I wouldn't call it a scam, Bob. My insurance company offered to have
some local camera store replace everything for me with similar new and
used gear. But I was afraid of getting boxes of Sigma, Tokina, Tamron
and Phoenix lenses as "like replacements."
When a great deal of my gear was stolen in 1991, I let them do that
very thing, and I think I made out quite well, thought I had to accept
a PZ-1p with low end FA lenses and a Tamron 300 f2.8 with 2x tele-
converter for the loss of my K1000, a few SMCP-M primes, and a no-name
600mm f5.6 stovepipe. :-)
Looking at K&H and the Pentax site, I see almost none of the lenses I
had stolen as new, not even new old stock. Everything has gone to APS
size. I'd at least like FF lenses replaced with FF so I can use them
on my PZ-1p. (Hmmmm. Haven't put film through that camera in over a
year. Hmmmmm)
Think I'll give them a call and find out more...
Joseph McAllister
Pentaxian
On Oct 22, 2008, at 13:40 , "Bob W" <[EMAIL PROTECTED]> wrote:
That's a damned scam to stop people claiming as much as they should
be allowed
to. When all my Pentax stuff was stolen in 2000 my insurance company
offered me
current equivalent new Nikon gear, which I didn't want, so I told
them what
Contax/Zeiss gear I wanted (slightly cheaper than Nikon). They
ordered all new
stuff and had it delivered to my house in 2 enormous boxes.
Bob
On Oct 22, 2008, at 12:28 , Joseph McAllister wrote:
An independent firm will derive the value of the equipment for the
insurance company.
<snip>
Once my insurance co. gets the report, they will pay me that amount.
And so minutes ago I get a call from the insurance company.
They based my initial payment on the depreciated value of the items
as
submitted by "Insurer's World", and are sending me about $3700. They
say I then will have $7600 in reserve to make up the difference
between that figure and what it costs me to replace the gear. And I
have to do that out of pocket, reimbursed based on receipts.
As I'm on a fixed income that's not that great, it looks like I will
be best off replacing the highest value items first, then using the
differential money on those to purchase the remainder. I'll await the
receipt later this week of the itemized data they are sending me
today.
Back to the spreadsheets! :-)
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