Re: [MBZ] we pay, that's who pays
Anecdotal evidence I know, but from 3 different docs I've heard that they work more and make less for last several years, one finally up and quit. All of them paid at least 22% of their income in personal liability insurance, and that cost has been going just up and up for them. Max -Original Message- From: mercedes-boun...@okiebenz.com [mailto:mercedes-boun...@okiebenz.com] On Behalf Of Mountain Man Sent: Wednesday, September 23, 2009 8:47 PM To: Mercedes Discussion List Subject: Re: [MBZ] we pay, that's who pays Curt wrote: I don't know what the answer is Yes there is a golden bullet type answer - annihilate the racketeering - it is common law in each state of the union, if not the federal rule. Once you eliminate the pool of monies that providers can tap into, the costs need to drop to a level where patients will/can afford the care. I will never be able to afford $200k heart work - I die instead. My wife's mom died of breast cancer - she does not visit the doc and has it in her mind that death is a logical end. mao ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Part of that has been the unwillingness to self-regulate bad doctors. Other docs have been covering up for years and years. Sort of like pedophile priests. Date: Thu, 24 Sep 2009 07:10:09 -0400 From: Dillon, Meade M CIV SPAWARSYSCEN-ATLANTIC, 53310 meade.m.dil...@navy.mil Subject: Re: [MBZ] we pay, that's who pays To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: 1370e90cffd2ac4b8cb65267ba10c4b801193...@naeachrlez02v.nadsusea.nads.navy.mil Content-Type: text/plain; charset=us-ascii Anecdotal evidence I know, but from 3 different docs I've heard that they work more and make less for last several years, one finally up and quit. All of them paid at least 22% of their income in personal liability insurance, and that cost has been going just up and up for them. Max -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090924/9fab2558/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Curt Raymond wrote: Part of that has been the unwillingness to self-regulate bad doctors. Other docs have been covering up for years and years. Sort of like pedophile priests. ...or crooked lawyers/judges, or bad cops. (but I think cops are the only ones where the 'bad apples' get to dictate the behavior of the rest of them) Mitch. ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
i once had a doctor who was very concerned about the treatment my daughter was getting from her pediatrician and he privately told me roughly the following: ok, i normally would never say this. it's just not ever said. if you tell anyone i said this, i'll deny it. ok, so i never said this. get another pediatrician. i can't talk about it any more than that with you and remember i never said that i told him that as far as i was concerned the conversation never happened and he should never feel any worries about me saying otherwise. i really appreciated him going out on that limb that if anyone knew about him going on, he'd be an pariah in the medical community and i would never mention his name or any information about him with which he could be identified. so i can attest to what curt is saying. a doctor can't speak against another doctor and still be in the club. and i can tell you stories about this activity in the courts that i've been involved in that would spin your head. and many if not most of us have seen the film serpico. and we know more than we ever cared to about the catholic church complicity in pedophelia. being in the club means the members do ANYTHING to protect you from those outside the club. doctors, lawyers, police, judges, clergy, et al -- they will all lie, cheat, deceive and even worse to protect one of their own. On Thu, Sep 24, 2009 at 2:20 PM, Curt Raymond curtlud...@yahoo.com wrote: Part of that has been the unwillingness to self-regulate bad doctors. Other docs have been covering up for years and years. Sort of like pedophile priests. Date: Thu, 24 Sep 2009 07:10:09 -0400 From: Dillon, Meade M CIV SPAWARSYSCEN-ATLANTIC,53310 meade.m.dil...@navy.mil Subject: Re: [MBZ] we pay, that's who pays To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: 1370e90cffd2ac4b8cb65267ba10c4b801193...@naeachrlez02v.nadsusea.nads.navy.mil Content-Type: text/plain;charset=us-ascii Anecdotal evidence I know, but from 3 different docs I've heard that they work more and make less for last several years, one finally up and quit. All of them paid at least 22% of their income in personal liability insurance, and that cost has been going just up and up for them. Max -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090924/9fab2558/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090924/73039fde/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
I am not so sure that applies to Lawyers. We seem more than willing to attack each other. I think it is because the law is based upon the adversarial system. They say that getting guilty people off is the biggest high but I sometimes wonder if many lawyers feel superior when they beat up on one of their own. I admit to being reluctant to complain about my fellow lawyers based on the view that there but for the grace of God go I but I am not sure that others agree with me. Randy -Original Message- From: mercedes-boun...@okiebenz.com [mailto:mercedes-boun...@okiebenz.com]on Behalf Of Gary Hurst Sent: Thursday, September 24, 2009 1:13 PM To: Mercedes Discussion List Subject: Re: [MBZ] we pay, that's who pays i once had a doctor who was very concerned about the treatment my daughter was getting from her pediatrician and he privately told me roughly the following: ok, i normally would never say this. it's just not ever said. if you tell anyone i said this, i'll deny it. ok, so i never said this. get another pediatrician. i can't talk about it any more than that with you and remember i never said that i told him that as far as i was concerned the conversation never happened and he should never feel any worries about me saying otherwise. i really appreciated him going out on that limb that if anyone knew about him going on, he'd be an pariah in the medical community and i would never mention his name or any information about him with which he could be identified. so i can attest to what curt is saying. a doctor can't speak against another doctor and still be in the club. and i can tell you stories about this activity in the courts that i've been involved in that would spin your head. and many if not most of us have seen the film serpico. and we know more than we ever cared to about the catholic church complicity in pedophelia. being in the club means the members do ANYTHING to protect you from those outside the club. doctors, lawyers, police, judges, clergy, et al -- they will all lie, cheat, deceive and even worse to protect one of their own. On Thu, Sep 24, 2009 at 2:20 PM, Curt Raymond curtlud...