Re: New Credit Card Scam (fwd)

2005-07-11 Thread Lance James
Jason Holt wrote: I remember the first time a site asked for the number on the back of my credit card. It was a Walmart or Amazon purchase, and with no warning they redirected me to some site with a questionable domain. I thought for sure my session was being hijacked, and my bank had given

Attack on Brands blind signature

2005-07-11 Thread cypherpunk
eprint.iacr.org/2005/186 is an attack by Xuesheng Zhong on several blind signature schemes, including one widely discussed on the Cypherpunks mailing list back in the 1990s by Stefan Brands. The paper seems to show that it is possible for the bank/mint to recognize blind signatures (i.e. untraceabl

Re: New Credit Card Scam (fwd)

2005-07-11 Thread Adam Fields
On Mon, Jul 11, 2005 at 09:37:36PM +, Jason Holt wrote: > I remember the first time a site asked for the number on the back of my > credit card. It was a Walmart or Amazon purchase, and with no warning they > redirected me to some site with a questionable domain. I thought for sure > my ses

New Credit Card Scam (fwd)

2005-07-11 Thread Jason Holt
I remember the first time a site asked for the number on the back of my credit card. It was a Walmart or Amazon purchase, and with no warning they redirected me to some site with a questionable domain. I thought for sure my session was being hijacked, and my bank had given me no idea what the

fyi: talk: Reflective side-channel cryptanalysis

2005-07-11 Thread Jeff . Hodges
From: Eu-Jin Goh <[EMAIL PROTECTED]> Subject: FRI 15 JULY 1630 HRS : Reflective side-channel cryptanalysis To: [EMAIL PROTECTED] Date: Mon, 11 Jul 2005 08:46:19 -0700 - --- When - FRI 15th July 1630 hrs at Gates 4-B (opp

Re: EMV

2005-07-11 Thread Peter Fairbrother
Florian Weimer wrote: > * David Alexander Molnar: > >> Actually, smart cards are here today. My local movie theatre in Berkeley, >> California is participating in a trial for "MasterCard PayPass." There is >> a little antenna at the window; apparently you can just wave your card at >> the antena

Re: the limits of crypto and authentication

2005-07-11 Thread Anne & Lynn Wheeler
Perry E. Metzger wrote: > However, you need both the end to end communication and the hardware > token with built in display and keyboard. there is two issues for digital signatures ... 1) "something you have" authentication and 2) proof to the relying party as to the integrity level of the oper

Re: the limits of crypto and authentication

2005-07-11 Thread Ben Laurie
Peter Gutmann wrote: [EMAIL PROTECTED] writes: Take a look at Boojum Mobile -- it is precisely the idea of using the cell phone as an out-of-band chanel for an in-band transaction. http://www.boojummobile.com Banks here have been using it to authenticate higher-value electronic transaction

Re: City National Bank is the latest major US company to admit it has lost customer data.

2005-07-11 Thread Adam Shostack
If anyone knows how many people this affected, I'd love to know. (I'm assuming its their entire customer base) Adam On Mon, Jul 11, 2005 at 09:07:45AM -0600, Anne & Lynn Wheeler wrote: | http://81.144.183.106/Articles/2005/07/11/210820/AnotherUSbanksownsuptodataloss.htm | | City National Bank i

Re: EMV [was: Re: Why Blockbuster looks at your ID.]

2005-07-11 Thread astiglic
> > > On Sat, 9 Jul 2005, [UNKNOWN] Jörn Schmidt wrote: > >> less attractive to commit credit card fraud. You are, however, not >> making it harder. That's why I believe the credit cards companies will >> indeed have a good, long look at smartcards. Probably not tomorrow or >> next week but in the

Re: Why Blockbuster looks at your ID.

2005-07-11 Thread astiglic
> Perry E. Metzger wrote: > >> A system in which the credit card was replaced by a small, calculator >> style token with a smartcard style connector could effectively >> eliminate most of the in person and over the net fraud we experience, >> and thus get rid of large costs in the system and get ri

City National Bank is the latest major US company to admit it has lost customer data.

