Re: Easy Credit Card Processing Service?

2008-11-22 Thread Claude Schneegans
 if any of your customers takes it into their head to dispute the
transaction,  Paypal will reverse it

Probably, but isn't the same with any credit card?
And in our case, we sell registrations for congresses, if any one 
cancels his paiement,
we cancel his registration, no problem.
It actually happened a couple of times, except that people are not rude, 
they ask us to cancel
their registration first, then we send them a refund.

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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Claude Schneegans
See Paypal.
You don't even have to bother with the credit card type, they handle it.

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RE: Easy Credit Card Processing Service?

2008-11-21 Thread Steve Keator
Don --

I don't think that you're going to find something that is SUPER simple
like that, but I can tell you, after working with several online payment
systems, I'd say that Authorize.Net is the way to go if you're looking
for something easy to integrate.  They have CF example code, and it's
pretty easy to change it to what you need, but is flexible to do simple
authorizations or pass 100 different things to it.  They also offer a
great testing environment.

-S.


-Original Message-
From: Don L [mailto:[EMAIL PROTECTED] 
Sent: Friday, November 21, 2008 10:58 AM
To: cf-talk
Subject: Easy Credit Card Processing Service?

Sorry, not exactly CF question, does anyone know of a credit card
process service that provides just the following service?
1. Pay amount = ?
2. Pay method: Visa | Master | AMExp and its procedure (verify it)
3. Redirect back to a site for something upon payment approval

Thanks.

Don
Chunshen Li 



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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Eric Haskins
LOL I would run away from Paypal

On Fri, Nov 21, 2008 at 11:11 AM, Claude Schneegans 
[EMAIL PROTECTED] wrote:

 See Paypal.
 You don't even have to bother with the credit card type, they handle it.


They just flagged a txn of mine ( Sister in law sent us money for an XMas
present for the mother in law ) from Oct 9 as Fraud and put a hold on my
account. Paypal is not in my opinion a good solution for a customer.  They
have had some shady biz practices since ebay got involved

-- 
~Eric


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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Jason Fisher
There are many, but two I can think of off-hand are

* Payflow Pro (now owned by PayPal)
* Card Services International (www.cardservice.com)



 Sorry, not exactly CF question, does anyone know of a credit card 
 process service that provides just the following service?
 1. Pay amount = ?
 2. Pay method: Visa | Master | AMExp and its procedure (verify it)
 3. Redirect back to a site for something upon payment approval
 
 Thanks.
 
 Don
 Chunshen Li 


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RE: Easy Credit Card Processing Service?

2008-11-21 Thread Bryan Hogan
Authorize.net is great but I wanted to mention charge.com.  Their site
looks crappy but I implemented them on my site
http://www.stylishgiftware.com with Visa, MasterCard, Discover and
American Express in a matter of minutes.

They have a very simple API and they have an API that emulates
Authorize.net.

I haven't had a problem at all with them.

Bryan F. Hogan
Product Manager 
eDonor(r) - Recruit, Retain, Repeat
A Global Med Technologies(r) Company

P  602.489.7844
F  602.489.7801
www.edonor.com

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-Original Message-
From: Steve Keator [mailto:[EMAIL PROTECTED] 
Sent: Friday, November 21, 2008 9:14 AM
To: cf-talk
Subject: RE: Easy Credit Card Processing Service?

Don --

I don't think that you're going to find something that is SUPER simple
like that, but I can tell you, after working with several online payment
systems, I'd say that Authorize.Net is the way to go if you're looking
for something easy to integrate.  They have CF example code, and it's
pretty easy to change it to what you need, but is flexible to do simple
authorizations or pass 100 different things to it.  They also offer a
great testing environment.

-S.


-Original Message-
From: Don L [mailto:[EMAIL PROTECTED] 
Sent: Friday, November 21, 2008 10:58 AM
To: cf-talk
Subject: Easy Credit Card Processing Service?

Sorry, not exactly CF question, does anyone know of a credit card
process service that provides just the following service?
1. Pay amount = ?
2. Pay method: Visa | Master | AMExp and its procedure (verify it)
3. Redirect back to a site for something upon payment approval

Thanks.

Don
Chunshen Li 





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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Don L
Yeah, their site looks very confusing, it does not even list what service 
options that it offers.  Hard to be convinced to use its service.

