Re: [MacGroup] What do you think?

[preston....@twc.com]

Pretty much forget about the possibility of the “hack”.  When AI is in control, 
the “hack” won’t even be a consideration, since AI would be in charge by 
design, or otherwise.Don’t want none of that progression to greater 
progress.  Give me back my ’64 Ford Fairlane!

-russ preston


> On Nov 18, 2018, at 9:12 PM, John Robinson  wrote:
> 
> My wife drives a 2014 Jeep Grand Cherokee, remember these vehicles WERE 
> hacked, there was total loss of control, and this was on a vehicle with NO 
> self driving technology, just an ordinary vehicle, so in reality what we 
> drive now is just as vulnerable.  About anything with a computer chip is 
> vulnerable.  
> 
> John
> 
> Sent from my iPhone
> 
> On Nov 18, 2018, at 8:55 PM, Jonathan Fletcher  wrote:
> 
>> I’m with Harry. Not interested. Hasn’t anyone seen "Fate of the Furious?"
>> 
>> I was at cybersecurity conference a few months ago where the Cybersecurity 
>> Advisor for our region from the Department of Homeland Security was talking 
>> about the plethora of threats to a variety of technologies. He hadn’t 
>> mentioned cars yet, so I raised my hand and asked if the growth of 
>> driverless cars was keeping anyone up at night yet, and he said, “Oh, yeah!”
>> 
>> More and more TV programs include a plot point about someone hacking into a 
>> victim's car to wreak havoc, either to kill them or to kill someone else. 
>> (I’m not even talking about “I, Robot,” although that’s a good one.)
>> 
>> Name ONE segment of our society that uses any technology that hasn’t been 
>> hacked yet. Very highly paid IT people in these companies can’t protect 
>> their employers from devastation to their bottom line and their reputation. 
>> 
>> And now we want to automate CARS! 
>> 
>> I’m out.
>> 
>> Jonathan
>> 
>> 
>> 
>>> On Nov 18, 2018, at 8:17 PM, Harry Jacobson-Beyer  wrote:
>>> 
>>> I’m not sure I’m ready for this. My question would be why do we need them? 
>> 
>> --
>> Jonathan Fletcher
>> Workplace Innovation Facilitator
>> jonat...@fletcherdata.com
>> 
>> Kentuckiana FileMaker Developers Group
>> Next Meeting: 11/27/18
>> 
>> ___
>> MacGroup mailing list
>> Posting address: MacGroup@erdos.math.louisville.edu
>> Archive: 
>> 
>> Answers to questions: 
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> Archive: 
> 
> Answers to questions: 


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Re: [MacGroup] What do you think?

[John Robinson]

My wife drives a 2014 Jeep Grand Cherokee, remember these vehicles WERE hacked, 
there was total loss of control, and this was on a vehicle with NO self driving 
technology, just an ordinary vehicle, so in reality what we drive now is just 
as vulnerable.  About anything with a computer chip is vulnerable. 

John

Sent from my iPhone

> On Nov 18, 2018, at 8:55 PM, Jonathan Fletcher  wrote:
> 
> I’m with Harry. Not interested. Hasn’t anyone seen "Fate of the Furious?"
> 
> I was at cybersecurity conference a few months ago where the Cybersecurity 
> Advisor for our region from the Department of Homeland Security was talking 
> about the plethora of threats to a variety of technologies. He hadn’t 
> mentioned cars yet, so I raised my hand and asked if the growth of driverless 
> cars was keeping anyone up at night yet, and he said, “Oh, yeah!”
> 
> More and more TV programs include a plot point about someone hacking into a 
> victim's car to wreak havoc, either to kill them or to kill someone else. 
> (I’m not even talking about “I, Robot,” although that’s a good one.)
> 
> Name ONE segment of our society that uses any technology that hasn’t been 
> hacked yet. Very highly paid IT people in these companies can’t protect their 
> employers from devastation to their bottom line and their reputation. 
> 
> And now we want to automate CARS! 
> 
> I’m out.
> 
> Jonathan
> 
> 
> 
>> On Nov 18, 2018, at 8:17 PM, Harry Jacobson-Beyer  wrote:
>> 
>> I’m not sure I’m ready for this. My question would be why do we need them? 
> 
> --
> Jonathan Fletcher
> Workplace Innovation Facilitator
> jonat...@fletcherdata.com
> 
> Kentuckiana FileMaker Developers Group
> Next Meeting: 11/27/18
> 
> ___
> MacGroup mailing list
> Posting address: MacGroup@erdos.math.louisville.edu
> Archive: 
> 
> Answers to questions: 
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Archive: 
Answers to questions: 

Re: [MacGroup] What do you think?

