Re: [MBZ] Roof replacement and USAA

2021-08-06 Thread Andrew Strasfogel via Mercedes
I never thought of that. That's a good reason not to have three layers of
shingles.

On Fri, Aug 6, 2021, 1:17 PM Allan Streib via Mercedes <
mercedes@okiebenz.com> wrote:

> First house I owned was built in the early 20th century. It must have had
> at least 4 layers of shingles; I don't think it had ever had a tear-off.
> The roof deck was boards, not plywood, installed with about 1-inch gaps
> between them.
>
> The house had been re-sided at one point with Aluminum siding. It was a
> bungalow style house with a covered front porch. After we had the roof torn
> off and replaced, there was about a 1-inch gap between the bottom of the
> siding and the top of the porch roof, that was the thickness of shingles
> removed.
>
> The dumpster they ordered for the job turned out to be too small by about
> half, because there were so many layers of old roofing.
>
> Current code I think limits residential roof to 2 layers, one of the
> reasons is so that firefighters can cut through the roof to vent smoke if
> needed.
>
> Allan
>
>
> On Fri, Aug 6, 2021, at 11:37 AM, Jim Cathey via Mercedes wrote:
> > > Do they not just put another layer of shingles on anymore?
> >
> > I was told, from family lore, that you could put on a second layer, but
> not a third.
> > When we finally did a full tear-off of the beach cabin roof, there were
> five layers
> > in some spots.
> >
> > -- Jim
> >
> >
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Re: [MBZ] Roof replacement and USAA

2021-08-06 Thread Allan Streib via Mercedes
First house I owned was built in the early 20th century. It must have had at 
least 4 layers of shingles; I don't think it had ever had a tear-off. The roof 
deck was boards, not plywood, installed with about 1-inch gaps between them.

The house had been re-sided at one point with Aluminum siding. It was a 
bungalow style house with a covered front porch. After we had the roof torn off 
and replaced, there was about a 1-inch gap between the bottom of the siding and 
the top of the porch roof, that was the thickness of shingles removed.

The dumpster they ordered for the job turned out to be too small by about half, 
because there were so many layers of old roofing.

Current code I think limits residential roof to 2 layers, one of the reasons is 
so that firefighters can cut through the roof to vent smoke if needed.

Allan


On Fri, Aug 6, 2021, at 11:37 AM, Jim Cathey via Mercedes wrote:
> > Do they not just put another layer of shingles on anymore?
> 
> I was told, from family lore, that you could put on a second layer, but not a 
> third.
> When we finally did a full tear-off of the beach cabin roof, there were five 
> layers
> in some spots.
> 
> -- Jim
> 
> 
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Re: [MBZ] Roof replacement and USAA

2021-08-06 Thread Jim Cathey via Mercedes
> Was there a gap between the roof and the tin? I wonder if that would let it 
> resonate and make it loud.

Wings were pole construction.  1x4 decking, at about 50% coverage.  (Easily see 
lots of metal from below.)
All wood sourced from on-farm, IIRC.  Extremely 'live', acoustically.

-- Jim


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Re: [MBZ] Roof replacement and USAA

2021-08-06 Thread Jim Cathey via Mercedes
> Do they not just put another layer of shingles on anymore?

I was told, from family lore, that you could put on a second layer, but not a 
third.
When we finally did a full tear-off of the beach cabin roof, there were five 
layers
in some spots.

-- Jim


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Re: [MBZ] Roof replacement and USAA

2021-08-06 Thread Max Dillon via Mercedes
Has the cost of the materials gone up that much?  A few years ago I paid $12k 
for a very steep roof, architectural shingles, white so they are Energy Star, 
with full water and ice damn sheild on entire roof, and extra strapping for 
protection against hurricanes.  Basically I paid for every extra I could except 
a metal roof.  My house is two story, about 2400 square feet, complex roof.

Max Dillon
Charleston SC


Aug 5, 2021 6:29:17 PM dan penoff.com via Mercedes :

> Agreed. $36k for that roof is a ripoff. You’ve seen my house and might recall 
> the gables and stuff, and it was barely $20k a couple of years ago with 
> architectural grade shingles.
> 
> -D
> 
>> On Aug 5, 2021, at 6:26 PM, Kaleb Striplin via Mercedes 
>>  wrote:
>> 
>> Just some rough numbers this roof should cost about $12k and the rental 
>> maybe $18k. That’s a far cry from $36k for this house from the first company.
>> 
>> Sent from my iPhone
>> 
>>> On Aug 5, 2021, at 4:53 PM, Kaleb Striplin  wrote:
>>> 
>>> Well the 2nd guy just left and we have not talked numbers yet but he says 
>>> the rental for sure has hail damage, and this house may have some hail but 
>>> it’s mostly wind damage. The question will be how much they cover on the 
>>> rental house since it looks to me to be ACV coverage. This house should be 
>>> replacement so it depends on if they replace the whole thing or just 
>>> patches. This guy used to be an adjuster so he knows how do deal with them, 
>>> plus he was referred to us by several people. The first one was a company 
>>> that has been around a long time but advertises all over the TV and radio.
>>> 
>>> Sent from my iPhone
>>> 
 On Aug 5, 2021, at 3:52 PM, Allan Streib via Mercedes 
  wrote:
 
 That strikes me as very expensive. Of course I know nothing about the 
 size or complexity of the roof.
 
 
>> …
> Just got the sales pitch on this roof. He says there is some hail and 
> wind damage but it’s older, as in over a year old. Basically full tear 
> off redoing the rotted wood on the edges at some places with impact 
> resistant shingles $36k. More basic deal is about $10k less. Not really 
> sure if it’s going to be an insurance claim or not as he says it has to 
> be filed within a year. Probably will end up doing nothing yet. I was 
> really wanting to get a couple of new roofs out of USAA to return the 
> favor.
> 
> Sent from my iPhone
> 
>> …
> 
> 
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>> 
>> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Clay via Mercedes
The roof on the SEA remodel (1999) got architectural, as it was deemed far more 
robust and had a 25 year full warrantee which became pro-rated for the next 
10-15 years.  The normal three tab was pro-rated to 15 and expected to require 
replacement by 20.  Was my forever house, so I went big.  Never needed 
attention while I owned it, and sold with at least a square of product on hand 
should there have been need.

Clay


inter urinas et faeces nascimur

> On Aug 5, 2021, at 6:26 AM, Allan Streib via Mercedes  
> wrote:
> 
> 3-tab is your standard tract house roof.
> 
> Architectural are cut at different angles and overlaps to look a little more 
> visually interesting. And they cost more.
> 
> That is my understanding. I don't know if there's any real difference in 
> longevity. I think that you can get 20 or 30 year shingles in either type.
> 
> Allan

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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Clay via Mercedes
The GWN HOA has banned any roofing that is not three tab or cedar shake.  What 
it there is long past useful life, but trying to get a roofer now is on par 
with finding a real new car.  Have to schedule estimators for September, been 
told there are five colors available, and the cedar is scarce and will be 
available maybe next spring.  Sheet metal roofing is scarce as well.  House was 
not built well enough to tackle slate or tile.  The standard AK roofing option 
would be blue tarp, or I can toss some sod up there over the three tab

clay 

I have no pronouns please do not refer to me.



> On Aug 5, 2021, at 6:01 AM, Dimitri Seretakis via Mercedes 
> mailto:mercedes@okiebenz.com>> wrote:
> 
> Is this the only continent that uses asphalt garbage on roofs? I just don’t 
> understand why a roof would be intentionally made to be temporary with all 
> other options totally unaffordable.
> 
> Sent from my iPhone


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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes

Both of these houses have architectural shingles.

On 8/5/2021 10:00 PM, Allan Streib via Mercedes wrote:

I think one reshingle is still allowed in most places by code, so the structure 
should take the weight. That's for standard 3-tab shingles, probably not the 
heavier architectural ones though.

My dad reshingled our roof by himself one time. For the cost of the shingles 
and his time, he got another 20+ years out of the roof. At the time their house 
was built, they used plywood for the roof deck not OSB so it was still solid. 
Was a 4/12 pitch roof also so not too treacherous to walk around on.

If you have a cheap 3-tab shingle roof it's an affordable way to defer the cost 
of a full tear-off and re-roof.

Allan


On Thu, Aug 5, 2021, at 9:26 PM, dan penoff.com via Mercedes wrote:

No. You want a tear-off and to be able to inspect the decking in case it’s 
damaged and needs replacement. Plus, roofing over an existing roof adds weight 
to the structure, and newer trusses probably aren’t engineered to handle the 
additional load.

-D


On Aug 5, 2021, at 9:24 PM, Kaleb Striplin via Mercedes  
wrote:

Speaking of roofing. Both of these outfits were talking about ripping roof off 
and replacing. Do they not just put another layer of shingles on anymore?

Sent from my iPhone


On Aug 5, 2021, at 8:13 PM, Kaleb Striplin  wrote:

The rental is about 2400sqft and this house is close about 2800sqft

Sent from my iPhone


On Aug 5, 2021, at 6:54 PM, Curt Raymond via Mercedes  
wrote:

I agree, how big is the house? Ours was $6500. I forget when, 4 years ago? We 
have a small house though, with a fairly simple roof. The McMansions they put 
up today with 6 different roof pitches are going to be expensive to put a roof 
on.
Curt

Sent from Yahoo Mail on Android

On Thu, Aug 5, 2021 at 4:52 PM, Allan Streib via 
Mercedes wrote:   That strikes me as very expensive. Of 
course I know nothing about the size or complexity of the roof.



