I will be losing my insurance pretty soon, it's a state high risk insurance and I no longer am there. I get Medicare in Aug. AZ dose not have a "high risk insurance" for those with a pre-injury. 30 states do, but not AZ. The state and my city seem to have some good programs if you have no money. That's great, but it's no help for me. They should learn that a little help now could save a lot later. They basically are encouraging my to spend all my money so I can get service. I'm willing to buy insurance, I pay $550 a month now. I must admit, my insurance has been great, they bought me a ceiling lift, new chairs, including a top-line Permobil, but I loose it soon. I will have to get by on Medicare and what ever the supplemental covers. I worry it wont cover enough. It will save me lots of money not having to buy my insurance. What really sucks is I could have had that and the SS disability 5 years ago, but just found out about it last year. Greg
----- Original Message ----- From: "Dana Miller" <[EMAIL PROTECTED]> To: <[email protected]> Sent: Friday, May 06, 2005 9:18 AM Subject: Re: [QUAD-L] Medicare ? > >From my experience, Medicare pays for "hospital" stays and most 'stuff' you > get while in the hospital. They will pay for hosp.beds (I got a 'fully' > electric chair by writing a letter and a former attendant wrote a letter > saying she had to quit because with a bed so low she could not transfer me) > They will pay for a 'nurse' who can come once a day if there is a medical > reason --changing dressing, IV's etc. I have a nurse who comes once a week > that mecicare pays for. > > Medicaid pays for everything else--things in the hospital that Medicare will > not, homemakers, attendant care-from agencies- and of course the biggest > thing--meds. Medicare will not pay for meds. > > I don't know about the supplemental stuff. If you want control of who works > for you, and your insurance pays for it--stay with your insurance with > Medicare as your primary. The agencies are the pits to work with and many > times they will leave you in bed, will comes hours later than they say, If > you are not able to "watch" them while they are working, agency people will > do as little as they can! I know not "all" do, but the majority do. Even > if you leave notes around to put things here or there, they will ignore it. > And if they think you are too much work, that homemaker will complain to > their supervisor and they will send someone else. It works the other way > too--if you find someone you like, you can call the schedular and say you > like so and so, can she be here all the time. Here, they are pretty good at > that--it might be because if they send someone I do 'not' like, they hear > about it! BG! > > Dana and Rocco > [EMAIL PROTECTED] > ----- Original Message ----- > From: "LesterSmith" <[EMAIL PROTECTED]> > To: "'Greg'" <[EMAIL PROTECTED]>; <[email protected]> > Sent: Thursday, May 05, 2005 6:03 PM > Subject: RE: [QUAD-L] Medicare ? > > > >I have Medicare part A & B. It has been a big help with hospital stays > > and doctor visits. It paid a very good amount if my new TDX5 > > wheelchair. It did not cover the purchase of my air mattress. It will > > not cover a new shower/commode chair I need. I do not know if you can > > use it for attendant care. > > > > Lester > > > > -----Original Message----- > > From: Greg [mailto:[EMAIL PROTECTED] > > Sent: Thursday, May 05, 2005 4:06 PM > > To: [email protected] > > Subject: [QUAD-L] Medicare ? > > > > I will be getting Medicare (not Medicaid) in a few months. What can I > > expect > > to be able to get? Will it help pay for an attendant? If so, will they > > only > > pay a service, or can you hire someone yourself? Will they buy a new > > bed? > > > > It looks like I get 4 Supplemental Insurance companies to pick from. I > > hope > > they cover enough stuff. I'd like to stop my insurance, it's ghastly > > expensive. > > > > Greg > > > > > > -- > > No virus found in this incoming message. > > Checked by AVG Anti-Virus. > > Version: 7.0.308 / Virus Database: 266.11.5 - Release Date: 5/4/2005 > > > > > > -- > > No virus found in this outgoing message. > > Checked by AVG Anti-Virus. > > Version: 7.0.308 / Virus Database: 266.11.5 - Release Date: 5/4/2005 > > > > > > > >