Authorize.net is great but I wanted to mention charge.com.  Their site
looks crappy but I implemented them on my site
http://www.stylishgiftware.com with Visa, MasterCard, Discover and
American Express in a matter of minutes.

They have a very simple API and they have an API that emulates
Authorize.net.

I haven't had a problem at all with them.

Bryan F. Hogan
Product Manager 
eDonor(r) - Recruit, Retain, Repeat
A Global Med Technologies(r) Company

P  602.489.7844
F  602.489.7801
www.edonor.com


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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Don L
See Paypal.
You don't even have to bother with the credit card type, they handle it.

Not an option, say, 50% of potential customers don't have Paypal account. 

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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Don L
There are many, but two I can think of off-hand are

* Payflow Pro (now owned by PayPal)
* Card Services International (www.cardservice.com)

Took a peek at cardservice.com, I wish it would list its services like:
Plan A -- very basic, bla bla
Plan B -- basic +, bla bla
Plan C -- beyond basic, bla bla
Plac D -- comprehensive (or to that effect), bla bla.

Don't understand why people can't think in the shoes of potential customers. 

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RE: Easy Credit Card Processing Service?

2008-11-21 Thread Bryan Hogan
I know. Just throwing it out there for you as a potential option.  It
took me a while to give them a try but when I finally did I was
impressed. I had a budget of 0 and with no setup costs and them having
the gateway and merchant account all in one; it was what I went with.

If you can afford authorize.net I would go with them, but if you a
little mom and pop shop like my part-time site, then I would give them a
shot.

I look forward to the day when people understand that their site is a
reflection on them and when it looks crappy then even if your service is
great, people will believe your service is crap.

Bryan F. Hogan
Product Manager 
eDonor(r) - Recruit, Retain, Repeat
A Global Med Technologies(r) Company

P  602.489.7844
F  602.489.7801
www.edonor.com

The information contained in this electronic mail message, including all
attachments hereto, is confidential information intended only for
distribution to the individual(s) named above. If the reader of this
message is not the intended recipient, you are hereby notified that any
dissemination, distribution, use or copying of this  communication, and
the information contained herein, is strictly prohibited. If you have
received this communication in error, please immediately notify us by
telephone at (602) 489-7800 and delete the original message. Thank you.


-Original Message-
From: Don L [mailto:[EMAIL PROTECTED] 
Sent: Friday, November 21, 2008 9:56 AM
To: cf-talk
Subject: Re: Easy Credit Card Processing Service?

Yeah, their site looks very confusing, it does not even list what
service options that it offers.  Hard to be convinced to use its
service.

Authorize.net is great but I wanted to mention charge.com.  Their site
looks crappy but I implemented them on my site
http://www.stylishgiftware.com with Visa, MasterCard, Discover and
American Express in a matter of minutes.

They have a very simple API and they have an API that emulates
Authorize.net.

I haven't had a problem at all with them.

Bryan F. Hogan
Product Manager 
eDonor(r) - Recruit, Retain, Repeat
A Global Med Technologies(r) Company

P  602.489.7844
F  602.489.7801
www.edonor.com




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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Claude Schneegans
 50% of potential customers don't have Paypal account.

 and the other 50% can pay with any credit card ;-)
Paypal offers paiements by credit card if you don't have an account.

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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Chris Kelly
My Company uses paypal - they do regular credit card processing, not just 
paypal. And using them as a regular merchant gateway isn't subject to the 
arbitrary holds they seem to place on paypal funds sometimes (ie it's just like 
using any other merchant gateway). 

The implementation is *very* simple and there's sample code available in the 
developers section of the website. Additionally they provide a sandbox 
environment for testing so you can fake it while designing the site.


There are many, but two I can think of off-hand are

* Payflow Pro (now owned by PayPal)
* Card Services International (www.cardservice.com) 


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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Gerald Guido
Hats off to Eric for the link to letmegooglethatforyou.com

It has been years since I dealt with PayPal but LTIL they used to be the
easiest way to get simple CC processing. I have a healthy distrust of PayPal
given the horror stories I have heard in the past. But for a simple check
out that was the path of least resistance for me.

Did you look at Googles or Amazons offerings?

50% of potential customers don't have Paypal account.

You don't need a paypal account to use their check out LTIL (within the
year).