On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote:

Just got the sales pitch on this roof. He says there is some hail and wind 
damage but it’s older, as in over a year old. Basically full tear off redoing 
the rotted wood on the edges at some places with impact resistant shingles 
$36k. More basic deal is about $10k less. Not really sure if it’s going to be 
an insurance claim or not as he says it has to be filed within a year. Probably 
will end up doing nothing yet. I was really wanting to get a couple of new 
roofs out of USAA to return the favor.

Sent from my iPhone


On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:

The first roofer just arrived and let me know the rental does not appear to 
have any storm related damage that would involve insurance, just normal wear 
and tear. He is up on this roof now but it does have some missing shingles etc. 
Will see what they say about this one.

Sent from my iPhone


On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes  
wrote:

It’s my understanding from talking to our roofer that it’s regular three tab 
shingles, architectural are 2x-3x more, and metal is 5x more.

Of course, it could be the market or code that makes it (more) expensive than 
in;other parts of the country, but considering material and engineering costs I 
could sort of see it.

-D

Sent from my iPad


On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes  
wrote:

 The extra cost of metal roofing seems to vary wildly as to how many metal 
roofs are being done there. In Maine it seems like everybody is doing a metal 
roof and the price is not that much more. Considering the advantages I can see 
why everybody is doing metal roofs. In the next 5-10 years I plan to go that 
route on the new-to-us farmhouse.

When we had the roof done on our house in MA a metal roof was more than triple 
the cost of architectural shingles. Since we don't plan to be there another 30 
years we went the lower cost route.
-Curt


On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via Mercedes 
 wrote:

I put a metal roof on my whole house when I did the addition, 50yr roof
at least.  Cost was not that much more and you don't have to think about
it ever again

--FT


On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:

Is this the only continent that uses asphalt garbage on roofs? I just don’t 
understand why a roof would be intentionally made to be temporary with all 
other options totally unaffordable.

Sent from my iPhone


On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes  
wrote:

On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:

Typically 20 or so depending on the location and climate. It’s been my
experience that insurers will depreciate a roof over 20 years.

So if your perfectly good 22 year old shingles get damaged by hail, do they 
just say 'it was time anyway, have fun paying for it yourself'?

Mitch

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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
I think one reshingle is still allowed in most places by code, so the structure 
should take the weight. That's for standard 3-tab shingles, probably not the 
heavier architectural ones though.

My dad reshingled our roof by himself one time. For the cost of the shingles 
and his time, he got another 20+ years out of the roof. At the time their house 
was built, they used plywood for the roof deck not OSB so it was still solid. 
Was a 4/12 pitch roof also so not too treacherous to walk around on.

If you have a cheap 3-tab shingle roof it's an affordable way to defer the cost 
of a full tear-off and re-roof.

Allan


On Thu, Aug 5, 2021, at 9:26 PM, dan penoff.com via Mercedes wrote:
> No. You want a tear-off and to be able to inspect the decking in case it’s 
> damaged and needs replacement. Plus, roofing over an existing roof adds 
> weight to the structure, and newer trusses probably aren’t engineered to 
> handle the additional load.
> 
> -D
> 
> > On Aug 5, 2021, at 9:24 PM, Kaleb Striplin via Mercedes 
> >  wrote:
> > 
> > Speaking of roofing. Both of these outfits were talking about ripping roof 
> > off and replacing. Do they not just put another layer of shingles on 
> > anymore?
> > 
> > Sent from my iPhone
> > 
> >> On Aug 5, 2021, at 8:13 PM, Kaleb Striplin  wrote:
> >> 
> >> The rental is about 2400sqft and this house is close about 2800sqft 
> >> 
> >> Sent from my iPhone
> >> 
> >>> On Aug 5, 2021, at 6:54 PM, Curt Raymond via Mercedes 
> >>>  wrote:
> >>> 
> >>> I agree, how big is the house? Ours was $6500. I forget when, 4 years 
> >>> ago? We have a small house though, with a fairly simple roof. The 
> >>> McMansions they put up today with 6 different roof pitches are going to 
> >>> be expensive to put a roof on.
> >>> Curt
> >>> 
> >>> Sent from Yahoo Mail on Android 
> >>> 
> >>> On Thu, Aug 5, 2021 at 4:52 PM, Allan Streib via 
> >>> Mercedes wrote:   That strikes me as very 
> >>> expensive. Of course I know nothing about the size or complexity of the 
> >>> roof.
> >>> 
> >>> 
> > On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote:
>  Just got the sales pitch on this roof. He says there is some hail and 
>  wind damage but it’s older, as in over a year old. Basically full tear 
>  off redoing the rotted wood on the edges at some places with impact 
>  resistant shingles $36k. More basic deal is about $10k less. Not really 
>  sure if it’s going to be an insurance claim or not as he says it has to 
>  be filed within a year. Probably will end up doing nothing yet. I was 
>  really wanting to get a couple of new roofs out of USAA to return the 
>  favor. 
>  
>  Sent from my iPhone
>  
> >> On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:
> > 
> > The first roofer just arrived and let me know the rental does not 
> > appear to have any storm related damage that would involve insurance, 
> > just normal wear and tear. He is up on this roof now but it does have 
> > some missing shingles etc. Will see what they say about this one. 
> > 
> > Sent from my iPhone
> > 
> >> On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
> >>  wrote:
> >> 
> >> It’s my understanding from talking to our roofer that it’s regular 
> >> three tab shingles, architectural are 2x-3x more, and metal is 5x more.
> >> 
> >> Of course, it could be the market or code that makes it (more) 
> >> expensive than in;other parts of the country, but considering material 
> >> and engineering costs I could sort of see it.
> >> 
> >> -D
> >> 
> >> Sent from my iPad
> >> 
>  On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
>   wrote:
> >>> 
> >>>  The extra cost of metal roofing seems to vary wildly as to how many 
> >>> metal roofs are being done there. In Maine it seems like everybody is 
> >>> doing a metal roof and the price is not that much more. Considering 
> >>> the advantages I can see why everybody is doing metal roofs. In the 
> >>> next 5-10 years I plan to go that route on the new-to-us farmhouse.
> >>> 
> >>> When we had the roof done on our house in MA a metal roof was more 
> >>> than triple the cost of architectural shingles. Since we don't plan 
> >>> to be there another 30 years we went the lower cost route.
> >>> -Curt
> >>> 
>  On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via 
>  Mercedes  wrote:  
> >>> 
> >>> I put a metal roof on my whole house when I did the addition, 50yr 
> >>> roof 
> >>> at least.  Cost was not that much more and you don't have to think 
> >>> about 
> >>> it ever again
> >>> 
> >>> --FT
> >>> 
> > On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>  Is this the only continent that uses asphalt garbage on roofs? I 
>  just don’t understand why a 

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
O

Sent from my iPhone

> On Aug 5, 2021, at 9:13 PM, Dimitri Seretakis via Mercedes 
>  wrote:
> 
> No because a new asphalt roof over an old asphalt roof shortens the life of 
> the new roof and thereby voids the manufacturers warranty as I understand it.
> 
> Sent from my iPhone
> 
>> On Aug 5, 2021, at 9:24 PM, Kaleb Striplin via Mercedes 
>>  wrote:
>> 
>> Speaking of roofing. Both of these outfits were talking about ripping roof 
>> off and replacing. Do they not just put another layer of shingles on anymore?
>> 
>> Sent from my iPhone
>> 
 On Aug 5, 2021, at 8:13 PM, Kaleb Striplin  wrote:
>>> 
>>> The rental is about 2400sqft and this house is close about 2800sqft 
>>> 
>>> Sent from my iPhone
>>> 
> On Aug 5, 2021, at 6:54 PM, Curt Raymond via Mercedes 
>  wrote:
 
 I agree, how big is the house? Ours was $6500. I forget when, 4 years 
 ago? We have a small house though, with a fairly simple roof. The 
 McMansions they put up today with 6 different roof pitches are going to be 
 expensive to put a roof on.
 Curt
 
 Sent from Yahoo Mail on Android 
 
 On Thu, Aug 5, 2021 at 4:52 PM, Allan Streib via 
 Mercedes wrote:   That strikes me as very 
 expensive. Of course I know nothing about the size or complexity of the 
 roof.
 
 
>> On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote:
> Just got the sales pitch on this roof. He says there is some hail and 
> wind damage but it’s older, as in over a year old. Basically full tear 
> off redoing the rotted wood on the edges at some places with impact 
> resistant shingles $36k. More basic deal is about $10k less. Not really 
> sure if it’s going to be an insurance claim or not as he says it has to 
> be filed within a year. Probably will end up doing nothing yet. I was 
> really wanting to get a couple of new roofs out of USAA to return the 
> favor. 
> 
> Sent from my iPhone
> 
>>> On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:
>> 
>> The first roofer just arrived and let me know the rental does not 
>> appear to have any storm related damage that would involve insurance, 
>> just normal wear and tear. He is up on this roof now but it does have 
>> some missing shingles etc. Will see what they say about this one. 
>> 
>> Sent from my iPhone
>> 
>>> On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
>>>  wrote:
>>> 
>>> It’s my understanding from talking to our roofer that it’s regular 
>>> three tab shingles, architectural are 2x-3x more, and metal is 5x more.
>>> 
>>> Of course, it could be the market or code that makes it (more) 
>>> expensive than in;other parts of the country, but considering material 
>>> and engineering costs I could sort of see it.
>>> 
>>> -D
>>> 
>>> Sent from my iPad
>>> 
> On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
>  wrote:
 
  The extra cost of metal roofing seems to vary wildly as to how many 
 metal roofs are being done there. In Maine it seems like everybody is 
 doing a metal roof and the price is not that much more. Considering 
 the advantages I can see why everybody is doing metal roofs. In the 
 next 5-10 years I plan to go that route on the new-to-us farmhouse.
 
