"In The Confiscation of Economic Prosperity, I have a short section on
fees (and other costs borne almost exclusively by the poor), because
such costs do not count when the government measures real income. I
think it is an important subject. A former student who works for the
BLS tried to interest people there in the question, but without success."
It is incredibly expensive to be poor. The whole game is set up so that if you
do not have the money up front, you will wind up paying twice, three times the
original cost.
The only way to beat the game is to gang up -- lots of roommates, private
network
of savings, etc. Asian immigrants play this trump card. But Americans are so
brainwashed about individualism and so paranoid, they try to go it alone....
....sure recipie for disaster.
Joanna
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