@yahoo.com wrote: Part of that has been the unwillingness to self-regulate bad doctors. Other docs have been covering up for years and years. Sort of like pedophile priests. Date: Thu, 24 Sep 2009 07:10:09 -0400 From: Dillon, Meade M CIV SPAWARSYSCEN-ATLANTIC,53310 meade.m.dil...@navy.mil Subject: Re: [MBZ] we pay, that's who pays To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: 1370e90cffd2ac4b8cb65267ba10c4b801193...@naeachrlez02v.nadsusea.nads.navy.mil Content-Type: text/plain;charset=us-ascii Anecdotal evidence I know, but from 3 different docs I've heard that they work more and make less for last several years, one finally up and quit. All of them paid at least 22% of their income in personal liability insurance, and that cost has been going just up and up for them. Max -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090924/9fab2558/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090924/73039fde/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
I'm 33, I got to the doctor maybe once every 2 years, chiropractor maybe 4 or 5 times a year, nothing else. My insurance costs my employer and myself probably $3,000 a year (for just me) to provide maybe $400 in payouts. Add my wife to the mix and figure maybe $1000 in payouts that costs me and my employer ~$6,000... Give an insurance company a million of me and they're sitting pretty. When I was last unemployed Cobra was $900/mo for just me... I didn't take it but if I get unemployed again I HAVE to, MA state law says take insurance or pay the penalty. Actually I'll have to look close at the numbers but I suspect the penalty is cheaper than insurance. -Curt Date: Tue, 22 Sep 2009 20:25:22 -0400 From: LarryT l02tur...@comcast.net Subject: Re: [MBZ] we pay, that's who pays To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: 88f407504f4848c799dae85d73110...@toshibalaptop Content-Type: text/plain; format=flowed; charset=iso-8859-1; reply-type=original I don't know about the rest of ya'll but I was pretty healthy for many years. For an 11 year span I didn't miss work for health reasons. Then when I turned 50 or so things went to $hit real fast. I worked as a contract worked and bought my own insurance - never a problem with payment even though the anesthesiologist was charging $3k per month to fill my implanted med pump (which was another big gob of money to put in) - then I was hired direct and my health problems followed me to my new insurance - never any problem with payment here either. Then, I was laid off - found another job within 3 weeks and again - fully covered from day 1. Someone else on this list has the same disease (demylinating polyeuropathy) but his name escapes me at the moment. After 6 months there I couldn't do it anymore. I went on full disability and after some period of time Medicare kicked it. But I also bought the Cobra insurance when I stopped working and when my wife went to work I was again covered. Now, Medicare is secondary and Anthem is primary - through all of this, I've had numerous operations, constant pain meds, amputations of toes, a replacement knee and I hardly ever get asked for a co-pay! I don't know why people have so many complaints - I've been treated great IMO. It wasn't all that expensive either. Never more than $200/mo. Anyway, that's my story and I'm sticking to it! ;-) Maybe I;m just lucky? LarryT 91 300D OilAnalysis Time? Looking for Weber Parts or Porsche Posters? www.youroil.net -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090923/036a828a/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Oh I forgot all about the time I had my wisdom teeth out and because there were no sitches my insurance company claimed that it wasn't dental surgery so they wouldn't pay... $125/tooth and I had 4. -Curt Date: Tue, 22 Sep 2009 19:57:07 -0500 From: Peter Frederick psf...@earthlink.net Subject: Re: [MBZ] we pay, that's who pays To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: 80122a28-7c84-4373-b6fc-51d71fc00...@earthlink.net Content-Type: text/plain; charset=US-ASCII; delsp=yes; format=flowed You are indeed VERY lucky -- so am I, in that I've never gotten stuck with a huge bill, but then I've been very healthy. Not every one is, though, and larger and larger numbers of people are going without decent insurance since it costs one of two paychecks per month for some of the guys I work with. I did have quite a hassle the last two years with Anthem Blue Cross deciding, after I had already arranged it, that they were NOT responsible for the costs of my surgery after the car accident when the auto insurance ran out. Got it fixed, but it took six months and I should never have had to mess around with it at all. Peter -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090923/8753e970/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