[Jonathan Fletcher]

I’m with Harry. Not interested. Hasn’t anyone seen "Fate of the Furious?"

I was at cybersecurity conference a few months ago where the Cybersecurity 
Advisor for our region from the Department of Homeland Security was talking 
about the plethora of threats to a variety of technologies. He hadn’t mentioned 
cars yet, so I raised my hand and asked if the growth of driverless cars was 
keeping anyone up at night yet, and he said, “Oh, yeah!”

More and more TV programs include a plot point about someone hacking into a 
victim's car to wreak havoc, either to kill them or to kill someone else. (I’m 
not even talking about “I, Robot,” although that’s a good one.)

Name ONE segment of our society that uses any technology that hasn’t been 
hacked yet. Very highly paid IT people in these companies can’t protect their 
employers from devastation to their bottom line and their reputation. 

And now we want to automate CARS! 

I’m out.

Jonathan



> On Nov 18, 2018, at 8:17 PM, Harry Jacobson-Beyer  > wrote:
> 
> I’m not sure I’m ready for this. My question would be why do we need them? 

--
Jonathan Fletcher
Workplace Innovation Facilitator
jonat...@fletcherdata.com 

Kentuckiana FileMaker Developers Group
Next Meeting: 11/27/18

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Archive: 
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Re: [MacGroup] What do you think?

[John Robinson]

Exactly Ed, there are so many possibilities we can’t ponder them all…will we 
need Postal drivers?  By then will we even have mail, the Post Office has ask 
for an additional 5 cent raise...Will we need manned garbage collection?  If we 
are required to use a specific garbage can, the driverless truck has an arm 
that grabs the container, and sits it back down when done.

Eating out may take on an entirely new meaning, scheduling the driverless car 
to pick us up a few minutes before the table is ready.  

Then when we use our phone to summon it again we would be picked up to take us 
to the Concert…I can’t grasp the vastness of where this may go….