 When we had the roof done on our house in MA a metal roof was more 
 than triple the cost of architectural shingles. Since we don't plan to 
 be there another 30 years we went the lower cost route.
 -Curt
 
> On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via 
> Mercedes  wrote:  
 
 I put a metal roof on my whole house when I did the addition, 50yr 
 roof 
 at least.  Cost was not that much more and you don't have to think 
 about 
 it ever again
 
 --FT
 
>> On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
> Is this the only continent that uses asphalt garbage on roofs? I just 
> don’t understand why a roof would be intentionally made to be 
> temporary with all other options totally unaffordable.
> 
> Sent from my iPhone
> 
>>> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
>>>  wrote:
>> 
>> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
>>> Typically 20 or so depending on the location and climate. It’s been 
>>> my
>>> experience that insurers will depreciate a roof over 20 years.
>> So if your perfectly good 22 year old shingles get damaged by hail, 
>> do they just say 'it was time anyway, have fun paying for it 
>> yourself'?
>> 
>> Mitch
>> 
>> ___

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Peter Frederick via Mercedes
I put metal shingles on my roof a while back, 16K.  30 year shingles were 9k, 
I'm happy to have a very nice roof with a 50 year warrenty on it.

I had Metro shingles put one, special ordered white ones to cut down on the 
heat in the summer.  lowered the electric bill some, and it's dead quiet 
because the shingles are not in contact with the decking except at top and 
bottom.  They screw down on the top and hook at the bottom.

Put new chimney caps on at the same time, and re-laid the loose brick on the 
main chimney.  Other than cleaning one valley of leaves once in a while, I will 
never have to get on the roof again.

Put new gutters on at the same time, had some repairs needed and the guards the 
contractor liked wouldn't fit with the strap hangers on the old gutters, so 
when he said it was $300 more to put on new gutters and downspouts I jumped.

May or may not suit your needs, and standing seam is also 50 year, doesn't look 
as nice.  I don't really care, I just want a maintenance free long life roof.  
Someone else can deal with it 20 years after I'm dead.
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Dimitri Seretakis via Mercedes
No because a new asphalt roof over an old asphalt roof shortens the life of the 
new roof and thereby voids the manufacturers warranty as I understand it.

Sent from my iPhone

> On Aug 5, 2021, at 9:24 PM, Kaleb Striplin via Mercedes 
>  wrote:
> 
> Speaking of roofing. Both of these outfits were talking about ripping roof 
> off and replacing. Do they not just put another layer of shingles on anymore?
> 
> Sent from my iPhone
> 
>> On Aug 5, 2021, at 8:13 PM, Kaleb Striplin  wrote:
>> 
>> The rental is about 2400sqft and this house is close about 2800sqft 
>> 
>> Sent from my iPhone
>> 
 On Aug 5, 2021, at 6:54 PM, Curt Raymond via Mercedes 
  wrote:
>>> 
>>> I agree, how big is the house? Ours was $6500. I forget when, 4 years ago? 
>>> We have a small house though, with a fairly simple roof. The McMansions 
>>> they put up today with 6 different roof pitches are going to be expensive 
>>> to put a roof on.
>>> Curt
>>> 
>>> Sent from Yahoo Mail on Android 
>>> 
>>> On Thu, Aug 5, 2021 at 4:52 PM, Allan Streib via 
>>> Mercedes wrote:   That strikes me as very expensive. 
>>> Of course I know nothing about the size or complexity of the roof.
>>> 
>>> 
> On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote:
 Just got the sales pitch on this roof. He says there is some hail and wind 
 damage but it’s older, as in over a year old. Basically full tear off 
 redoing the rotted wood on the edges at some places with impact resistant 
 shingles $36k. More basic deal is about $10k less. Not really sure if it’s 
 going to be an insurance claim or not as he says it has to be filed within 
 a year. Probably will end up doing nothing yet. I was really wanting to 
 get a couple of new roofs out of USAA to return the favor. 
 
 Sent from my iPhone
 
>> On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:
> 
> The first roofer just arrived and let me know the rental does not appear 
> to have any storm related damage that would involve insurance, just 
> normal wear and tear. He is up on this roof now but it does have some 
> missing shingles etc. Will see what they say about this one. 
> 
> Sent from my iPhone
> 
>> On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
>>  wrote:
>> 
>> It’s my understanding from talking to our roofer that it’s regular 
>> three tab shingles, architectural are 2x-3x more, and metal is 5x more.
>> 
>> Of course, it could be the market or code that makes it (more) expensive 
>> than in;other parts of the country, but considering material and 
>> engineering costs I could sort of see it.
>> 
>> -D
>> 
>> Sent from my iPad
>> 
 On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
  wrote:
>>> 
>>>  The extra cost of metal roofing seems to vary wildly as to how many 
>>> metal roofs are being done there. In Maine it seems like everybody is 
>>> doing a metal roof and the price is not that much more. Considering the 
>>> advantages I can see why everybody is doing metal roofs. In the next 
>>> 5-10 years I plan to go that route on the new-to-us farmhouse.
>>> 
>>> When we had the roof done on our house in MA a metal roof was more than 
>>> triple the cost of architectural shingles. Since we don't plan to be 
>>> there another 30 years we went the lower cost route.
>>> -Curt
>>> 
 On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via 
 Mercedes  wrote:  
>>> 
>>> I put a metal roof on my whole house when I did the addition, 50yr roof 
>>> at least.  Cost was not that much more and you don't have to think 
>>> about 
>>> it ever again
>>> 
>>> --FT
>>> 
> On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
 Is this the only continent that uses asphalt garbage on roofs? I just 
 don’t understand why a roof would be intentionally made to be 
 temporary with all other options totally unaffordable.
 
 Sent from my iPhone
 
>> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
>>  wrote:
> 
> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
>> Typically 20 or so depending on the location and climate. It’s been 
>> my
>> experience that insurers will depreciate a roof over 20 years.
> So if your perfectly good 22 year old shingles get damaged by hail, 
> do they just say 'it was time anyway, have fun paying for it 
> yourself'?
> 
> Mitch
> 
> ___
> http://www.okiebenz.com
> 
> To search list archives http://www.okiebenz.com/archive/
> 
> To Unsubscribe or change delivery options go to:
> 

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
No. You want a tear-off and to be able to inspect the decking in case it’s 
damaged and needs replacement. Plus, roofing over an existing roof adds weight 
to the structure, and newer trusses probably aren’t engineered to handle the 
additional load.

-D

> On Aug 5, 2021, at 9:24 PM, Kaleb Striplin via Mercedes 
>  wrote:
> 
> Speaking of roofing. Both of these outfits were talking about ripping roof 
> off and replacing. Do they not just put another layer of shingles on anymore?
> 
> Sent from my iPhone
> 
>> On Aug 5, 2021, at 8:13 PM, Kaleb Striplin  wrote:
>> 
>> The rental is about 2400sqft and this house is close about 2800sqft 
>> 
>> Sent from my iPhone
>> 
>>> On Aug 5, 2021, at 6:54 PM, Curt Raymond via Mercedes 
>>>  wrote:
>>> 
>>> I agree, how big is the house? Ours was $6500. I forget when, 4 years ago? 
>>> We have a small house though, with a fairly simple roof. The McMansions 
>>> they put up today with 6 different roof pitches are going to be expensive 
>>> to put a roof on.
>>> Curt
>>> 
>>> Sent from Yahoo Mail on Android 
>>> 
>>> On Thu, Aug 5, 2021 at 4:52 PM, Allan Streib via 
>>> Mercedes wrote:   That strikes me as very expensive. 
>>> Of course I know nothing about the size or complexity of the roof.
>>> 
>>> 
> On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote:
 Just got the sales pitch on this roof. He says there is some hail and wind 
 damage but it’s older, as in over a year old. Basically full tear off 
 redoing the rotted wood on the edges at some places with impact resistant 
 shingles $36k. More basic deal is about $10k less. Not really sure if it’s 
 going to be an insurance claim or not as he says it has to be filed within 
 a year. Probably will end up doing nothing yet. I was really wanting to 
 get a couple of new roofs out of USAA to return the favor. 
 
 Sent from my iPhone
 
>> On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:
> 
> The first roofer just arrived and let me know the rental does not appear 
> to have any storm related damage that would involve insurance, just 
> normal wear and tear. He is up on this roof now but it does have some 
> missing shingles etc. Will see what they say about this one. 
> 
> Sent from my iPhone
> 
>> On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
>>  wrote:
>> 
>> It’s my understanding from talking to our roofer that it’s regular 
>> three tab shingles, architectural are 2x-3x more, and metal is 5x more.
>> 
>> Of course, it could be the market or code that makes it (more) expensive 
>> than in;other parts of the country, but considering material and 
>> engineering costs I could sort of see it.
>> 
>> -D
>> 
>> Sent from my iPad
>> 
 On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
  wrote:
>>> 
>>>  The extra cost of metal roofing seems to vary wildly as to how many 
>>> metal roofs are being done there. In Maine it seems like everybody is 
>>> doing a metal roof and the price is not that much more. Considering the 
>>> advantages I can see why everybody is doing metal roofs. In the next 
>>> 5-10 years I plan to go that route on the new-to-us farmhouse.
>>> 
>>> When we had the roof done on our house in MA a metal roof was more than 
>>> triple the cost of architectural shingles. Since we don't plan to be 
>>> there another 30 years we went the lower cost route.
>>> -Curt
>>> 
 On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via 
 Mercedes  wrote:  
>>> 
>>> I put a metal roof on my whole house when I did the addition, 50yr roof 
>>> at least.  Cost was not that much more and you don't have to think 
>>> about 
>>> it ever again
>>> 
>>> --FT
>>> 
> On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
 Is this the only continent that uses asphalt garbage on roofs? I just 
 don’t understand why a roof would be intentionally made to be 
 temporary with all other options totally unaffordable.
 