On Wed, 23 Sep 2009 05:52 -0700, Curt Raymond curtlud...@yahoo.com wrote: I'm 33, I got to the doctor maybe once every 2 years, chiropractor maybe 4 or 5 times a year, nothing else. My insurance costs my employer and myself probably $3,000 a year (for just me) to provide maybe $400 in payouts. Add my wife to the mix and figure maybe $1000 in payouts that costs me and my employer ~$6,000... Give an insurance company a million of me and they're sitting pretty. ... sitting pretty until God forbid one of you has an accident and spends a few weeks in intensive care. Then your math works a little differently. Allan ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Curt Raymond wrote: When I was last unemployed Cobra was $900/mo for just me... I didn't take it but if I get unemployed again I HAVE to, MA state law says take insurance or pay the penalty. Actually I'll have to look close at the numbers but I suspect the penalty is cheaper than insurance. That same crock of poo-poo has now been proposed on a federal level. I've tolerated a lot of crap already, but I will not tolerate a government that believes it can punish me for failing to purchase something it thinks I should purchase. If this comes to pass, it will mean the end of my compliance with all federal tax laws, and no, I won't be paying the fine for failure to purchase insurance either. If the citizens of Massachusetts had any balls, they would have already set an example that would keep the creeps in DC from ever thinking they could get away with this. At least when the state government goes rogue, you have the additional option of voting with your feet by moving across a state line. Mitch. ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Allan Streib wrote: ... sitting pretty until God forbid one of you has an accident and spends a few weeks in intensive care. Then your math works a little differently. I don't know about Curt, but here in Michigan that would not be on the health insurer, it would be between the auto insurer and the state's Catastrophic Claims Fund (a gov't monopoly mandatory auto insurance for large medical claims). Mitch. ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Nothing is keeping you in the US. You are free to get a work visa and move to any civilized country of your choice. Chances are you will be fully insured the moment you set foot on foreign soil. That's not how it works in the US, however... -Dave Walton On Wed, Sep 23, 2009 at 9:23 AM, Mitch Haley m...@voyager.net wrote: Curt Raymond wrote: When I was last unemployed Cobra was $900/mo for just me... I didn't take it but if I get unemployed again I HAVE to, MA state law says take insurance or pay the penalty. Actually I'll have to look close at the numbers but I suspect the penalty is cheaper than insurance. That same crock of poo-poo has now been proposed on a federal level. I've tolerated a lot of crap already, but I will not tolerate a government that believes it can punish me for failing to purchase something it thinks I should purchase. If this comes to pass, it will mean the end of my compliance with all federal tax laws, and no, I won't be paying the fine for failure to purchase insurance either. If the citizens of Massachusetts had any balls, they would have already set an example that would keep the creeps in DC from ever thinking they could get away with this. At least when the state government goes rogue, you have the additional option of voting with your feet by moving across a state line. Mitch. ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Very typical good healthy 33 year old, as was I. Than at 42 years old I blew thru about $200K in heart related costs. Since than I've redone it all again! Thanks to my insurance, my cost was less that $5k. According to some folks here, I've simply lived too long. Tuff Poopy Fellows. -- Peter Arnold Windsor, CT - Original Message - From: Curt Raymond curtlud...@yahoo.com To: Diesel List mercedes@okiebenz.com Sent: Wednesday, September 23, 2009 8:52:26 AM GMT -05:00 US/Canada Eastern Subject: Re: [MBZ] we pay, that's who pays I'm 33, I got to the doctor maybe once every 2 years, chiropractor maybe 4 or 5 times a year, nothing else. My insurance costs my employer and myself probably $3,000 a year (for just me) to provide maybe $400 in payouts. Add my wife to the mix and figure maybe $1000 in payouts that costs me and my employer ~$6,000... Give an insurance company a million of me and they're sitting pretty. When I was last unemployed Cobra was $900/mo for just me... I didn't take it but if I get unemployed again I HAVE to, MA state law says take insurance or pay the penalty. Actually I'll have to look close at the numbers but I suspect the penalty is cheaper than insurance. -Curt Date: Tue, 22 Sep 2009 20:25:22 -0400 From: LarryT l02tur...@comcast.net Subject: Re: [MBZ] we pay, that's who pays To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: 88f407504f4848c799dae85d73110...@toshibalaptop Content-Type: text/plain; format=flowed; charset=iso-8859-1; reply-type=original I don't know about the rest of ya'll but I was pretty healthy for many years. For an 11 year span I didn't miss work for health reasons. Then when I turned 50 or so things went to $hit real fast. I worked as a contract worked and bought my own insurance - never a problem with payment even though the anesthesiologist was charging $3k per month to fill my implanted med pump (which was another big gob of money to put in) - then I was hired direct and my health problems followed me to my new insurance - never any problem with payment here either. Then, I was laid off - found another job within 3 weeks and again - fully covered from day 1. Someone else on this list has the same disease (demylinating polyeuropathy) but his name escapes me at the moment. After 6 months there I couldn't do it anymore. I went on full disability and after some period of time Medicare kicked it. But I also bought the Cobra insurance when I stopped working and when my wife went to work I was again covered. Now, Medicare is secondary and Anthem is primary - through all of this, I've had numerous operations, constant pain meds, amputations of toes, a replacement knee and I hardly ever get asked for a co-pay! I don't know why people have so many complaints - I've been treated great IMO. It wasn't all that expensive either. Never more than $200/mo. Anyway, that's my story and I'm sticking to it! ;-) Maybe I;m just lucky? LarryT 91 300D OilAnalysis Time? Looking for Weber Parts or Porsche Posters? www.youroil.net -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090923/036a828a/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090923/5d02d22f/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Careful with that generalization Dave. For the Common Man, this is not so. We have missionary's that just returned from China, health care is a nightmare there. Only BIG cities have hospitals. If you are hospitalized for a surgical procedure, after the operation you are wheeled into the recovery area. It is than up to your family to provide all nursing care. MAny European countries have very long waits for common surgical procedures. Of course the elite classes do much better, maybe as well as our working people. -- Peter T. Arnold P.M. x3 All Mail to: Secretary Hartford Evergreen Lodge #88 A.F. A.M. 34 Country Club Drive Windsor, CT 06095 - Original Message - From: dave walton walton.d...