> The NMRA does provide a very good system of liability coverage for
> members and 100% clubs.
> Bob Werre
There is a fellow in our area who is a retired insurance broker from State Farm
Insurance (one of the biggies in California). His comments on the NMRA
liability insurance program were somewhat cautious regarding if it is a "good"
system or not. His basic feeling was that you will not be able to tell if it
is good insurance until you have a claim. Only then will you know what the
insurance covers, how much, loopholes, hassle factors, time delays, etc. He
was not aware of any actual claims being filed under the NMRA program and
therefore could not state whether it is a "good" program or not. Apparently, a
lot depends on what the indvidual Adjuster decides in each specific case
pertaining to the value of items lost/damaged/stolen/etc. It seems as if they
have a lot of latitude in these areas. I am not any expert on this and am
merely repeating what I have heard. If you have questions, best to contact a
genuine expert. Good luck....Ed L.
------------------------------------
Yahoo! Groups Links
<*> To visit your group on the web, go to:
http://groups.yahoo.com/group/S-Scale/
<*> Your email settings:
Individual Email | Traditional
<*> To change settings online go to:
http://groups.yahoo.com/group/S-Scale/join
(Yahoo! ID required)
<*> To change settings via email:
[email protected]
[email protected]
<*> To unsubscribe from this group, send an email to:
[email protected]
<*> Your use of Yahoo! Groups is subject to:
http://docs.yahoo.com/info/terms/