> On Nov 18, 2018, at 8:17 PM, Ed Wiser  wrote:
> 
> As some one who takes care of elderly parents. I can see the value of 
> driverless cars. As I their current driver.  I can also see many younger 
> people who have not grown up in a car culture using a car as a conveyance and 
> not something that their ego is defined by. As in many big cities cars are 
> not needed due to good public transportation. Which car companies destroyed 
> post world war 2 in many smaller cities to create the demand for cars. An 
> today’s governments can not get tax support to develop public transportation. 
> 
> Sent from my iPhone
> 
>> On Nov 18, 2018, at 7:59 PM, Harry Jacobson-Beyer > > wrote:
>> 
>> I’m not sure I’m ready for this. I remember a story I read in Boy’s life 
>> when I was a kid (mid 50s). It was about driverless vehicles. My question 
>> would be why do we need them? 
>> 
>> I’m just asking!
>> 
>>> On Nov 18, 2018, at 7:15 PM, John Robinson  wrote:
>>> 
>>> This is a topic I threw out a few weeks ago, now a more definitive line in 
>>> the sand seems plausible..
>>> 
>>> I’m sending to this group as Apple is also deep into this technology, and 
>>> if this comes to even a fraction of the premise of the article then our 
>>> investments may need quite the adjustments as well as our lives.
>>> 
>>> John
>>> 
>>> 
>>> 
>>> 
>>> What do you think?
>>> 
>>> The Jetson’s? 
>>> 
>>> Dick Tracey on a Hoverboard?
>>> 
>>> Reality?
>>> 
>>> My company has been preparing for this for years, they know, they have 
>>> informed us that our revenge, thus commissions, are going to tank…
>>> 
>>> The insurance industry needs the “float” to make the only profit that is 
>>> consistent…in the 47 years I’ve been with my company we’ve made an 
>>> UNDERWRITING profit a handful of times, yet most years we add several 
>>> billion to the reserve fund….through investment returns.
>>> 
>>> It’s so serious the company has devoted a massive amount of money to fund 
>>> “other businesses”.  
>>> 
>>> The company has created a new division charged with finding other 
>>> businesses we could jump into for as this article says…the technology is 
>>> going to drastically alter MANY businesses….insurance being one of the 
>>> hardest hit.
>>> 
>>> Your ideas on this projection, way off the mark or right on?
>>> 
>>> 
>>> Driverless cars about to rock your world
>>> 
>>> 'Autonomous vehicles' poised to 'change everything'
>>> Published: 4 hours ago
>>> 
>>> 
>>> 
>>> 
>>> 
>>> WASHINGTON – When members of Congress are sworn into office in January, 
>>> some of them, or at least their lower-paid aides, are almost assuredly 
>>> going to be getting to work in a driverless cab or, “AV for or autonomous 
>>> vehicle,” as you will soon be calling it.
>>> 
>>> Yes, it’s here – a transportation revolution of unimaginable proportions 
>>> that goes way beyond Google’s Waymo AV cab service debuting next month in 
>>> Phoenix.
>>> 
>>> But 99.9 percent of Americans have not thought about what AVs are going to 
>>> mean to your lifestyle in the next five years.
>>> 
>>>   • You may never own one – or any other kind of car again.
>>> 
>>>   • Getting from here to there will be much cheaper and faster for 
>>> individuals, families and cargo.
>>> 
>>>   •  No matter what you think today, everyone will use them – everyone.
>>> 
>>>   • The day of people getting paid to drive anything on wheels – cars, 
>>> trucks, buses, limos, tour buses – will be over.
>>> 
>>>   • “Mass transportation” will be something found only in museums.
>>> 
>>> It may seem like this you’ve been hearing about this potential for a long 
>>> time without all that much happening. In reality, developments have been on 
>>> overdrive for a decade – just out of your view. 
>>> 
>>> For instance, Google has been working fast and furious on Waymo for 10 
>>> years, clocking up over 10 million test miles with over 5 million of those 
>>> miles recorded in 2018 alone.
>>> 
>>> And that’s just the beginning. Waymo has also done 7 billion computer 
>>> simulated driving miles of driving in 25 cities.
>>> 
>>> 
>>> 
>>> Waymo driverless car
>>> 
>>> Now these AVs are coming out of the shadows and very much into your view. 
>>> The only thing holding this story back from being the biggest thing in 
>>> America is our 

Re: [MacGroup] What do you think?

[Ed Wiser]

As some one who takes care of elderly parents. I can see the value of 
driverless cars. As I their current driver.  I can also see many younger 
people who have not grown up in a car culture using a car as a conveyance and 
not something that their ego is defined by. As in many big cities cars are not 
needed due to good public transportation. Which car companies destroyed post 
world war 2 in many smaller cities to create the demand for cars. An today’s 
governments can not get tax support to develop public transportation. 