@gmail.com To: Mercedes Discussion List mercedes@okiebenz.com Sent: Wednesday, September 23, 2009 9:33:00 AM GMT -05:00 US/Canada Eastern Subject: Re: [MBZ] we pay, that's who pays Nothing is keeping you in the US. You are free to get a work visa and move to any civilized country of your choice. Chances are you will be fully insured the moment you set foot on foreign soil. That's not how it works in the US, however... -Dave Walton On Wed, Sep 23, 2009 at 9:23 AM, Mitch Haley m...@voyager.net wrote: Curt Raymond wrote: When I was last unemployed Cobra was $900/mo for just me... I didn't take it but if I get unemployed again I HAVE to, MA state law says take insurance or pay the penalty. Actually I'll have to look close at the numbers but I suspect the penalty is cheaper than insurance. That same crock of poo-poo has now been proposed on a federal level. I've tolerated a lot of crap already, but I will not tolerate a government that believes it can punish me for failing to purchase something it thinks I should purchase. If this comes to pass, it will mean the end of my compliance with all federal tax laws, and no, I won't be paying the fine for failure to purchase insurance either. If the citizens of Massachusetts had any balls, they would have already set an example that would keep the creeps in DC from ever thinking they could get away with this. At least when the state government goes rogue, you have the additional option of voting with your feet by moving across a state line. Mitch. ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090923/762748c0/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
I strategically inserted the word civilized as a modifier. Depends on what your definition of is is :-) The condition of healthcare is deplorable in many countries - including ours. I find it intriguing that many do not want to extend healthcare to immigrants who are working and paying taxes. That's part of the divide in this country. Those with good health and/or good healthcare are often oblivious to the fate of everyone else. I'm all for a two-tiered healthcare system here. It's the American way to want to pay more for better services. But we need to bring those not covered by any healthcare up to some minimum coverage and keep the for-profit insurance industry from finding ways to deny coverage to their most expensive customers. Denying coverage for pre-existing conditions and for people who filled in their birth date wrong on the application form has to stop. If someone wants to pay $100/month so they don't have to go on a waiting list with everyone else, let them. But anyone with a burst appendix still goes to the front of the line. -Dave Walton On Wed, Sep 23, 2009 at 10:05 AM, pm7...@comcast.net wrote: Careful with that generalization Dave. For the Common Man, this is not so. We have missionary's that just returned from China, health care is a nightmare there. Only BIG cities have hospitals. If you are hospitalized for a surgical procedure, after the operation you are wheeled into the recovery area. It is than up to your family to provide all nursing care. MAny European countries have very long waits for common surgical procedures. Of course the elite classes do much better, maybe as well as our working people. -- Peter T. Arnold P.M. x3 All Mail to: Secretary Hartford Evergreen Lodge #88 A.F. A.M. 34 Country Club Drive Windsor, CT 06095 - Original Message - From: dave walton walton.d...@gmail.com To: Mercedes Discussion List mercedes@okiebenz.com Sent: Wednesday, September 23, 2009 9:33:00 AM GMT -05:00 US/Canada Eastern Subject: Re: [MBZ] we pay, that's who pays Nothing is keeping you in the US. You are free to get a work visa and move to any civilized country of your choice. Chances are you will be fully insured the moment you set foot on foreign soil. That's not how it works in the US, however... -Dave Walton On Wed, Sep 23, 2009 at 9:23 AM, Mitch Haley m...@voyager.net wrote: Curt Raymond wrote: When I was last unemployed Cobra was $900/mo for just me... I didn't take it but if I get unemployed again I HAVE to, MA state law says take insurance or pay the penalty. Actually I'll have to look close at the numbers but I suspect the penalty is cheaper than insurance. That same crock of poo-poo has now been proposed on a federal level. I've tolerated a lot of crap already, but I will not tolerate a government that believes it can punish me for failing to purchase something it thinks I should purchase. If this comes to pass, it will mean the end of my compliance with all federal tax laws, and no, I won't be paying the fine for failure to purchase insurance either. If the citizens of Massachusetts had any balls, they would have already set an example that would keep the creeps in DC from ever thinking they could get away with this. At least when the state government goes rogue, you have the additional option of voting with your feet by moving across a state line. Mitch. ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090923/762748c0/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