 Sent from my iPhone
 
>> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
>>  wrote:
> 
> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
>> Typically 20 or so depending on the location and climate. It’s been 
>> my
>> experience that insurers will depreciate a roof over 20 years.
> So if your perfectly good 22 year old shingles get damaged by hail, 
> do they just say 'it was time anyway, have fun paying for it 
> yourself'?
> 
> Mitch
> 
> ___
> http://www.okiebenz.com
> 
> To search list archives http://www.okiebenz.com/archive/
> 
> To Unsubscribe or change delivery options go 

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Speaking of roofing. Both of these outfits were talking about ripping roof off 
and replacing. Do they not just put another layer of shingles on anymore?

Sent from my iPhone

> On Aug 5, 2021, at 8:13 PM, Kaleb Striplin  wrote:
> 
> The rental is about 2400sqft and this house is close about 2800sqft 
> 
> Sent from my iPhone
> 
>> On Aug 5, 2021, at 6:54 PM, Curt Raymond via Mercedes 
>>  wrote:
>> 
>> I agree, how big is the house? Ours was $6500. I forget when, 4 years ago? 
>> We have a small house though, with a fairly simple roof. The McMansions they 
>> put up today with 6 different roof pitches are going to be expensive to put 
>> a roof on.
>> Curt
>> 
>> Sent from Yahoo Mail on Android 
>> 
>> On Thu, Aug 5, 2021 at 4:52 PM, Allan Streib via 
>> Mercedes wrote:   That strikes me as very expensive. 
>> Of course I know nothing about the size or complexity of the roof.
>> 
>> 
 On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote:
>>> Just got the sales pitch on this roof. He says there is some hail and wind 
>>> damage but it’s older, as in over a year old. Basically full tear off 
>>> redoing the rotted wood on the edges at some places with impact resistant 
>>> shingles $36k. More basic deal is about $10k less. Not really sure if it’s 
>>> going to be an insurance claim or not as he says it has to be filed within 
>>> a year. Probably will end up doing nothing yet. I was really wanting to get 
>>> a couple of new roofs out of USAA to return the favor. 
>>> 
>>> Sent from my iPhone
>>> 
> On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:
 
 The first roofer just arrived and let me know the rental does not appear 
 to have any storm related damage that would involve insurance, just normal 
 wear and tear. He is up on this roof now but it does have some missing 
 shingles etc. Will see what they say about this one. 
 
 Sent from my iPhone
 
> On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
>  wrote:
> 
> It’s my understanding from talking to our roofer that it’s regular three 
> tab shingles, architectural are 2x-3x more, and metal is 5x more.
> 
> Of course, it could be the market or code that makes it (more) expensive 
> than in;other parts of the country, but considering material and 
> engineering costs I could sort of see it.
> 
> -D
> 
> Sent from my iPad
> 
>>> On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
>>>  wrote:
>> 
>>  The extra cost of metal roofing seems to vary wildly as to how many 
>> metal roofs are being done there. In Maine it seems like everybody is 
>> doing a metal roof and the price is not that much more. Considering the 
>> advantages I can see why everybody is doing metal roofs. In the next 
>> 5-10 years I plan to go that route on the new-to-us farmhouse.
>> 
>> When we had the roof done on our house in MA a metal roof was more than 
>> triple the cost of architectural shingles. Since we don't plan to be 
>> there another 30 years we went the lower cost route.
>> -Curt
>> 
>>>  On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via 
>>> Mercedes  wrote:  
>> 
>> I put a metal roof on my whole house when I did the addition, 50yr roof 
>> at least.  Cost was not that much more and you don't have to think about 
>> it ever again
>> 
>> --FT
>> 
 On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>>> Is this the only continent that uses asphalt garbage on roofs? I just 
>>> don’t understand why a roof would be intentionally made to be temporary 
>>> with all other options totally unaffordable.
>>> 
>>> Sent from my iPhone
>>> 
> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
>  wrote:
 
 On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
> Typically 20 or so depending on the location and climate. It’s been my
> experience that insurers will depreciate a roof over 20 years.
 So if your perfectly good 22 year old shingles get damaged by hail, do 
 they just say 'it was time anyway, have fun paying for it yourself'?
 
 Mitch
 
 ___
 http://www.okiebenz.com
 
 To search list archives http://www.okiebenz.com/archive/
 
 To Unsubscribe or change delivery options go to:
 http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
 
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>> -- 
>> --FT
>> 
>> 

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
The rental is about 2400sqft and this house is close about 2800sqft 

Sent from my iPhone

> On Aug 5, 2021, at 6:54 PM, Curt Raymond via Mercedes  
> wrote:
> 
> I agree, how big is the house? Ours was $6500. I forget when, 4 years ago? 
> We have a small house though, with a fairly simple roof. The McMansions they 
> put up today with 6 different roof pitches are going to be expensive to put a 
> roof on.
> Curt
> 
> Sent from Yahoo Mail on Android 
> 
>  On Thu, Aug 5, 2021 at 4:52 PM, Allan Streib via 
> Mercedes wrote:   That strikes me as very expensive. 
> Of course I know nothing about the size or complexity of the roof.
> 
> 
>> On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote:
>> Just got the sales pitch on this roof. He says there is some hail and wind 
>> damage but it’s older, as in over a year old. Basically full tear off 
>> redoing the rotted wood on the edges at some places with impact resistant 
>> shingles $36k. More basic deal is about $10k less. Not really sure if it’s 
>> going to be an insurance claim or not as he says it has to be filed within a 
>> year. Probably will end up doing nothing yet. I was really wanting to get a 
>> couple of new roofs out of USAA to return the favor. 
>> 
>> Sent from my iPhone
>> 
 On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:
>>> 
>>> The first roofer just arrived and let me know the rental does not appear 
>>> to have any storm related damage that would involve insurance, just normal 
>>> wear and tear. He is up on this roof now but it does have some missing 
>>> shingles etc. Will see what they say about this one. 
>>> 
>>> Sent from my iPhone
>>> 
 On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
  wrote:
 
 It’s my understanding from talking to our roofer that it’s regular three 
 tab shingles, architectural are 2x-3x more, and metal is 5x more.
 
 Of course, it could be the market or code that makes it (more) expensive 
 than in;other parts of the country, but considering material and 
 engineering costs I could sort of see it.
 
 -D
 
 Sent from my iPad
 
>> On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
>>  wrote:
> 
>  The extra cost of metal roofing seems to vary wildly as to how many 
> metal roofs are being done there. In Maine it seems like everybody is 
> doing a metal roof and the price is not that much more. Considering the 
> advantages I can see why everybody is doing metal roofs. In the next 5-10 
> years I plan to go that route on the new-to-us farmhouse.
> 
> When we had the roof done on our house in MA a metal roof was more than 
> triple the cost of architectural shingles. Since we don't plan to be 
> there another 30 years we went the lower cost route.
> -Curt
> 
>>   On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via 
>> Mercedes  wrote:  
> 
> I put a metal roof on my whole house when I did the addition, 50yr roof 
> at least.  Cost was not that much more and you don't have to think about 
> it ever again
> 
> --FT
> 
>>> On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>> Is this the only continent that uses asphalt garbage on roofs? I just 
>> don’t understand why a roof would be intentionally made to be temporary 
>> with all other options totally unaffordable.
>> 
>> Sent from my iPhone
>> 
 On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
  wrote:
>>> 
>>> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
 Typically 20 or so depending on the location and climate. It’s been my
 experience that insurers will depreciate a roof over 20 years.
>>> So if your perfectly good 22 year old shingles get damaged by hail, do 
>>> they just say 'it was time anyway, have fun paying for it yourself'?
>>> 
>>> Mitch
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>> 
>> ___
>> http://www.okiebenz.com
>> 
>> To search list archives http://www.okiebenz.com/archive/
>> 
>> To Unsubscribe or change delivery options go to:
>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>> 
> -- 
> --FT
> 
> ___
> http://www.okiebenz.com
> 
> To search list archives http://www.okiebenz.com/archive/
> 
> To Unsubscribe or change delivery options go to:
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> 
> 
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> 
> To search list 

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
The Amish do that here, they just haul the tin up onto the roof and cut to 
length.
Curt

Sent from Yahoo Mail on Android 
 
  On Thu, Aug 5, 2021 at 7:03 PM, Mitch Haley via 
Mercedes wrote:   Some roofing contractors are like 
gutter contractors, they've got coiled 
steel on the truck and the machine that roll forms the finished product 
right there in your yard.
Should be cheaper than having it factory made, cut into xxx" lengths, 
and shipped to the jobsite.

Mitch.

On 2021-08-05 18:12, Floyd Thursby via Mercedes wrote:
>  There are 2 or 3 local
> places that fab up the panels.  I think they all pretty much buy the
> rolls of material from various suppliers then have their own machines
> and dies to roll out the various profiles.

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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
LOL, like a standing seam roof?
Kaleb, your guy doesn't know about metal roofs. He's got 40 year old 
information.
Curt

Sent from Yahoo Mail on Android 
 
  On Thu, Aug 5, 2021 at 5:59 PM, Allan Streib via 
Mercedes wrote:   You would think some smart engineering 
type person could come up with a design where the panels interlock and each 
panel covers the screws on the prior panel. Then you have some kind of special 
cap that clips on the end panel to cover its screws.

