I highly recommend you check out Braintree Payments for your gateway
and merchant account solution. Last year I implemented virtual good
purchases for an online game, and they were an absolute pleasure to
work with. Great developer documentation and great support.

On Tuesday, May 10, 2011, Paul <[email protected]> wrote:
> You might want to read the Wiki page on Merchant Accounts and how they 
> function. You would not directly accept orders on your website to your bank 
> account or banking institution like BofA, Well Fargo, etc. You must go 
> through an intermediate payment gateway.  
> http://en.wikipedia.org/wiki/Merchant_account
>
> I would actually recommend you look into using some of the larger merchant 
> systems like Authorize.net (http://www.authorize.net/), LinkPoint 
> (http://www.firstdata.com/linkpoint/), PayPal, etc. In the Merchant Account 
> industry you don't really want to work with a smaller system as they tend to 
> have fewer options for integration with your platform as well as more 
> security issues.
>
> These are my opinions. I'm sure there are others on this list who have more 
> extensive ecomm knowledge.
>
> P-
>
>
> On May 10, 2011, at 1:45 PM, Chadwick Wood wrote:
>
>> Hi all,
>>
>> Perhaps slightly off-topic, but I'm wondering if any of you that have done a 
>> good bit of e-commerce have any recommendations for merchant account 
>> providers.  Ideally it would be a local institution (and not one of the big 
>> chains... Chase, BofA, etc.), but I'm open to any suggestions if the service 
>> is good.  Right now I have a company bank account through a credit union, 
>> but they don't directly offer merchant accounts.
>>
>> I'm sure some of you must have some advice on this!
>>
>> Thanks,
>> Chadwick Wood
>> http://coffeeshopped.com/
>>
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