maybe what keeps him here is that haley kinda thinks it's his country and just can't figure out how to get it back from guys like you? the idea that we should just cheerfully accept being more abused than 19th century russian surfs or get out is a tough one for me to understand. On Wed, Sep 23, 2009 at 9:33 AM, dave walton walton.d...@gmail.com wrote: Nothing is keeping you in the US. You are free to get a work visa and move to any civilized country of your choice. Chances are you will be fully insured the moment you set foot on foreign soil. That's not how it works in the US, however... -Dave Walton On Wed, Sep 23, 2009 at 9:23 AM, Mitch Haley m...@voyager.net wrote: Curt Raymond wrote: When I was last unemployed Cobra was $900/mo for just me... I didn't take it but if I get unemployed again I HAVE to, MA state law says take insurance or pay the penalty. Actually I'll have to look close at the numbers but I suspect the penalty is cheaper than insurance. That same crock of poo-poo has now been proposed on a federal level. I've tolerated a lot of crap already, but I will not tolerate a government that believes it can punish me for failing to purchase something it thinks I should purchase. If this comes to pass, it will mean the end of my compliance with all federal tax laws, and no, I won't be paying the fine for failure to purchase insurance either. If the citizens of Massachusetts had any balls, they would have already set an example that would keep the creeps in DC from ever thinking they could get away with this. At least when the state government goes rogue, you have the additional option of voting with your feet by moving across a state line. Mitch. ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090923/528fdad9/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Perhaps I need to be a bit more explicit when using sarcasm? I did intend, however, to put the issue into a more global perspective. -Dave Walton On Wed, Sep 23, 2009 at 11:01 AM, Gary Hurst jabbahur...@gmail.com wrote: maybe what keeps him here is that haley kinda thinks it's his country and just can't figure out how to get it back from guys like you? the idea that we should just cheerfully accept being more abused than 19th century russian surfs or get out is a tough one for me to understand. On Wed, Sep 23, 2009 at 9:33 AM, dave walton walton.d...@gmail.com wrote: Nothing is keeping you in the US. You are free to get a work visa and move to any civilized country of your choice. Chances are you will be fully insured the moment you set foot on foreign soil. That's not how it works in the US, however... -Dave Walton On Wed, Sep 23, 2009 at 9:23 AM, Mitch Haley m...@voyager.net wrote: Curt Raymond wrote: When I was last unemployed Cobra was $900/mo for just me... I didn't take it but if I get unemployed again I HAVE to, MA state law says take insurance or pay the penalty. Actually I'll have to look close at the numbers but I suspect the penalty is cheaper than insurance. That same crock of poo-poo has now been proposed on a federal level. I've tolerated a lot of crap already, but I will not tolerate a government that believes it can punish me for failing to purchase something it thinks I should purchase. If this comes to pass, it will mean the end of my compliance with all federal tax laws, and no, I won't be paying the fine for failure to purchase insurance either. If the citizens of Massachusetts had any balls, they would have already set an example that would keep the creeps in DC from ever thinking they could get away with this. At least when the state government goes rogue, you have the additional option of voting with your feet by moving across a state line. Mitch. ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090923/528fdad9/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Not at all, if there were a million of me we'd pay $6 BILLION into the company every year. Even if that one person spends $1 million dollars the company is still $5.99 BILLION ahead... -Curt Date: Wed, 23 Sep 2009 09:06:48 -0400 From: Allan Streib str...@cs.indiana.edu Subject: Re: [MBZ] we pay, that's who pays To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: 1253711208.6710.1336233...@webmail.messagingengine.com Content-Type: text/plain; charset=us-ascii On Wed, 23 Sep 2009 05:52 -0700, Curt Raymond curtlud...@yahoo.com wrote: I'm 33, I got to the doctor maybe once every 2 years, chiropractor maybe 4 or 5 times a year, nothing else. My insurance costs my employer and myself probably $3,000 a year (for just me) to provide maybe $400 in payouts. Add my wife to the mix and figure maybe $1000 in payouts that costs me and my employer ~$6,000... Give an insurance company a million of me and they're sitting pretty. ... sitting pretty until God forbid one of you has an accident and spends a few weeks in intensive care. Then your math works a little differently. Allan -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090923/77cf5b9b/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
*Nods* exactly why insurance exists. I don't know what the answer is, or rather I know that there is no golden bullet kind of answer. I know that there are a lot of people making a lot of money around the issue though (Drug companies seem to have massive advertising budgets) and I also know that chasing where that money goes is a good way to get to the truth. -Curt Date: Wed, 23 Sep 2009 13:43:00 + (UTC) From: pm7...@comcast.net Subject: Re: [MBZ] we pay, that's who pays To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: 1110114090.6101671253713380038.javamail.r...@sz0127a.westchester.pa.mail.comcast.net Content-Type: text/plain; charset=utf-8 Very typical good healthy 33 year old, as was I. Than at 42 years old I blew thru about $200K in heart related costs. Since than I've redone it all again! Thanks to my insurance, my cost was less that $5k. According to some folks here, I've simply lived too long. Tuff Poopy Fellows. -- Peter Arnold Windsor, CT -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090923/e6324ade/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