Allan

On Thu, Aug 5, 2021, at 5:56 PM, Kaleb Striplin via Mercedes wrote:
> This roofer does metal roofs, but says unless you spend a lot of money for 
> the right roof, they don’t last any longer than a regular roof. The bad part 
> about them is the rubber seals at each screw start leaking after about 10-15 
> years and it’s almost impossible to find exactly where it’s leaking. 
> 
> Sent from my iPhone
> 
> > On Aug 5, 2021, at 4:09 PM, Jim Cathey via Mercedes  
> > wrote:
> > 
> > A metal roof was put on our 'new' barn wings post-WWII.  It was very heavy 
> > gauge
> > corrugated aluminum, probably made in the rolling mills that used to do 
> > bomber skins.
> > Where it was not damaged mechanically by other storm debris, and where the 
> > nails
> > didn't pull out in the wind, etc., the roof is still good.  But that other 
> > damage all adds up,
> > and very little of that original roof is actually all that good anymore.
> > 
> > This is in the PNW, not that far from Kaiser's aluminum mills powered by 
> > the Columbia
> > river.  Might only have been a regional thing, and probably temporally 
> > limited.
> > 
> > Also, _very_ noisy in hail and such.
> > 
> > -- Jim
> > 
> > 
> > ___
> > http://www.okiebenz.com
> > 
> > To search list archives http://www.okiebenz.com/archive/
> > 
> > To Unsubscribe or change delivery options go to:
> > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> > 
> 
> 
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> 
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> 
> To Unsubscribe or change delivery options go to:
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> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
Roofer from Flagstaff just called to let me know they’re going out tomorrow to 
measure and inspect, so I asked them to quote me on a metal roof as well. 
Office gal made the call, so she really didn’t have any insight as to the 
differences in cost other than metal would be more expensive. I’ll share when I 
get the quotes.

-D

> On Aug 5, 2021, at 7:53 PM, Curt Raymond via Mercedes  
> wrote:
> 
> I agree, how big is the house? Ours was $6500. I forget when, 4 years ago? We 
> have a small house though, with a fairly simple roof. The McMansions they put 
> up today with 6 different roof pitches are going to be expensive to put a 
> roof on.
> Curt
> 
> Sent from Yahoo Mail on Android 
> 
>  On Thu, Aug 5, 2021 at 4:52 PM, Allan Streib via 
> Mercedes wrote:   That strikes me as very expensive. 
> Of course I know nothing about the size or complexity of the roof.
> 
> 
> On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote:
>> Just got the sales pitch on this roof. He says there is some hail and wind 
>> damage but it’s older, as in over a year old. Basically full tear off 
>> redoing the rotted wood on the edges at some places with impact resistant 
>> shingles $36k. More basic deal is about $10k less. Not really sure if it’s 
>> going to be an insurance claim or not as he says it has to be filed within a 
>> year. Probably will end up doing nothing yet. I was really wanting to get a 
>> couple of new roofs out of USAA to return the favor. 
>> 
>> Sent from my iPhone
>> 
>>> On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:
>>> 
>>> The first roofer just arrived and let me know the rental does not appear 
>>> to have any storm related damage that would involve insurance, just normal 
>>> wear and tear. He is up on this roof now but it does have some missing 
>>> shingles etc. Will see what they say about this one. 
>>> 
>>> Sent from my iPhone
>>> 
 On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
  wrote:
 
 It’s my understanding from talking to our roofer that it’s regular three 
 tab shingles, architectural are 2x-3x more, and metal is 5x more.
 
 Of course, it could be the market or code that makes it (more) expensive 
 than in;other parts of the country, but considering material and 
 engineering costs I could sort of see it.
 
 -D
 
 Sent from my iPad
 
>> On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
>>  wrote:
> 
>  The extra cost of metal roofing seems to vary wildly as to how many 
> metal roofs are being done there. In Maine it seems like everybody is 
> doing a metal roof and the price is not that much more. Considering the 
> advantages I can see why everybody is doing metal roofs. In the next 5-10 
> years I plan to go that route on the new-to-us farmhouse.
> 
> When we had the roof done on our house in MA a metal roof was more than 
> triple the cost of architectural shingles. Since we don't plan to be 
> there another 30 years we went the lower cost route.
> -Curt
> 
>>   On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via 
>> Mercedes  wrote:  
> 
> I put a metal roof on my whole house when I did the addition, 50yr roof 
> at least.  Cost was not that much more and you don't have to think about 
> it ever again
> 
> --FT
> 
>>> On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>> Is this the only continent that uses asphalt garbage on roofs? I just 
>> don’t understand why a roof would be intentionally made to be temporary 
>> with all other options totally unaffordable.
>> 
>> Sent from my iPhone
>> 
 On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
  wrote:
>>> 
>>> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
 Typically 20 or so depending on the location and climate. It’s been my
 experience that insurers will depreciate a roof over 20 years.
>>> So if your perfectly good 22 year old shingles get damaged by hail, do 
>>> they just say 'it was time anyway, have fun paying for it yourself'?
>>> 
>>> Mitch
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>> 
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>> 
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>> 
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>> 
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> 

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
Was there a gap between the roof and the tin? I wonder if that would let it 
resonate and make it loud.
Curt

Sent from Yahoo Mail on Android 
 
  On Thu, Aug 5, 2021 at 5:09 PM, Jim Cathey wrote:   
A metal roof was put on our 'new' barn wings post-WWII.  It was very heavy gauge
corrugated aluminum, probably made in the rolling mills that used to do bomber 
skins.
Where it was not damaged mechanically by other storm debris, and where the nails
didn't pull out in the wind, etc., the roof is still good.  But that other 
damage all adds up,
and very little of that original roof is actually all that good anymore.

This is in the PNW, not that far from Kaiser's aluminum mills powered by the 
Columbia
river.  Might only have been a regional thing, and probably temporally limited.

Also, _very_ noisy in hail and such.

-- Jim

  
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
I agree, how big is the house? Ours was $6500. I forget when, 4 years ago? We 
have a small house though, with a fairly simple roof. The McMansions they put 
up today with 6 different roof pitches are going to be expensive to put a roof 
on.
Curt

Sent from Yahoo Mail on Android 
 
  On Thu, Aug 5, 2021 at 4:52 PM, Allan Streib via 
Mercedes wrote:   That strikes me as very expensive. Of 
course I know nothing about the size or complexity of the roof.


On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote:
> Just got the sales pitch on this roof. He says there is some hail and wind 
> damage but it’s older, as in over a year old. Basically full tear off redoing 
> the rotted wood on the edges at some places with impact resistant shingles 
> $36k. More basic deal is about $10k less. Not really sure if it’s going to be 
> an insurance claim or not as he says it has to be filed within a year. 
> Probably will end up doing nothing yet. I was really wanting to get a couple 
> of new roofs out of USAA to return the favor. 
> 
> Sent from my iPhone
> 
> > On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:
> > 
> > The first roofer just arrived and let me know the rental does not appear 
> > to have any storm related damage that would involve insurance, just normal 
> > wear and tear. He is up on this roof now but it does have some missing 
> > shingles etc. Will see what they say about this one. 
> > 
> > Sent from my iPhone
> > 
> >> On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
> >>  wrote:
> >> 
> >> It’s my understanding from talking to our roofer that it’s regular three 
> >> tab shingles, architectural are 2x-3x more, and metal is 5x more.
> >> 
> >> Of course, it could be the market or code that makes it (more) expensive 
> >> than in;other parts of the country, but considering material and 
> >> engineering costs I could sort of see it.
> >> 
> >> -D
> >> 
> >> Sent from my iPad
> >> 
>  On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
>   wrote:
> >>> 
> >>>  The extra cost of metal roofing seems to vary wildly as to how many 
> >>> metal roofs are being done there. In Maine it seems like everybody is 
> >>> doing a metal roof and the price is not that much more. Considering the 
> >>> advantages I can see why everybody is doing metal roofs. In the next 5-10 
> >>> years I plan to go that route on the new-to-us farmhouse.
> >>> 
> >>> When we had the roof done on our house in MA a metal roof was more than 
> >>> triple the cost of architectural shingles. Since we don't plan to be 
> >>> there another 30 years we went the lower cost route.
> >>> -Curt
> >>> 
>   On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via 
> Mercedes  wrote:  
> >>> 
> >>> I put a metal roof on my whole house when I did the addition, 50yr roof 
> >>> at least.  Cost was not that much more and you don't have to think about 
> >>> it ever again
> >>> 
> >>> --FT
> >>> 
> > On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>  Is this the only continent that uses asphalt garbage on roofs? I just 
>  don’t understand why a roof would be intentionally made to be temporary 
>  with all other options totally unaffordable.
>  
>  Sent from my iPhone
>  
> >> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
> >>  wrote:
> > 
> > On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
> >> Typically 20 or so depending on the location and climate. It’s been my
> >> experience that insurers will depreciate a roof over 20 years.
> > So if your perfectly good 22 year old shingles get damaged by hail, do 
> > they just say 'it was time anyway, have fun paying for it yourself'?
> > 
> > Mitch
> > 
> > ___
> > http://www.okiebenz.com
> > 
> > To search list archives http://www.okiebenz.com/archive/
> > 
> > To Unsubscribe or change delivery options go to:
> > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> > 
>  
>  ___
>  http://www.okiebenz.com
>  
>  To search list archives http://www.okiebenz.com/archive/
>  
>  To Unsubscribe or change delivery options go to:
>  http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>  
> >>> -- 
> >>> --FT
> >>> 
> >>> ___
> >>> http://www.okiebenz.com
> >>> 
> >>> To search list archives http://www.okiebenz.com/archive/
> >>> 
> >>> To Unsubscribe or change delivery options go to:
> >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >>> 
> >>> 
> >>> ___
> >>> http://www.okiebenz.com
> >>> 
> >>> To search list archives http://www.okiebenz.com/archive/
> >>> 
> >>> To Unsubscribe or change delivery options go to:
> >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >>> 
> >> 

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Dimitri Seretakis via Mercedes
36K is obscene in my opinion.

