On Tuesday, October 31, 2006 2:42 PM Kristyne McDaniel wrote:

>We can't really wing it without insurance. Steve has had two heart
attacks
>and flesh eating bacteria. If it weren't for insurance picking up the
bills
>-- especially during the flesh eating bacteria -- he would have died
waiting
>for a decision to be made about how to get paid for treatment. So no
>insurance is no option.

No, I would not recommend having no insurance for everyone. Only if you
are young 
and in very good health.

>The COBRA plan is the same rate EDS pays plus a small administration
fee. It
>is significantly lower in cost than the plan we had before I was hired
by
>EDS. I even took up the option to convert my long term disability and
group
>term life policies -- the rates were very good from what I could see.

>So far I haven't seen any offerings that were cheaper than COBRA for
the
>same kind of plan. Maybe something has changed. Or maybe EDS has a
better
>rate deal than some other companies because of its size. Hmm...

That is strange and it must be exception with the size of the company.
Glad 
you are getting a good deal!

David L. Crooks


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