The European long wait argument is a pretty common one used against socialized medicine. I'm given to understand the long wait is for routine non-life threatening procedures and that those in danger get help when they need it. In a way I suspect our instant gratification culture will tend to bias our healthcare costs up by forcing hospitals to have excess capacity and thus extra costs. -Curt Date: Wed, 23 Sep 2009 14:05:14 + (UTC) From: pm7...@comcast.net Subject: Re: [MBZ] we pay, that's who pays To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: 1654280409.6115651253714714666.javamail.r...@sz0127a.westchester.pa.mail.comcast.net Content-Type: text/plain; charset=utf-8 Careful with that generalization Dave. For the Common Man, this is not so. We have missionary's that just returned from China, health care is a nightmare there. Only BIG cities have hospitals. If you are hospitalized for a surgical procedure, after the operation you are wheeled into the recovery area. It is than up to your family to provide all nursing care. MAny European countries have very long waits for common surgical procedures. Of course the elite classes do much better, maybe as well as our working people. -- Peter T. Arnold P.M. x3 All Mail to: Secretary Hartford Evergreen Lodge #88 A.F. A.M. 34 Country Club Drive Windsor, CT 06095 -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090923/c9bfebe1/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
You wrote those in danger get help when they need it The BBC reports wait times for chemo therapy is 6-8 months LarryT OilAnalysis Time? Looking for Weber Parts or Porsche Posters? www.youroil.net -- From: Curt Raymond curtlud...@yahoo.com Sent: Wednesday, September 23, 2009 12:44 PM To: Diesel List mercedes@okiebenz.com Subject: Re: [MBZ] we pay, that's who pays The European long wait argument is a pretty common one used against socialized medicine. I'm given to understand the long wait is for routine non-life threatening procedures and that those in danger get help when they need it. In a way I suspect our instant gratification culture will tend to bias our healthcare costs up by forcing hospitals to have excess capacity and thus extra costs. -Curt Date: Wed, 23 Sep 2009 14:05:14 + (UTC) From: pm7...@comcast.net Subject: Re: [MBZ] we pay, that's who pays To: Mercedes Discussion List mercedes@okiebenz.com Message-ID: 1654280409.6115651253714714666.javamail.r...@sz0127a.westchester.pa.mail.comcast.net Content-Type: text/plain; charset=utf-8 Careful with that generalization Dave. For the Common Man, this is not so. We have missionary's that just returned from China, health care is a nightmare there. Only BIG cities have hospitals. If you are hospitalized for a surgical procedure, after the operation you are wheeled into the recovery area. It is than up to your family to provide all nursing care. MAny European countries have very long waits for common surgical procedures. Of course the elite classes do much better, maybe as well as our working people. -- Peter T. Arnold P.M. x3 All Mail to: Secretary Hartford Evergreen Lodge #88 A.F. A.M. 34 Country Club Drive Windsor, CT 06095 -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090923/c9bfebe1/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
LarryT wrote: The BBC reports wait times for chemo therapy is 6-8 months That's one way to lower the cost of cancer treatment. Mitch. ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
But Obama doesn't consider that as rationing - which is where the whole death squad controversy came from. Later ya'll - LarryT 91 300D OilAnalysis Time? Looking for Weber Parts or Porsche Posters? www.youroil.net -- From: Mitch Haley m...@voyager.net Sent: Wednesday, September 23, 2009 2:04 PM To: Mercedes Discussion List mercedes@okiebenz.com Subject: Re: [MBZ] we pay, that's who pays LarryT wrote: The BBC reports wait times for chemo therapy is 6-8 months That's one way to lower the cost of cancer treatment. Mitch. ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
LarryT wrote: But Obama doesn't consider that as rationing - which is where the whole death squad controversy came from. What do Death Squads have to do with health care? Do you expect Obama to reassign Lon Horiuchi and friends from the Federal Bureau of Instigation to the Ministry of Health? Mitch. ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Mitch wrote: If this comes to pass, it will mean the end of my compliance with all federal tax laws, and no, I won't be paying the fine for failure to purchase insurance either. I'm singing the same song here. When not-having-insurance becomes outlawed, only outlaws will not have insurance. mao ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Curt wrote: I don't know what the answer is Yes there is a golden bullet type answer - annihilate the racketeering - it is common law in each state of the union, if not the federal rule. Once you eliminate the pool of monies that providers can tap into, the costs need to drop to a level where patients will/can afford the care. I will never be able to afford $200k heart work - I die instead. My wife's mom died of breast cancer - she does not visit the doc and has it in her mind that death is a logical end. mao ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
I don't know about the rest of ya'll but I was pretty healthy for many years. For an 11 year span I didn't miss work for health reasons. Then when I turned 50 or so things went to $hit real fast. I worked as a contract worked and bought my own insurance - never a problem with payment even though the anesthesiologist was charging $3k per month to fill my implanted med pump (which was another big gob of money to put in) - then I was hired direct and my health problems followed me to my new insurance - never any problem with payment here either. Then, I was laid off - found another job within 3 weeks and again - fully covered from day 1. Someone else on this list has the same disease (demylinating polyeuropathy) but his name escapes me at the moment. After 6 months there I couldn't do it anymore. I went on full disability and after some period of time Medicare kicked it. But I also bought the Cobra insurance when I stopped working and when my wife went to work I was again covered. Now, Medicare is secondary and Anthem is primary - through all of this, I've had numerous operations, constant pain meds, amputations of toes, a replacement knee and I hardly ever get asked for a co-pay! I don't know why people have so many complaints - I've been treated great IMO. It wasn't all that expensive either. Never more than $200/mo. Anyway, that's my story and I'm sticking to it! ;-) Maybe I;m just lucky? LarryT 91 300D OilAnalysis Time? Looking for Weber Parts or Porsche Posters? www.youroil.net -- From: Mountain Man maontin@gmail.com Sent: Monday, September 21, 2009 11:03 