Sent from my iPhone

> On Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes 
>  wrote:
> 
> new


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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Mitch Haley via Mercedes
Some roofing contractors are like gutter contractors, they've got coiled 
steel on the truck and the machine that roll forms the finished product 
right there in your yard.
Should be cheaper than having it factory made, cut into xxx" lengths, 
and shipped to the jobsite.


Mitch.

On 2021-08-05 18:12, Floyd Thursby via Mercedes wrote:

 There are 2 or 3 local
places that fab up the panels.  I think they all pretty much buy the
rolls of material from various suppliers then have their own machines
and dies to roll out the various profiles.


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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
Agreed. $36k for that roof is a ripoff. You’ve seen my house and might recall 
the gables and stuff, and it was barely $20k a couple of years ago with 
architectural grade shingles. 

-D

> On Aug 5, 2021, at 6:26 PM, Kaleb Striplin via Mercedes 
>  wrote:
> 
> Just some rough numbers this roof should cost about $12k and the rental maybe 
> $18k. That’s a far cry from $36k for this house from the first company. 
> 
> Sent from my iPhone
> 
>> On Aug 5, 2021, at 4:53 PM, Kaleb Striplin  wrote:
>> 
>> Well the 2nd guy just left and we have not talked numbers yet but he says 
>> the rental for sure has hail damage, and this house may have some hail but 
>> it’s mostly wind damage. The question will be how much they cover on the 
>> rental house since it looks to me to be ACV coverage. This house should be 
>> replacement so it depends on if they replace the whole thing or just 
>> patches. This guy used to be an adjuster so he knows how do deal with them, 
>> plus he was referred to us by several people. The first one was a company 
>> that has been around a long time but advertises all over the TV and radio. 
>> 
>> Sent from my iPhone
>> 
>>> On Aug 5, 2021, at 3:52 PM, Allan Streib via Mercedes 
>>>  wrote:
>>> 
>>> That strikes me as very expensive. Of course I know nothing about the size 
>>> or complexity of the roof.
>>> 
>>> 
> On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote:
 Just got the sales pitch on this roof. He says there is some hail and wind 
 damage but it’s older, as in over a year old. Basically full tear off 
 redoing the rotted wood on the edges at some places with impact resistant 
 shingles $36k. More basic deal is about $10k less. Not really sure if it’s 
 going to be an insurance claim or not as he says it has to be filed within 
 a year. Probably will end up doing nothing yet. I was really wanting to 
 get a couple of new roofs out of USAA to return the favor. 
 
 Sent from my iPhone
 
>> On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:
> 
> The first roofer just arrived and let me know the rental does not appear 
> to have any storm related damage that would involve insurance, just 
> normal wear and tear. He is up on this roof now but it does have some 
> missing shingles etc. Will see what they say about this one. 
> 
> Sent from my iPhone
> 
>> On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
>>  wrote:
>> 
>> It’s my understanding from talking to our roofer that it’s regular 
>> three tab shingles, architectural are 2x-3x more, and metal is 5x more.
>> 
>> Of course, it could be the market or code that makes it (more) expensive 
>> than in;other parts of the country, but considering material and 
>> engineering costs I could sort of see it.
>> 
>> -D
>> 
>> Sent from my iPad
>> 
 On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
  wrote:
>>> 
>>>  The extra cost of metal roofing seems to vary wildly as to how many 
>>> metal roofs are being done there. In Maine it seems like everybody is 
>>> doing a metal roof and the price is not that much more. Considering the 
>>> advantages I can see why everybody is doing metal roofs. In the next 
>>> 5-10 years I plan to go that route on the new-to-us farmhouse.
>>> 
>>> When we had the roof done on our house in MA a metal roof was more than 
>>> triple the cost of architectural shingles. Since we don't plan to be 
>>> there another 30 years we went the lower cost route.
>>> -Curt
>>> 
 On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via 
 Mercedes  wrote:  
>>> 
>>> I put a metal roof on my whole house when I did the addition, 50yr roof 
>>> at least.  Cost was not that much more and you don't have to think 
>>> about 
>>> it ever again
>>> 
>>> --FT
>>> 
> On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
 Is this the only continent that uses asphalt garbage on roofs? I just 
 don’t understand why a roof would be intentionally made to be 
 temporary with all other options totally unaffordable.
 
 Sent from my iPhone
 
>> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
>>  wrote:
> 
> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
>> Typically 20 or so depending on the location and climate. It’s been 
>> my
>> experience that insurers will depreciate a roof over 20 years.
> So if your perfectly good 22 year old shingles get damaged by hail, 
> do they just say 'it was time anyway, have fun paying for it 
> yourself'?
> 
> Mitch
> 
> ___
> http://www.okiebenz.com
> 
> To search list archives 

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Just some rough numbers this roof should cost about $12k and the rental maybe 
$18k. That’s a far cry from $36k for this house from the first company. 

Sent from my iPhone

> On Aug 5, 2021, at 4:53 PM, Kaleb Striplin  wrote:
> 
> Well the 2nd guy just left and we have not talked numbers yet but he says 
> the rental for sure has hail damage, and this house may have some hail but 
> it’s mostly wind damage. The question will be how much they cover on the 
> rental house since it looks to me to be ACV coverage. This house should be 
> replacement so it depends on if they replace the whole thing or just patches. 
> This guy used to be an adjuster so he knows how do deal with them, plus he 
> was referred to us by several people. The first one was a company that has 
> been around a long time but advertises all over the TV and radio. 
> 
> Sent from my iPhone
> 
>> On Aug 5, 2021, at 3:52 PM, Allan Streib via Mercedes 
>>  wrote:
>> 
>> That strikes me as very expensive. Of course I know nothing about the size 
>> or complexity of the roof.
>> 
>> 
 On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote:
>>> Just got the sales pitch on this roof. He says there is some hail and wind 
>>> damage but it’s older, as in over a year old. Basically full tear off 
>>> redoing the rotted wood on the edges at some places with impact resistant 
>>> shingles $36k. More basic deal is about $10k less. Not really sure if it’s 
>>> going to be an insurance claim or not as he says it has to be filed within 
>>> a year. Probably will end up doing nothing yet. I was really wanting to get 
>>> a couple of new roofs out of USAA to return the favor. 
>>> 
>>> Sent from my iPhone
>>> 
> On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:
 
 The first roofer just arrived and let me know the rental does not appear 
 to have any storm related damage that would involve insurance, just normal 
 wear and tear. He is up on this roof now but it does have some missing 
 shingles etc. Will see what they say about this one. 
 
 Sent from my iPhone
 
> On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
>  wrote:
> 
> It’s my understanding from talking to our roofer that it’s regular three 
> tab shingles, architectural are 2x-3x more, and metal is 5x more.
> 
> Of course, it could be the market or code that makes it (more) expensive 
> than in;other parts of the country, but considering material and 
> engineering costs I could sort of see it.
> 
> -D
> 
> Sent from my iPad
> 
>>> On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
>>>  wrote:
>> 
>>  The extra cost of metal roofing seems to vary wildly as to how many 
>> metal roofs are being done there. In Maine it seems like everybody is 
>> doing a metal roof and the price is not that much more. Considering the 
>> advantages I can see why everybody is doing metal roofs. In the next 
>> 5-10 years I plan to go that route on the new-to-us farmhouse.
>> 
>> When we had the roof done on our house in MA a metal roof was more than 
>> triple the cost of architectural shingles. Since we don't plan to be 
>> there another 30 years we went the lower cost route.
>> -Curt
>> 
>>> On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via 
>>> Mercedes  wrote:  
>> 
>> I put a metal roof on my whole house when I did the addition, 50yr roof 
>> at least.  Cost was not that much more and you don't have to think about 
>> it ever again
>> 
>> --FT
>> 
 On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>>> Is this the only continent that uses asphalt garbage on roofs? I just 
>>> don’t understand why a roof would be intentionally made to be temporary 
>>> with all other options totally unaffordable.
>>> 
>>> Sent from my iPhone
>>> 
> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
>  wrote:
 
 On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
> Typically 20 or so depending on the location and climate. It’s been my
> experience that insurers will depreciate a roof over 20 years.
 So if your perfectly good 22 year old shingles get damaged by hail, do 
 they just say 'it was time anyway, have fun paying for it yourself'?
 
 Mitch
 
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 To search list archives http://www.okiebenz.com/archive/
 
 To Unsubscribe or change delivery options go to:
 http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
 
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options 

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Exactly right. Which is the right type of roof. He says one panel locks over 
the other covering the screws on that one side so they don’t leak. I would 
imagine you then only have exposed screws on the end which would then be 
covered by a trim price. Metal roofs are much more expensive than a regular 
roof but these overlapping type are way more expensive than a regular metal 
roof. 