G

On Fri, Nov 21, 2008 at 11:21 AM, Eric Haskins [EMAIL PROTECTED] wrote:

 LOL I would run away from Paypal

 On Fri, Nov 21, 2008 at 11:11 AM, Claude Schneegans 
 [EMAIL PROTECTED] wrote:

  See Paypal.
  You don't even have to bother with the credit card type, they handle it.
 
 
 They just flagged a txn of mine ( Sister in law sent us money for an XMas
 present for the mother in law ) from Oct 9 as Fraud and put a hold on my
 account. Paypal is not in my opinion a good solution for a customer.  They
 have had some shady biz practices since ebay got involved

 --
 ~Eric


 

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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Don L
Thank you, Steve, I've heard good thing about authorize.net as well.  Yeah, my 
need is just that simple and more importantly easier for potential customers as 
well.

Don --

I don't think that you're going to find something that is SUPER simple
like that, but I can tell you, after working with several online payment
systems, I'd say that Authorize.Net is the way to go if you're looking
for something easy to integrate.  They have CF example code, and it's
pretty easy to change it to what you need, but is flexible to do simple
authorizations or pass 100 different things to it.  They also offer a
great testing environment.

-S.


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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Will Tomlinson
 Sorry, not exactly CF question, does anyone know of a credit card 
 process service that provides just the following service?

+ 1 authorize.net

+ 1 on Don L not coming off like a prick when he asked this question.   

Will 

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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Jeff Horne
 Sorry, not exactly CF question, does anyone know of a credit card 
process service 

We've used Authorize.Net since 2001.  They are easy to integrate with and their 
Support is pretty helpful.  They charge by the number of transactions and the 
price isn't bad.

There is a pretty easy to integrate AuthorizeNet.cfc.

http://www.johncblandii.com/authorizenetcfc.html

Jeff Horne



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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Mike Kear
I wouldnt touch Paypal with a barge pole.   Even if i was wearing gloves.

Paypal only support people who send physical goods.  If you take
paypal payments for services, or online goods, such as hosting or
domain names, or anything like that, they assume you are a thief.   IF
there is any kind of dispute,  there is nothing at all you can say
that will persuade them you're legitimate - they'll reverse the
transaction. But not their fees of course - they will charge you
their fees on both parts of the transaction - the original transaction
and the reversal.

When i called them to talk to them, the guy i spoke to on the phone as
good as told me outright there was no point in challenging the dispute
- they were never going to take my view of it.   He said that their
policy with non-physical goods such as domain names is to
automatically assume the disputer is right and thats that.   He said
they dont even look at the arguments for and against.

They've cost me hundreds of dollars through my domain name registry in
the last few months.   I had a rash of disputed transactions and i'm
out of pocket for all the domain names i had to buy for those
transactions.  If i had my way i wouldnt use Paypal for anything at
all.   The only reason i deal with them is because the master registry
i use only accepts Paypal

Cheers
Mike Kear
Windsor, NSW, Australia
Adobe Certified Advanced ColdFusion Developer
AFP Webworks
http://afpwebworks.com
ColdFusion, PHP, ASP, ASP.NET hosting from AUD$15/month

On Sat, Nov 22, 2008 at 4:06 AM, Claude Schneegans
[EMAIL PROTECTED] wrote:
  50% of potential customers don't have Paypal account.

  and the other 50% can pay with any credit card ;-)
 Paypal offers paiements by credit card if you don't have an account.

 

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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Jim Thomson
I've used Authorize.net since 2001 and it's the easiest out there IMHO. 

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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Claude Schneegans
 Paypal only support people who send physical goods.  If you take
paypal payments for services, or online goods, such as hosting or
domain names, or anything like that, they assume you are a thief.

All I can say is that I have customers with online registration and 
payment system for congresses,
and everything have been running smoothly for two years now.
We got near 1000 registrations coming in with no problem.
I have also paid all my domain name registration and renewal with no 
problem.

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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Mike Kear
Claude, i'd have said that until recent months too.  But know this
. if any of your customers takes it into their head to dispute the
transaction,  Paypal will reverse it, and there will be nothing you
can say that will budge them.   Show them the domain name,  dates of
the transaction, copies of receipts,  none of that will have any
effect.  The transaction will be reversed.

But not their fees - you'll be charged fees on the reversal too.