2005-07-11 Thread Anne & Lynn Wheeler
http://81.144.183.106/Articles/2005/07/11/210820/AnotherUSbanksownsuptodataloss.htm City National Bank is the latest major US company to admit it has lost customer data. The bank says it lost data back-up tapes in April, while they were being transported to a secure facility by third-party data s

Looking for crypto iButton specs

2005-07-11 Thread R.A. Hettinga
--- begin forwarded text From: [EMAIL PROTECTED] (Peter Gutmann) To: [EMAIL PROTECTED] Subject: Looking for crypto iButton specs Date: Tue, 12 Jul 2005 00:56:35 +1200 Sender: [EMAIL PROTECTED] During a recent discussion about secure crypto device bootstrap and attestation capabilities, I

US consumers want companies fined for security breaches

2005-07-11 Thread Anne & Lynn Wheeler
http://www.finextra.com/fullstory.asp?id=13952 US consumers want companies fined for security breaches The majority of US consumers want to see criminal charges levied against companies that fail to protect their personal data, as one in five individuals admit falling victim to identity t

Keeping an eye on ATM fraud

2005-07-11 Thread Anne & Lynn Wheeler
http://www.atmmarketplace.com/news_story_23530.htm Keeping an eye on ATM fraud What happened to the good ole days when the magnetic stripe was king? Remember … those were the days when you didn’t have to worry about ATM devices that skim or trap. In today’s techie world, those days are long gone,

Re: Why Blockbuster looks at your ID.

2005-07-11 Thread John Levine
>| Not having to show ID may save annoyance, but it doesn't significantly >| improve privacy. > >Most credit card issuers will happily give you extra cards, so your >friends can spend your money. In whatever name you want. If you need >to show ID, this can become, umm, complicated. I dunno about

Re: the limits of crypto and authentication

2005-07-11 Thread Anne & Lynn Wheeler
another characteristic of the PKI x.509 identity certificate activity (besides attempting to create mass world-wide confusion regarding the difference between identification and authentication ... and trying to get govs. to mandate that x.509 identity certificates, grossly overloaded with personal

halloween hash bash reminder--July 15 deadline

2005-07-11 Thread John Kelsey
Guys, This is just a reminder that the NIST hash workshop (Oct 31-Nov 1 of this year) is still taking submitted talks, abstracts, etc., until July 15. There are no proceedings, so there should not be any problem publishing things that you discuss at this workshop. A major goal of doing this is t

Re: the limits of crypto and authentication

2005-07-11 Thread Perry E. Metzger
Florian Weimer <[EMAIL PROTECTED]> writes: > * Perry E. Metzger: >> Nick Owen <[EMAIL PROTECTED]> writes: >>> It would seem simple to thwart such a trojan with strong authentication >>> simply by requiring a second one-time passcode to validate the >>> transaction itself in addition to the session

Re: the limits of crypto and authentication

2005-07-11 Thread Perry E. Metzger
[EMAIL PROTECTED] writes: > Nick Owen writes: > | I think that the cost of two-factor authentication will plummet in the > | face of the volumes offered by e-banking. > > Would you or anyone here care to analyze > what I am presuming is the market failure > of Amex Blue in the sense of its chipc

Re: Why Blockbuster looks at your ID.

2005-07-11 Thread "Hal Finney"
Perry Metzger writes: > So, what is to be done? I would propose that the replacement of the > credit card infrastructure is needed. Fraud is prevalent because of a > massive inherent security flaw in the current system, to whit, > the account number is identical to the payment authenticator, and >

Re: the limits of crypto and authentication

2005-07-11 Thread Ian Grigg
On Saturday 09 July 2005 23:31, [EMAIL PROTECTED] wrote: > > Nick Owen writes: > | I think that the cost of two-factor authentication will plummet in the > | face of the volumes offered by e-banking. > > Would you or anyone here care to analyze > what I am presuming is the market failure > of A

Re: the limits of crypto and authentication

2005-07-11 Thread Anne & Lynn Wheeler
Nick Owen wrote: > I think that the cost of two-factor authentication will plummet in the > face of the volumes offered by e-banking. Also, the more uses for the > token, the more shared the costs will be. The question to me is will > the FIs go with a anything beyond secure cookies, IP address v

Re: the limits of crypto and authentication

2005-07-11 Thread Peter Gutmann
[EMAIL PROTECTED] writes: >Take a look at Boojum Mobile -- it is precisely the idea of using the cell >phone as an out-of-band chanel for an in-band transaction. > >http://www.boojummobile.com Banks here have been using it to authenticate higher-value electronic transactions as well. The way it

Re: [Anti-fraud] Re: the limits of crypto and authentication

2005-07-11 Thread Ka-Ping Yee
On Sun, 10 Jul 2005, Amir Herzberg wrote: > But... crypto and authentication, imho, are the best tools to prevent > such malware from being installed. I disagree. Limited authority is the best way to prevent such malware from being installed (and, if installed, from causing harm). The premise th