Sent from my iPhone

> On Nov 18, 2018, at 7:59 PM, Harry Jacobson-Beyer  wrote:
> 
> I’m not sure I’m ready for this. I remember a story I read in Boy’s life when 
> I was a kid (mid 50s). It was about driverless vehicles. My question would be 
> why do we need them? 
> 
> I’m just asking!
> 
>> On Nov 18, 2018, at 7:15 PM, John Robinson  wrote:
>> 
>> This is a topic I threw out a few weeks ago, now a more definitive line in 
>> the sand seems plausible..
>> 
>> I’m sending to this group as Apple is also deep into this technology, and if 
>> this comes to even a fraction of the premise of the article then our 
>> investments may need quite the adjustments as well as our lives.
>> 
>> John
>> 
>> 
>> 
>> 
>> What do you think?
>> 
>> The Jetson’s? 
>> 
>> Dick Tracey on a Hoverboard?
>> 
>> Reality?
>> 
>> My company has been preparing for this for years, they know, they have 
>> informed us that our revenge, thus commissions, are going to tank…
>> 
>> The insurance industry needs the “float” to make the only profit that is 
>> consistent…in the 47 years I’ve been with my company we’ve made an 
>> UNDERWRITING profit a handful of times, yet most years we add several 
>> billion to the reserve fund….through investment returns.
>> 
>> It’s so serious the company has devoted a massive amount of money to fund 
>> “other businesses”.  
>> 
>> The company has created a new division charged with finding other businesses 
>> we could jump into for as this article says…the technology is going to 
>> drastically alter MANY businesses….insurance being one of the hardest hit.
>> 
>> Your ideas on this projection, way off the mark or right on?
>> 
>> 
>> Driverless cars about to rock your world
>> 
>> 'Autonomous vehicles' poised to 'change everything'
>> Published: 4 hours ago
>> 
>> 
>> 
>> 
>> 
>> WASHINGTON – When members of Congress are sworn into office in January, some 
>> of them, or at least their lower-paid aides, are almost assuredly going to 
>> be getting to work in a driverless cab or, “AV for or autonomous vehicle,” 
>> as you will soon be calling it.
>> 
>> Yes, it’s here – a transportation revolution of unimaginable proportions 
>> that goes way beyond Google’s Waymo AV cab service debuting next month in 
>> Phoenix.
>> 
>> But 99.9 percent of Americans have not thought about what AVs are going to 
>> mean to your lifestyle in the next five years.
>> 
>>• You may never own one – or any other kind of car again.
>> 
>>• Getting from here to there will be much cheaper and faster for 
>> individuals, families and cargo.
>> 
>>•  No matter what you think today, everyone will use them – everyone.
>> 
>>• The day of people getting paid to drive anything on wheels – cars, 
>> trucks, buses, limos, tour buses – will be over.
>> 
>>• “Mass transportation” will be something found only in museums.
>> 
>> It may seem like this you’ve been hearing about this potential for a long 
>> time without all that much happening. In reality, developments have been on 
>> overdrive for a decade – just out of your view. 
>> 
>> For instance, Google has been working fast and furious on Waymo for 10 
>> years, clocking up over 10 million test miles with over 5 million of those 
>> miles recorded in 2018 alone.
>> 
>> And that’s just the beginning. Waymo has also done 7 billion computer 
>> simulated driving miles of driving in 25 cities.
>> 
>> 
>> 
>> Waymo driverless car
>> 
>> Now these AVs are coming out of the shadows and very much into your view. 
>> The only thing holding this story back from being the biggest thing in 
>> America is our own limited imaginations.
>> 
>> This budding industry will “change everything,” insiders say, beyond your 
>> comprehension.
>> 
>> How many AVs are on the road today? Probably less than 1 million. In six 
>> years, there will be 60 million.
>> 
>> Remember how you missed the Amazon’s Initial Public Offering where people 
>> who invested $1,000 in 1997 were rewarded with $1,341,000? There will be 
>> dozens of IPOs like that will dwarf Jeff Bezos’ Amazon’s record-breaking 
>> fortune because of how big the profits from sales of cars and technology and 
>> innovation resulting from this new industry.
>> 
>> Expect Google’s Waymo to cost about the same as an Uber ride, which is a 
>> ripoff given the price of the ride is mainly the human element. But Google’s 
>> counting on people wanting the daredevil “experience” of taking driverless 
>> cars 

Re: [MacGroup] What do you think?

[John Robinson]

I’m not ready as well Harry, I still like drifting through a corner, scaring 
the passengers to death….like many I drive WAY in front of where I am, gauging 
where I’m going to be when the car coming up behind me arrives…BUT, if my 
insurance is going to cost over $600.00 for my own vehicle and I can have a 
secondary policy to cover any shortfall with the driverless vehicle but it cost 
me $50.00 every 6 months..now I might bite the carrot…

They are doing this for many reasons, safety is foremost. As the article said 
with the with 10 MILLION miles of testing there have been only 100 accidents 
involving the AV’s, and most of those were NOT the fault of the car.

The lower frequency alone will cause insurance premiums to plummet….

Once we get used to it we may never want to go back, traffic jams due to 
accidents would almost cease, when they did occur the AV’s would know and 
automatically take us on an alternative route…when we need a meal, bathroom 
break, we tell the car and it finds just what we want, heck the iPhone will 
take us to a restaurant of our choice while on a trip and override the larger 
destination for the temporary lunch break. and then back to the main route when 
ready.