Cheers
Mike Kear
Windsor, NSW, Australia
Adobe Certified Advanced ColdFusion Developer
AFP Webworks
http://afpwebworks.com
ColdFusion, PHP, ASP, ASP.NET hosting from AUD$15/month


On Sat, Nov 22, 2008 at 9:44 AM, Claude Schneegans
[EMAIL PROTECTED] wrote:
  Paypal only support people who send physical goods.  If you take
 paypal payments for services, or online goods, such as hosting or
 domain names, or anything like that, they assume you are a thief.

 All I can say is that I have customers with online registration and
 payment system for congresses,
 and everything have been running smoothly for two years now.
 We got near 1000 registrations coming in with no problem.
 I have also paid all my domain name registration and renewal with no
 problem.


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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Don L
+ 1 on Don L not coming off like a prick when he asked this question.   
Will
LOL.  Better than coffee, speaking of which, am drinking now.  Thank you, Will. 

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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Don L
I've used Authorize.net since 2001 and it's the easiest out there IMHO.
Thanks. 

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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Don L
  Sorry, not exactly CF question, does anyone know of a credit card 
 process service 
 
 We've used Authorize.Net since 2001.  They are easy to integrate with 
 and their Support is pretty helpful.  They charge by the number of 
 transactions and the price isn't bad.
 
 There is a pretty easy to integrate AuthorizeNet.cfc.
 
 http://www.johncblandii.com/authorizenetcfc.html
 
 Jeff Horne
 
Thanks. 

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Re: Easy Credit Card Processing Service?

2008-11-21 Thread Arden Weiss
One of my clients was using AUTHORIZE.NET for quite a while, but about a year 
ago we swithched to SAGE -- why -- considerable cheaper per transaction and the 
accountant was being driven mad by the non-standard accounting practices being 
used by authorize.net -- she loves the reports she gets from SAGE.

The Cold Fusion code to interface with SAGE and AUTHORIZE.NET is quite similar 
-- it took me less than a day to swithch the code over -- the main issue was 
that SAGE used fewer fields and different field names when communicating with 
the gateway.

In both cases processing send-to-response time is normally less than two 
seconds. We do about 100,000 transactions a year with very, very few problems 
-- the most serious issue is that the DSL internet connection squats every once 
in a while. So we do have and offline mode built into the logic of the card 
present point-of-sale system and in that mode use a telephone line based credit 
card machine to keep ringing sales.

If you are interested, I will be giving a presentation at the December meeting 
of the Maryland Cold Fusion User Group in Rockville MD on this point of sale 
system that merges a heritage FoxPro for DOS point of sale syatem with Cold 
Fusion credit processing interface. 

The user group sponsored by TeraTech has an Adobe Live broadcast of the 
meetings, so you can attend remotely if you wish -- the CF code to do the 
send/recive gateway transaction is as follows:

CFIF  #TRIM(mSCAN_KEY)# EQ S ! Card Scanned Option 

  cfhttp 
url=https://www.sagepayments.net/cgi-bin/eftBankcard.dll?Retail_Transaction; 
port=443 method=post
cfhttpparam name=M_id   type=formfield  value=xxx  encoded=No 
cfhttpparam NAME=M_key  type=formfield  value=xxx  encoded=No 
cfhttpparam NAME=T_code type=formfield  value=01   encoded=No 
cfhttpparam NAME=T_trackdata type=formfield value=#mTRACK1# 
encoded=No 
cfhttpparam NAME=T_amt type=formfield value=#mX_AMOUNT# encoded=No 

  /cfhttp

CFELSE  ! Manual Entry of Card Data 

  cfhttp 
url=https://www.sagepayments.net/cgi-bin/eftBankcard.dll?Transaction; 
port=443 method=post
cfhttpparam name=M_id  type=formfield  value=xxx  encoded=No 
cfhttpparam NAME=M_key type=formfield  value=xxx  encoded=No 
cfhttpparam NAME=T_code type=formfield  value=01  encoded=No 
cfhttpparam NAME=C_cardnumber type=formfield value=#m_CARD_NUM# 
encoded=No 
cfhttpparam NAME=C_exp type=formfield  value=#mX_EXP_DATE# 
encoded=No 
cfhttpparam NAME=T_amt type=formfield  value=#mX_AMOUNT#   
encoded=No 
cfhttpparam NAME=C_cvv type=formfield  value=#mCVC_NUM#
encoded=No 
  /cfhttp
/CFIF
CFSET mAVS_RESPON =   

Hope this helps...

Arden Weiss



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