Re: the limits of crypto and authentication

2005-07-11 Thread Florian Weimer
> Take a look at Boojum Mobile -- it is > precisely the idea of using the cell > phone as an out-of-band chanel for an > in-band transaction. > > http://www.boojummobile.com In the foreseeable future, this approach won't stop fraudulent transactions because the one-time password does not depend on

Re: the limits of crypto and authentication

2005-07-11 Thread Florian Weimer
* Perry E. Metzger: > Nick Owen <[EMAIL PROTECTED]> writes: >> It would seem simple to thwart such a trojan with strong authentication >> simply by requiring a second one-time passcode to validate the >> transaction itself in addition to the session. > > Far better would be to have a token with a

Re: EMV

2005-07-11 Thread Florian Weimer
* David Alexander Molnar: > Actually, smart cards are here today. My local movie theatre in Berkeley, > California is participating in a trial for "MasterCard PayPass." There is > a little antenna at the window; apparently you can just wave your card at > the antena to pay for tickets. I haven'

Re: the limits of crypto and authentication

2005-07-11 Thread Nick Owen
I think the difference now is the number of vendors entering the market, the variety of solutions ( and their relative security), and demand outside of Europe. When we started in mid-2001, we were looking at the existing hardware guys and that is it. Now there a handful of venture-backed softwar

Re: Why Blockbuster looks at your ID.

2005-07-11 Thread Lance James
Adam Shostack wrote: On Sun, Jul 10, 2005 at 12:13:42AM +0100, Peter Fairbrother wrote: | Perry E. Metzger wrote: | | > A system in which the credit card was replaced by a small, calculator | > style token with a smartcard style connector could effectively | > eliminate most of the in person

Re: the limits of crypto and authentication

2005-07-11 Thread Amir Herzberg
Steven M. Bellovin wrote: There's been a lot of discussion about how to strengthen cryptography and authentication, to get away from problems of phishing, pharming, etc. But such approaches can take you only so far, as this link indicates: http://www.lurhq.com/grams.html Briefly, it's a Tro

Re: the limits of crypto and authentication

2005-07-11 Thread Anne & Lynn Wheeler
Perry E. Metzger wrote: > Far better would be to have a token with a display attached to the > PC. The token will display a requested transaction to the user and > only sign it if the user agrees. Because the token is a trusted piece > of hardware that the user cannot install software on, it provid

Re: Why Blockbuster looks at your ID.

2005-07-11 Thread Anne & Lynn Wheeler
Perry E. Metzger wrote: > If you have a sufficiently good token, you may no longer need to have > identification information presented to the merchant, even by the > token, to reduce misuse. It is true that the issuer will still know > what transactions took place. However, you have at least reduce

Re: Why Blockbuster looks at your ID.

2005-07-11 Thread Anne & Lynn Wheeler
Perry E. Metzger wrote: > Why does the clerk at Blockbuster want to see your driver's license? > Because his management has been told, by their bank, that if they do > not attempt to verify the identity of credit card users they will risk > their business relationship with the bank. Credit card fra

Re: the limits of crypto and authentication

2005-07-11 Thread Nick Owen
I think the failure of Amex Blue is due to poor timing and the requirement for hardware on the end-user's PC. At the time of it's introduction ecommerce and online banking were just getting started and consumers were more worried about whether the store was real or not than having their card stole

Re: payment system fraud, etc.

2005-07-11 Thread Jerrold Leichter
| Jerrold Leichter <[EMAIL PROTECTED]> writes: | > In doing this calculation, be careful about the assumptions you make | > about how effective the countermeasures will be. The new systems | > may be more secure, but people will eventually come up with ways to | > break them. The history of secur

Re: EMV

2005-07-11 Thread Perry E. Metzger
David Alexander Molnar <[EMAIL PROTECTED]> writes: > On Sat, 9 Jul 2005, [UNKNOWN] Jörn Schmidt wrote: > >> less attractive to commit credit card fraud. You are, however, not >> making it harder. That's why I believe the credit cards companies will >> indeed have a good, long look at smartcards. P

RE: the limits of crypto and authentication

2005-07-11 Thread Scott Guthery
Amex Blue was a market success in the sense that its ROI exceeded expectations, rational and otherwise. It yielded thousands of new accounts at a cost of acquisition far less than average, even when taking into account the Windows driver support calls and the discarded readers. That said, you migh