What I’m thinking while working is WHAT are going to be the most disrupted 
industries?  What are going to be the up and coming firms?  Will the vehicle 
diagnose when it needs tires and drive itself to a shop equipped to handle this 
driverless consumer?

This is going to be a major revolution if indeed it comes about.

John



> On Nov 18, 2018, at 7:59 PM, Harry Jacobson-Beyer  wrote:
> 
> I’m not sure I’m ready for this. I remember a story I read in Boy’s life when 
> I was a kid (mid 50s). It was about driverless vehicles. My question would be 
> why do we need them? 
> 
> I’m just asking!
> 
>> On Nov 18, 2018, at 7:15 PM, John Robinson  wrote:
>> 
>> This is a topic I threw out a few weeks ago, now a more definitive line in 
>> the sand seems plausible..
>> 
>> I’m sending to this group as Apple is also deep into this technology, and if 
>> this comes to even a fraction of the premise of the article then our 
>> investments may need quite the adjustments as well as our lives.
>> 
>> John
>> 
>> 
>> 
>> 
>> What do you think?
>> 
>> The Jetson’s? 
>> 
>> Dick Tracey on a Hoverboard?
>> 
>> Reality?
>> 
>> My company has been preparing for this for years, they know, they have 
>> informed us that our revenge, thus commissions, are going to tank…
>> 
>> The insurance industry needs the “float” to make the only profit that is 
>> consistent…in the 47 years I’ve been with my company we’ve made an 
>> UNDERWRITING profit a handful of times, yet most years we add several 
>> billion to the reserve fund….through investment returns.
>> 
>> It’s so serious the company has devoted a massive amount of money to fund 
>> “other businesses”.  
>> 
>> The company has created a new division charged with finding other businesses 
>> we could jump into for as this article says…the technology is going to 
>> drastically alter MANY businesses….insurance being one of the hardest hit.
>> 
>> Your ideas on this projection, way off the mark or right on?
>> 
>> 
>> Driverless cars about to rock your world
>> 
>> 'Autonomous vehicles' poised to 'change everything'
>> Published: 4 hours ago
>> 
>> 
>> 
>> 
>> 
>> WASHINGTON – When members of Congress are sworn into office in January, some 
>> of them, or at least their lower-paid aides, are almost assuredly going to 
>> be getting to work in a driverless cab or, “AV for or autonomous vehicle,” 
>> as you will soon be calling it.
>> 
>> Yes, it’s here – a transportation revolution of unimaginable proportions 
>> that goes way beyond Google’s Waymo AV cab service debuting next month in 
>> Phoenix.
>> 
>> But 99.9 percent of Americans have not thought about what AVs are going to 
>> mean to your lifestyle in the next five years.
>> 
>>  • You may never own one – or any other kind of car again.
>> 
>>  • Getting from here to there will be much cheaper and faster for 
>> individuals, families and cargo.
>> 
>>  •  No matter what you think today, everyone will use them – everyone.
>> 
>>  • The day of people getting paid to drive anything on wheels – cars, 
>> trucks, buses, limos, tour buses – will be over.
>> 
>>  • “Mass transportation” will be something found only in museums.
>> 
>> It may seem like this you’ve been hearing about this potential for a long 
>> time without all that much happening. In reality, developments have been on 
>> overdrive for a decade – just out of your view. 
>> 
>> For instance, Google has been working fast and furious on Waymo for 10 
>> years, clocking up over 10 million test miles with over 5 million of those 
>> miles recorded in 2018 alone.
>> 
>> And that’s just the beginning. Waymo has also done 7 billion computer 
>> simulated driving miles of driving in 25 cities.
>> 
>> 
>> 
>> Waymo driverless car
>> 
>> Now these AVs are 

Re: [MacGroup] What do you think?

[Harry Jacobson-Beyer]

I’m not sure I’m ready for this. I remember a story I read in Boy’s life when I 
was a kid (mid 50s). It was about driverless vehicles. My question would be why 
do we need them? 

I’m just asking!