PM To: Mercedes Discussion List mercedes@okiebenz.com Subject: Re: [MBZ] we pay, that's who pays Dan wrote: Just as some dillweed who makes a conscious choice to avoid the use of protective gear, I should have the choice as to whether or not I fund research that might keep him from being a drooling quadraplegic for the rest of his life after he gets road rash from a wreck on his bike. Insurance is a racket, you know. It is an organization that makes it look like it is helping, but only skrews with anyone, and everyone. They take, take, take premiums in the guise that someday something *might* happen and then they run and hide when it does happen. They make money for investors - they are not non-profit. Insco is a racket, and racketeering is illegal. mao ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Yeah, we'll call you Lucky now! --R LarryT wrote: I don't know about the rest of ya'll but I was pretty healthy for many years. For an 11 year span I didn't miss work for health reasons. Then when I turned 50 or so things went to $hit real fast. I worked as a contract worked and bought my own insurance - never a problem with payment even though the anesthesiologist was charging $3k per month to fill my implanted med pump (which was another big gob of money to put in) - then I was hired direct and my health problems followed me to my new insurance - never any problem with payment here either. Then, I was laid off - found another job within 3 weeks and again - fully covered from day 1. Someone else on this list has the same disease (demylinating polyeuropathy) but his name escapes me at the moment. After 6 months there I couldn't do it anymore. I went on full disability and after some period of time Medicare kicked it. But I also bought the Cobra insurance when I stopped working and when my wife went to work I was again covered. Now, Medicare is secondary and Anthem is primary - through all of this, I've had numerous operations, constant pain meds, amputations of toes, a replacement knee and I hardly ever get asked for a co-pay! I don't know why people have so many complaints - I've been treated great IMO. It wasn't all that expensive either. Never more than $200/mo. Anyway, that's my story and I'm sticking to it! ;-) Maybe I;m just lucky? LarryT 91 300D OilAnalysis Time? Looking for Weber Parts or Porsche Posters? www.youroil.net -- From: Mountain Man maontin@gmail.com Sent: Monday, September 21, 2009 11:03 PM To: Mercedes Discussion List mercedes@okiebenz.com Subject: Re: [MBZ] we pay, that's who pays Dan wrote: Just as some dillweed who makes a conscious choice to avoid the use of protective gear, I should have the choice as to whether or not I fund research that might keep him from being a drooling quadraplegic for the rest of his life after he gets road rash from a wreck on his bike. Insurance is a racket, you know. It is an organization that makes it look like it is helping, but only skrews with anyone, and everyone. They take, take, take premiums in the guise that someday something *might* happen and then they run and hide when it does happen. They make money for investors - they are not non-profit. Insco is a racket, and racketeering is illegal. mao ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
'Tis I, Wilton, with CIDP (Chronic Inflammatory Demylinating Polyneuropathy); diagnosed 10 years ago. 'Been mighty lucky to have Medicare and Tricare For Life (military) for insurance. 'Been covered very well so far. Wilton - Original Message - From: LarryT l02tur...@comcast.net To: Mercedes Discussion List mercedes@okiebenz.com Sent: Tuesday, September 22, 2009 8:25 PM Subject: Re: [MBZ] we pay, that's who pays I don't know about the rest of ya'll but I was pretty healthy for many years. For an 11 year span I didn't miss work for health reasons. Then when I turned 50 or so things went to $hit real fast. I worked as a contract worked and bought my own insurance - never a problem with payment even though the anesthesiologist was charging $3k per month to fill my implanted med pump (which was another big gob of money to put in) - then I was hired direct and my health problems followed me to my new insurance - never any problem with payment here either. Then, I was laid off - found another job within 3 weeks and again - fully covered from day 1. Someone else on this list has the same disease (demylinating polyeuropathy) but his name escapes me at the moment. After 6 months there I couldn't do it anymore. I went on full disability and after some period of time Medicare kicked it. But I also bought the Cobra insurance when I stopped working and when my wife went to work I was again covered. Now, Medicare is secondary and Anthem is primary - through all of this, I've had numerous operations, constant pain meds, amputations of toes, a replacement knee and I hardly ever get asked for a co-pay! I don't know why people have so many complaints - I've been treated great IMO. It wasn't all that expensive either. Never more than $200/mo. Anyway, that's my story and I'm sticking to it! ;-) Maybe I;m just lucky? LarryT 91 300D OilAnalysis Time? Looking for Weber Parts or Porsche Posters? www.youroil.net -- From: Mountain Man maontin@gmail.com Sent: Monday, September 21, 2009 11:03 PM To: Mercedes Discussion List mercedes@okiebenz.com Subject: Re: [MBZ] we pay, that's who pays Dan wrote: Just as some dillweed who makes a conscious choice to avoid the use of protective gear, I should have the choice as to whether or not I fund research that might keep him from being a drooling quadraplegic for the rest of his life after he gets road rash from a wreck on his bike. Insurance is a racket, you know. It is an organization that makes it look like it is helping, but only skrews with anyone, and everyone. They take, take, take premiums in the guise that someday something *might* happen and then they run and hide when it does happen. They make money for investors - they are not non-profit. Insco is a racket, and racketeering is illegal. mao ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