Sent from my iPhone

> On Aug 5, 2021, at 4:59 PM, Allan Streib via Mercedes  
> wrote:
> 
> You would think some smart engineering type person could come up with a 
> design where the panels interlock and each panel covers the screws on the 
> prior panel. Then you have some kind of special cap that clips on the end 
> panel to cover its screws.
> 
> Allan
> 
>> On Thu, Aug 5, 2021, at 5:56 PM, Kaleb Striplin via Mercedes wrote:
>> This roofer does metal roofs, but says unless you spend a lot of money for 
>> the right roof, they don’t last any longer than a regular roof. The bad part 
>> about them is the rubber seals at each screw start leaking after about 10-15 
>> years and it’s almost impossible to find exactly where it’s leaking. 
>> 
>> Sent from my iPhone
>> 
 On Aug 5, 2021, at 4:09 PM, Jim Cathey via Mercedes 
  wrote:
>>> 
>>> A metal roof was put on our 'new' barn wings post-WWII.  It was very heavy 
>>> gauge
>>> corrugated aluminum, probably made in the rolling mills that used to do 
>>> bomber skins.
>>> Where it was not damaged mechanically by other storm debris, and where the 
>>> nails
>>> didn't pull out in the wind, etc., the roof is still good.  But that other 
>>> damage all adds up,
>>> and very little of that original roof is actually all that good anymore.
>>> 
>>> This is in the PNW, not that far from Kaiser's aluminum mills powered by 
>>> the Columbia
>>> river.  Might only have been a regional thing, and probably temporally 
>>> limited.
>>> 
>>> Also, _very_ noisy in hail and such.
>>> 
>>> -- Jim
>>> 
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>> 
>> 
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>> http://www.okiebenz.com
>> 
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>> 
>> To Unsubscribe or change delivery options go to:
>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>> 
>> 
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> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Floyd Thursby via Mercedes
haha yeah that is the kind of roof you want, a standing-seam or snap 
fit.  The under edge is screwed down with brackets then the free edge of 
the next panel snaps down over it.  A standing seam is similar but a 
machine crimps the seam tight. That stuff with the screws and rubber 
washers is OK for a barn or a shed or something, but the proper stuff 
with no exposed screws is the way to go.


You need to find a metal roof guy who knows what is available locally or 
just do a search on suppliers in your area and ring them up.  I ended up 
getting my roof material from some outfit in Georgia because of some 
stupid reasons that I did not understand at the time, and it caused a 
problem with a delay in production.  There are 2 or 3 local places that 
fab up the panels.  I think they all pretty much buy the rolls of 
material from various suppliers then have their own machines and dies to 
roll out the various profiles.


--FT

On 8/5/21 5:58 PM, Allan Streib via Mercedes wrote:

You would think some smart engineering type person could come up with a design 
where the panels interlock and each panel covers the screws on the prior panel. 
Then you have some kind of special cap that clips on the end panel to cover its 
screws.

Allan

On Thu, Aug 5, 2021, at 5:56 PM, Kaleb Striplin via Mercedes wrote:

This roofer does metal roofs, but says unless you spend a lot of money for the 
right roof, they don’t last any longer than a regular roof. The bad part about 
them is the rubber seals at each screw start leaking after about 10-15 years 
and it’s almost impossible to find exactly where it’s leaking.

Sent from my iPhone


On Aug 5, 2021, at 4:09 PM, Jim Cathey via Mercedes  
wrote:

A metal roof was put on our 'new' barn wings post-WWII.  It was very heavy 
gauge
corrugated aluminum, probably made in the rolling mills that used to do bomber 
skins.
Where it was not damaged mechanically by other storm debris, and where the nails
didn't pull out in the wind, etc., the roof is still good.  But that other 
damage all adds up,
and very little of that original roof is actually all that good anymore.

This is in the PNW, not that far from Kaiser's aluminum mills powered by the 
Columbia
river.  Might only have been a regional thing, and probably temporally limited.

Also, _very_ noisy in hail and such.

-- Jim


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--
--FT

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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
You would think some smart engineering type person could come up with a design 
where the panels interlock and each panel covers the screws on the prior panel. 
Then you have some kind of special cap that clips on the end panel to cover its 
screws.

Allan

On Thu, Aug 5, 2021, at 5:56 PM, Kaleb Striplin via Mercedes wrote:
> This roofer does metal roofs, but says unless you spend a lot of money for 
> the right roof, they don’t last any longer than a regular roof. The bad part 
> about them is the rubber seals at each screw start leaking after about 10-15 
> years and it’s almost impossible to find exactly where it’s leaking. 
> 
> Sent from my iPhone
> 
> > On Aug 5, 2021, at 4:09 PM, Jim Cathey via Mercedes  
> > wrote:
> > 
> > A metal roof was put on our 'new' barn wings post-WWII.  It was very heavy 
> > gauge
> > corrugated aluminum, probably made in the rolling mills that used to do 
> > bomber skins.
> > Where it was not damaged mechanically by other storm debris, and where the 
> > nails
> > didn't pull out in the wind, etc., the roof is still good.  But that other 
> > damage all adds up,
> > and very little of that original roof is actually all that good anymore.
> > 
> > This is in the PNW, not that far from Kaiser's aluminum mills powered by 
> > the Columbia
> > river.  Might only have been a regional thing, and probably temporally 
> > limited.
> > 
> > Also, _very_ noisy in hail and such.
> > 
> > -- Jim
> > 
> > 
> > ___
> > http://www.okiebenz.com
> > 
> > To search list archives http://www.okiebenz.com/archive/
> > 
> > To Unsubscribe or change delivery options go to:
> > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> > 
> 
> 
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> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
This roofer does metal roofs, but says unless you spend a lot of money for the 
right roof, they don’t last any longer than a regular roof. The bad part about 
them is the rubber seals at each screw start leaking after about 10-15 years 
and it’s almost impossible to find exactly where it’s leaking. 

Sent from my iPhone

> On Aug 5, 2021, at 4:09 PM, Jim Cathey via Mercedes  
> wrote:
> 
> A metal roof was put on our 'new' barn wings post-WWII.  It was very heavy 
> gauge
> corrugated aluminum, probably made in the rolling mills that used to do 
> bomber skins.
> Where it was not damaged mechanically by other storm debris, and where the 
> nails
> didn't pull out in the wind, etc., the roof is still good.  But that other 
> damage all adds up,
> and very little of that original roof is actually all that good anymore.
> 
> This is in the PNW, not that far from Kaiser's aluminum mills powered by the 
> Columbia
> river.  Might only have been a regional thing, and probably temporally 
> limited.
> 
> Also, _very_ noisy in hail and such.
> 
> -- Jim
> 
> 
> ___
> http://www.okiebenz.com
> 
> To search list archives http://www.okiebenz.com/archive/
> 
> To Unsubscribe or change delivery options go to:
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Well the 2nd guy just left and we have not talked numbers yet but he says the 
rental for sure has hail damage, and this house may have some hail but it’s 
mostly wind damage. The question will be how much they cover on the rental 
house since it looks to me to be ACV coverage. This house should be replacement 
so it depends on if they replace the whole thing or just patches. This guy used 
to be an adjuster so he knows how do deal with them, plus he was referred to us 
by several people. The first one was a company that has been around a long time 
but advertises all over the TV and radio. 

Sent from my iPhone

> On Aug 5, 2021, at 3:52 PM, Allan Streib via Mercedes  
> wrote:
> 
> That strikes me as very expensive. Of course I know nothing about the size 
> or complexity of the roof.
> 
> 
>> On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote:
>> Just got the sales pitch on this roof. He says there is some hail and wind 
>> damage but it’s older, as in over a year old. Basically full tear off 
>> redoing the rotted wood on the edges at some places with impact resistant 
>> shingles $36k. More basic deal is about $10k less. Not really sure if it’s 
>> going to be an insurance claim or not as he says it has to be filed within a 
>> year. Probably will end up doing nothing yet. I was really wanting to get a 
>> couple of new roofs out of USAA to return the favor. 
>> 
>> Sent from my iPhone
>> 
 On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:
>>> 
>>> The first roofer just arrived and let me know the rental does not appear 
>>> to have any storm related damage that would involve insurance, just normal 
>>> wear and tear. He is up on this roof now but it does have some missing 
>>> shingles etc. Will see what they say about this one. 
>>> 
>>> Sent from my iPhone
>>> 
 On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
  wrote:
 
 It’s my understanding from talking to our roofer that it’s regular three 
 tab shingles, architectural are 2x-3x more, and metal is 5x more.
 
 Of course, it could be the market or code that makes it (more) expensive 
 than in;other parts of the country, but considering material and 
 engineering costs I could sort of see it.
 
 -D
 
 Sent from my iPad
 
>> On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
>>  wrote:
> 
>  The extra cost of metal roofing seems to vary wildly as to how many 
> metal roofs are being done there. In Maine it seems like everybody is 
> doing a metal roof and the price is not that much more. Considering the 
> advantages I can see why everybody is doing metal roofs. In the next 5-10 
> years I plan to go that route on the new-to-us farmhouse.
> 
> When we had the roof done on our house in MA a metal roof was more than 
> triple the cost of architectural shingles. Since we don't plan to be 
> there another 30 years we went the lower cost route.
> -Curt
> 
>> On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via Mercedes 
>>  wrote:  
> 
> I put a metal roof on my whole house when I did the addition, 50yr roof 
> at least.  Cost was not that much more and you don't have to think about 
> it ever again
> 
> --FT
> 
>>> On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>> Is this the only continent that uses asphalt garbage on roofs? I just 
>> don’t understand why a roof would be intentionally made to be temporary 
>> with all other options totally unaffordable.
>> 
>> Sent from my iPhone
>> 
 On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
  wrote:
>>> 
>>> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
 Typically 20 or so depending on the location and climate. It’s been my
 experience that insurers will depreciate a roof over 20 years.
>>> So if your perfectly good 22 year old shingles get damaged by hail, do 
>>> they just say 'it was time anyway, have fun paying for it yourself'?
>>> 
>>> Mitch
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>> 
>> ___
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>> 
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>> 
>> To Unsubscribe or change delivery options go to:
>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>> 
> -- 
> --FT
> 
> ___
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> 
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> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
The metals roofs I see around here are not the old corrugated type (except on a 
few old barns). Those I thought were mostly galvanized steel.