> On Nov 18, 2018, at 7:15 PM, John Robinson  wrote:
> 
> This is a topic I threw out a few weeks ago, now a more definitive line in 
> the sand seems plausible..
> 
> I’m sending to this group as Apple is also deep into this technology, and if 
> this comes to even a fraction of the premise of the article then our 
> investments may need quite the adjustments as well as our lives.
> 
> John
> 
> 
> 
> 
> What do you think?
> 
> The Jetson’s? 
> 
> Dick Tracey on a Hoverboard?
> 
> Reality?
> 
> My company has been preparing for this for years, they know, they have 
> informed us that our revenge, thus commissions, are going to tank…
> 
> The insurance industry needs the “float” to make the only profit that is 
> consistent…in the 47 years I’ve been with my company we’ve made an 
> UNDERWRITING profit a handful of times, yet most years we add several billion 
> to the reserve fund….through investment returns.
> 
> It’s so serious the company has devoted a massive amount of money to fund 
> “other businesses”.  
> 
> The company has created a new division charged with finding other businesses 
> we could jump into for as this article says…the technology is going to 
> drastically alter MANY businesses….insurance being one of the hardest hit.
> 
> Your ideas on this projection, way off the mark or right on?
> 
> 
> Driverless cars about to rock your world
> 
> 'Autonomous vehicles' poised to 'change everything'
> Published: 4 hours ago
> 
> 
> 
> 
> 
> WASHINGTON – When members of Congress are sworn into office in January, some 
> of them, or at least their lower-paid aides, are almost assuredly going to be 
> getting to work in a driverless cab or, “AV for or autonomous vehicle,” as 
> you will soon be calling it.
> 
> Yes, it’s here – a transportation revolution of unimaginable proportions that 
> goes way beyond Google’s Waymo AV cab service debuting next month in Phoenix.
> 
> But 99.9 percent of Americans have not thought about what AVs are going to 
> mean to your lifestyle in the next five years.
> 
>   • You may never own one – or any other kind of car again.
> 
>   • Getting from here to there will be much cheaper and faster for 
> individuals, families and cargo.
> 
>   •  No matter what you think today, everyone will use them – everyone.
> 
>   • The day of people getting paid to drive anything on wheels – cars, 
> trucks, buses, limos, tour buses – will be over.
> 
>   • “Mass transportation” will be something found only in museums.
> 
> It may seem like this you’ve been hearing about this potential for a long 
> time without all that much happening. In reality, developments have been on 
> overdrive for a decade – just out of your view. 
> 
> For instance, Google has been working fast and furious on Waymo for 10 years, 
> clocking up over 10 million test miles with over 5 million of those miles 
> recorded in 2018 alone.
> 
> And that’s just the beginning. Waymo has also done 7 billion computer 
> simulated driving miles of driving in 25 cities.
> 
> 
> 
> Waymo driverless car
> 
> Now these AVs are coming out of the shadows and very much into your view. The 
> only thing holding this story back from being the biggest thing in America is 
> our own limited imaginations.
> 
> This budding industry will “change everything,” insiders say, beyond your 
> comprehension.
> 
> How many AVs are on the road today? Probably less than 1 million. In six 
> years, there will be 60 million.
> 
> Remember how you missed the Amazon’s Initial Public Offering where people who 
> invested $1,000 in 1997 were rewarded with $1,341,000? There will be dozens 
> of IPOs like that will dwarf Jeff Bezos’ Amazon’s record-breaking fortune 
> because of how big the profits from sales of cars and technology and 
> innovation resulting from this new industry.
> 
> Expect Google’s Waymo to cost about the same as an Uber ride, which is a 
> ripoff given the price of the ride is mainly the human element. But Google’s 
> counting on people wanting the daredevil “experience” of taking driverless 
> cars initially. Later the prices will come way down. Even Uber will be forced 
> to go driverless or go out of business.
> 
> Think of the take-out food possibilities, the turnaround for Amazon 
> deliveries, the ability for low-cost pick-up and drop-off service anywhere 
> and everywhere with no tipping and no parking hassles. 
> 
> Some envision this is the revolution we’ve been waiting for to end the 
> commuting nightmare. These AVs could be built for smart commuting in mind.
> 
> The big breakthroughs in technology are the things that look like police 
> sirens on the roofs of these cars. These are not there to scare you but to 
> scoop up massive amounts of location data to keep these babies driving 
> safely. And 

[MacGroup] What do you think?

