and are sending me about $3700. They > say I then will have $7600 in reserve to make up the difference > between that figure and what it costs me to replace the gear. And I > have to do that out of pocket, reimbursed based on receipts. > > As I'm on a fixed income that's not that great, it looks like I will > be best off replacing the highest value items first, then using the > differential money on those to purchase the remainder. I'll await the > receipt later this week of the itemized data they are sending me today. > > Back to the spreadsheets! :-) > -- PDML Pentax-Discuss Mail List [email protected] http://pdml.net/mailman/listinfo/pdml_pdml.net to UNSUBSCRIBE from the PDML, please visit the link directly above and follow the directions.
