On Apr 18, 2009, at 06:16 , Luiz Felipe wrote:

Bob, the listeners would find those conversations very suspect. Why would be they listening if there was no threat? If there IS a threat and of course there IS a threat because everybody knows there IS a threat, and they can't find the damned threat it could only mean the threat is so carefull hidden they aren't finding the clues they ought - since they can't fail their cause, they will just keep listening until they find the threat. Because there IS a threat.

When I moved to Fortaleza I had no local credit. Someday I needed a suit, went into a store and they offered me credit - so I accepted. Form filled, suit chosen and packed (those days I needed no custom fit), and we wait. Then wait a little longer. Then my girlfriend and her daughter start feeling bored, so I just call the salesdummy and ask why the delay.

She comes to me with a long face, saying my credit was turned down. I say no big deal since I came to pay cash and any credit was their idea - but now I want to know why my credit was granted then refused. She goes back into the office, then returns with a patronizing smile: my phone number was not correct, she said. The manager was trying to confirm my phone number but there was no answer. I gave her my most endearing smile, my girlfriend laughed, the sleeping project of brunette woke up on my lap. Then I pointed to her - and to her manager who had stepped out to see the racket, afraid of the big, bad, turned down client - the reason they just lost a sale and some 20+ clients was very simple - we were all there, and there was no one home to answer the phone an confirm it.


I know the feeling. I've been turned down by "pushed" credit card applications twice, one by Amazon (Chase Bank) because they "could not verify my address and phone". In both cases, they had screwed up in trying to do so. AND, even though I straightened it out and was accepted, the failed attempt cannot be removed from your Credit Report and it's effect on your credit score.

Bastards...


Joseph McAllister
[email protected]

http://gallery.me.com/jomac
http://web.me.com/jomac/show.me/Blog/Blog.html





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