[John Robinson]

This is a topic I threw out a few weeks ago, now a more definitive line in the 
sand seems plausible..

I’m sending to this group as Apple is also deep into this technology, and if 
this comes to even a fraction of the premise of the article then our 
investments may need quite the adjustments as well as our lives.

John




What do you think?

The Jetson’s? 

Dick Tracey on a Hoverboard?

Reality?

My company has been preparing for this for years, they know, they have informed 
us that our revenge, thus commissions, are going to tank…

The insurance industry needs the “float” to make the only profit that is 
consistent…in the 47 years I’ve been with my company we’ve made an UNDERWRITING 
profit a handful of times, yet most years we add several billion to the reserve 
fund….through investment returns.

It’s so serious the company has devoted a massive amount of money to fund 
“other businesses”.  

The company has created a new division charged with finding other businesses we 
could jump into for as this article says…the technology is going to drastically 
alter MANY businesses….insurance being one of the hardest hit.

Your ideas on this projection, way off the mark or right on?


Driverless cars about to rock your world

'Autonomous vehicles' poised to 'change everything'
Published: 4 hours ago





WASHINGTON – When members of Congress are sworn into office in January, some of 
them, or at least their lower-paid aides, are almost assuredly going to be 
getting to work in a driverless cab or, “AV for or autonomous vehicle,” as you 
will soon be calling it.

Yes, it’s here – a transportation revolution of unimaginable proportions that 
goes way beyond Google’s Waymo AV cab service debuting next month in Phoenix.

But 99.9 percent of Americans have not thought about what AVs are going to mean 
to your lifestyle in the next five years.

You may never own one – or any other kind of car again.

Getting from here to there will be much cheaper and faster for individuals, 
families and cargo.

 No matter what you think today, everyone will use them – everyone.

The day of people getting paid to drive anything on wheels – cars, trucks, 
buses, limos, tour buses – will be over.

“Mass transportation” will be something found only in museums.

It may seem like this you’ve been hearing about this potential for a long time 
without all that much happening. In reality, developments have been on 
overdrive for a decade – just out of your view. 

For instance, Google has been working fast and furious on Waymo for 10 years, 
clocking up over 10 million test miles with over 5 million of those miles 
recorded in 2018 alone.

And that’s just the beginning. Waymo has also done 7 billion computer simulated 
driving miles of driving in 25 cities.



Waymo driverless car

Now these AVs are coming out of the shadows and very much into your view. The 
only thing holding this story back from being the biggest thing in America is 
our own limited imaginations.

This budding industry will “change everything,” insiders say, beyond your 
comprehension.

How many AVs are on the road today? Probably less than 1 million. In six years, 
there will be 60 million.

Remember how you missed the Amazon’s Initial Public Offering where people who 
invested $1,000 in 1997 were rewarded with $1,341,000? There will be dozens of 
IPOs like that will dwarf Jeff Bezos’ Amazon’s record-breaking fortune because 
of how big the profits from sales of cars and technology and innovation 
resulting from this new industry.

Expect Google’s Waymo to cost about the same as an Uber ride, which is a ripoff 
given the price of the ride is mainly the human element. But Google’s counting 
on people wanting the daredevil “experience” of taking driverless cars 
initially. Later the prices will come way down. Even Uber will be forced to go 
driverless or go out of business.

Think of the take-out food possibilities, the turnaround for Amazon deliveries, 
the ability for low-cost pick-up and drop-off service anywhere and everywhere 
with no tipping and no parking hassles. 

Some envision this is the revolution we’ve been waiting for to end the 
commuting nightmare. These AVs could be built for smart commuting in mind.

The big breakthroughs in technology are the things that look like police sirens 
on the roofs of these cars. These are not there to scare you but to scoop up 
massive amounts of location data to keep these babies driving safely. And so 
far there is little doubt that we human beings have been doing that for the 
last 100 years.

Have there been accidents? You bet. Just over 100. But most were minor and 
caused by other cars, bikes and pedestrians. By contrast, there were 40,000 
traffic-related deaths in the U.S. last year. Researchers say 94 percent of 
those accidents are caused by human error.

So, how big will this thing really be?

Most experts agree it will be bigger exponentially than the birth of the 
automobile itself.

Car insurance will need to