You are indeed VERY lucky -- so am I, in that I've never gotten stuck with a huge bill, but then I've been very healthy. Not every one is, though, and larger and larger numbers of people are going without decent insurance since it costs one of two paychecks per month for some of the guys I work with. I did have quite a hassle the last two years with Anthem Blue Cross deciding, after I had already arranged it, that they were NOT responsible for the costs of my surgery after the car accident when the auto insurance ran out. Got it fixed, but it took six months and I should never have had to mess around with it at all. Peter ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Something is wrong with our indoctrinated concepts of insco and payments. As --R mentions - they bet on no failure, you know better. Then when failure comes, we are thankful for... failure? so they can pay out? I mean, what did pa do out on the prairie 100 years ago when failure happened? Yep, another hole in the ground. The concept of insco being available for catastrophe for each of us is untenable. Realize that you guys with these big payouts are literally lucky - and we are paying your bills - literally. Sounds fine - no complaint from me - but there still is something wrong with our outlook and expectation regarding insco. I deteriorate daily but in no way expect any payout from insco. In my entire life I have probably visited a doctor for myself probably no more than 30 times total. I don't do doctors and don't expect to do them ever. I am training my heart/mind to just take what deterioration happens and live with it and then be done. That is not a common mind, I realize, and I think it somewhat expresses my complaint that our attitude about insco is wrong somewhere. Hence, I detest insco, I advocate the annihilation of insco. How? - dunno. mao ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
in re: belts ..This is a common but stupid defense. When some fool gets himself made a charge of the state because of traumatic brain injury, Who Pays???.. Absolutely right. Applies to those knuckleheads who don't wear approved helmets while riding their motorcycles, too. RLE -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090921/34d826a6/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
yeah, like those people who eat well and exercise who end up living forever and clogging up our nursing homes. i'm tired of paying for them too! On Mon, Sep 21, 2009 at 2:32 PM, relng...@aol.com wrote: in re: belts ..This is a common but stupid defense. When some fool gets himself made a charge of the state because of traumatic brain injury, Who Pays???.. Absolutely right. Applies to those knuckleheads who don't wear approved helmets while riding their motorcycles, too. RLE -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090921/34d826a6/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090921/3e4e3c12/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Indiana had a $10 increase on motorcycle endorsements you pay every year with your registration. It goes to a state-run fund for spinal injury research, I believe. While I'm all for sound medical research that might benefit me or a family member, I would prefer that I get to make the choice and not be forced to pay this. http://www.thescizone.com/news/2255/daniels-understands-anger-over-motorcycle-fee-hike Just as some dillweed who makes a conscious choice to avoid the use of protective gear, I should have the choice as to whether or not I fund research that might keep him from being a drooling quadraplegic for the rest of his life after he gets road rash from a wreck on his bike. Dan --- On Mon, 9/21/09, relng...@aol.com relng...@aol.com wrote: From: relng...@aol.com relng...@aol.com Subject: Re: [MBZ] we pay, that's who pays To: mercedes@okiebenz.com Date: Monday, September 21, 2009, 2:32 PM in re: belts ..This is a common but stupid defense. When some fool gets himself made a charge of the state because of traumatic brain injury, Who Pays???.. Absolutely right. Applies to those knuckleheads who don't wear approved helmets while riding their motorcycles, too. RLE -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090921/34d826a6/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
Dan wrote: Just as some dillweed who makes a conscious choice to avoid the use of protective gear, I should have the choice as to whether or not I fund research that might keep him from being a drooling quadraplegic for the rest of his life after he gets road rash from a wreck on his bike. Insurance is a racket, you know. It is an organization that makes it look like it is helping, but only skrews with anyone, and everyone. They take, take, take premiums in the guise that someday something *might* happen and then they run and hide when it does happen. They make money for investors - they are not non-profit. Insco is a racket, and racketeering is illegal. mao ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
Re: [MBZ] we pay, that's who pays
At one point many years ago I realized insurance was kinda weird in that the insco is betting that you won't die or get mangled, and you are betting you will. That sounds kinda backwards. --R Mountain Man wrote: Dan wrote: Just as some dillweed who makes a conscious choice to avoid the use of protective gear, I should have the choice as to whether or not I fund research that might keep him from being a drooling quadraplegic for the rest of his life after he gets road rash from a wreck on his bike. Insurance is a racket, you know. It is an organization that makes it look like it is helping, but only skrews with anyone, and everyone. They take, take, take premiums in the guise that someday something *might* happen and then they run and hide when it does happen. They make money for investors - they are not non-profit. Insco is a racket, and racketeering is illegal. mao ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com -- next part -- An HTML attachment was scrubbed... URL: http://okiebenz.com/pipermail/mercedes_okiebenz.com/attachments/20090921/37dc6dc3/attachment.html ___ http://www.okiebenz.com For new and used parts go to www.okiebenz.com To search list archives http://www.okiebenz.com/archive/ To Unsubscribe or change delivery options go to: http://okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