On Thu, Aug 5, 2021, at 5:09 PM, Jim Cathey via Mercedes wrote:
> A metal roof was put on our 'new' barn wings post-WWII.  It was very heavy 
> gauge
> corrugated aluminum, probably made in the rolling mills that used to do 
> bomber skins.
> Where it was not damaged mechanically by other storm debris, and where the 
> nails
> didn't pull out in the wind, etc., the roof is still good.  But that other 
> damage all adds up,
> and very little of that original roof is actually all that good anymore.
> 
> This is in the PNW, not that far from Kaiser's aluminum mills powered by the 
> Columbia
> river.  Might only have been a regional thing, and probably temporally 
> limited.
> 
> Also, _very_ noisy in hail and such.
> 
> -- Jim
> 
> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Jim Cathey via Mercedes
A metal roof was put on our 'new' barn wings post-WWII.  It was very heavy gauge
corrugated aluminum, probably made in the rolling mills that used to do bomber 
skins.
Where it was not damaged mechanically by other storm debris, and where the nails
didn't pull out in the wind, etc., the roof is still good.  But that other 
damage all adds up,
and very little of that original roof is actually all that good anymore.

This is in the PNW, not that far from Kaiser's aluminum mills powered by the 
Columbia
river.  Might only have been a regional thing, and probably temporally limited.

Also, _very_ noisy in hail and such.

-- Jim


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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
That strikes me as very expensive. Of course I know nothing about the size or 
complexity of the roof.


On Thu, Aug 5, 2021, at 3:44 PM, Kaleb Striplin via Mercedes wrote:
> Just got the sales pitch on this roof. He says there is some hail and wind 
> damage but it’s older, as in over a year old. Basically full tear off redoing 
> the rotted wood on the edges at some places with impact resistant shingles 
> $36k. More basic deal is about $10k less. Not really sure if it’s going to be 
> an insurance claim or not as he says it has to be filed within a year. 
> Probably will end up doing nothing yet. I was really wanting to get a couple 
> of new roofs out of USAA to return the favor. 
> 
> Sent from my iPhone
> 
> > On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:
> > 
> > The first roofer just arrived and let me know the rental does not appear 
> > to have any storm related damage that would involve insurance, just normal 
> > wear and tear. He is up on this roof now but it does have some missing 
> > shingles etc. Will see what they say about this one. 
> > 
> > Sent from my iPhone
> > 
> >> On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
> >>  wrote:
> >> 
> >> It’s my understanding from talking to our roofer that it’s regular three 
> >> tab shingles, architectural are 2x-3x more, and metal is 5x more.
> >> 
> >> Of course, it could be the market or code that makes it (more) expensive 
> >> than in;other parts of the country, but considering material and 
> >> engineering costs I could sort of see it.
> >> 
> >> -D
> >> 
> >> Sent from my iPad
> >> 
>  On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
>   wrote:
> >>> 
> >>>  The extra cost of metal roofing seems to vary wildly as to how many 
> >>> metal roofs are being done there. In Maine it seems like everybody is 
> >>> doing a metal roof and the price is not that much more. Considering the 
> >>> advantages I can see why everybody is doing metal roofs. In the next 5-10 
> >>> years I plan to go that route on the new-to-us farmhouse.
> >>> 
> >>> When we had the roof done on our house in MA a metal roof was more than 
> >>> triple the cost of architectural shingles. Since we don't plan to be 
> >>> there another 30 years we went the lower cost route.
> >>> -Curt
> >>> 
>   On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via 
>  Mercedes  wrote:  
> >>> 
> >>> I put a metal roof on my whole house when I did the addition, 50yr roof 
> >>> at least.  Cost was not that much more and you don't have to think about 
> >>> it ever again
> >>> 
> >>> --FT
> >>> 
> > On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>  Is this the only continent that uses asphalt garbage on roofs? I just 
>  don’t understand why a roof would be intentionally made to be temporary 
>  with all other options totally unaffordable.
>  
>  Sent from my iPhone
>  
> >> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
> >>  wrote:
> > 
> > On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
> >> Typically 20 or so depending on the location and climate. It’s been my
> >> experience that insurers will depreciate a roof over 20 years.
> > So if your perfectly good 22 year old shingles get damaged by hail, do 
> > they just say 'it was time anyway, have fun paying for it yourself'?
> > 
> > Mitch
> > 
> > ___
> > http://www.okiebenz.com
> > 
> > To search list archives http://www.okiebenz.com/archive/
> > 
> > To Unsubscribe or change delivery options go to:
> > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> > 
>  
>  ___
>  http://www.okiebenz.com
>  
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>  
>  To Unsubscribe or change delivery options go to:
>  http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>  
> >>> -- 
> >>> --FT
> >>> 
> >>> ___
> >>> http://www.okiebenz.com
> >>> 
> >>> To search list archives http://www.okiebenz.com/archive/
> >>> 
> >>> To Unsubscribe or change delivery options go to:
> >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >>> 
> >>> 
> >>> ___
> >>> http://www.okiebenz.com
> >>> 
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> >>> 
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> >> 
> 
> 
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> 
> To search list 

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Just got the sales pitch on this roof. He says there is some hail and wind 
damage but it’s older, as in over a year old. Basically full tear off redoing 
the rotted wood on the edges at some places with impact resistant shingles 
$36k. More basic deal is about $10k less. Not really sure if it’s going to be 
an insurance claim or not as he says it has to be filed within a year. Probably 
will end up doing nothing yet. I was really wanting to get a couple of new 
roofs out of USAA to return the favor. 

Sent from my iPhone

> On Aug 5, 2021, at 1:46 PM, Kaleb Striplin  wrote:
> 
> The first roofer just arrived and let me know the rental does not appear to 
> have any storm related damage that would involve insurance, just normal wear 
> and tear. He is up on this roof now but it does have some missing shingles 
> etc. Will see what they say about this one. 
> 
> Sent from my iPhone
> 
>> On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
>>  wrote:
>> 
>> It’s my understanding from talking to our roofer that it’s regular three 
>> tab shingles, architectural are 2x-3x more, and metal is 5x more.
>> 
>> Of course, it could be the market or code that makes it (more) expensive 
>> than in;other parts of the country, but considering material and engineering 
>> costs I could sort of see it.
>> 
>> -D
>> 
>> Sent from my iPad
>> 
 On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
  wrote:
>>> 
>>>  The extra cost of metal roofing seems to vary wildly as to how many metal 
>>> roofs are being done there. In Maine it seems like everybody is doing a 
>>> metal roof and the price is not that much more. Considering the advantages 
>>> I can see why everybody is doing metal roofs. In the next 5-10 years I plan 
>>> to go that route on the new-to-us farmhouse.
>>> 
>>> When we had the roof done on our house in MA a metal roof was more than 
>>> triple the cost of architectural shingles. Since we don't plan to be there 
>>> another 30 years we went the lower cost route.
>>> -Curt
>>> 
  On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via Mercedes 
  wrote:  
>>> 
>>> I put a metal roof on my whole house when I did the addition, 50yr roof 
>>> at least.  Cost was not that much more and you don't have to think about 
>>> it ever again
>>> 
>>> --FT
>>> 
> On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
 Is this the only continent that uses asphalt garbage on roofs? I just 
 don’t understand why a roof would be intentionally made to be temporary 
 with all other options totally unaffordable.
 
 Sent from my iPhone
 
>> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
>>  wrote:
> 
> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
>> Typically 20 or so depending on the location and climate. It’s been my
>> experience that insurers will depreciate a roof over 20 years.
> So if your perfectly good 22 year old shingles get damaged by hail, do 
> they just say 'it was time anyway, have fun paying for it yourself'?
> 
> Mitch
> 
> ___
> http://www.okiebenz.com
> 
> To search list archives http://www.okiebenz.com/archive/
> 
> To Unsubscribe or change delivery options go to:
> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> 
 
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 To Unsubscribe or change delivery options go to:
 http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
 
>>> -- 
>>> --FT
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
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>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>> ___
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>> 
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>> 
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>> 


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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
The first roofer just arrived and let me know the rental does not appear to 
have any storm related damage that would involve insurance, just normal wear 
and tear. He is up on this roof now but it does have some missing shingles etc. 
Will see what they say about this one. 

Sent from my iPhone

> On Aug 5, 2021, at 1:16 PM, dan penoff.com via Mercedes 
>  wrote:
> 
> It’s my understanding from talking to our roofer that it’s regular three tab 
> shingles, architectural are 2x-3x more, and metal is 5x more.
> 
> Of course, it could be the market or code that makes it (more) expensive than 
> in;other parts of the country, but considering material and engineering costs 
> I could sort of see it.
> 
> -D
> 
> Sent from my iPad
> 
>> On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes 
>>  wrote:
>> 
>>  The extra cost of metal roofing seems to vary wildly as to how many metal 
>> roofs are being done there. In Maine it seems like everybody is doing a 
>> metal roof and the price is not that much more. Considering the advantages I 
>> can see why everybody is doing metal roofs. In the next 5-10 years I plan to 
>> go that route on the new-to-us farmhouse.
>> 
>> When we had the roof done on our house in MA a metal roof was more than 
>> triple the cost of architectural shingles. Since we don't plan to be there 
>> another 30 years we went the lower cost route.
>> -Curt
>> 
>>   On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via Mercedes 
>>  wrote:  
>> 
>> I put a metal roof on my whole house when I did the addition, 50yr roof 
>> at least.  Cost was not that much more and you don't have to think about 
>> it ever again
>> 
>> --FT
>> 
 On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>>> Is this the only continent that uses asphalt garbage on roofs? I just don’t 
>>> understand why a roof would be intentionally made to be temporary with all 
>>> other options totally unaffordable.
>>> 
>>> Sent from my iPhone
>>> 
> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
>  wrote:
 
 On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
> Typically 20 or so depending on the location and climate. It’s been my
> experience that insurers will depreciate a roof over 20 years.
 So if your perfectly good 22 year old shingles get damaged by hail, do 
 they just say 'it was time anyway, have fun paying for it yourself'?
 
 Mitch
 
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>>> 
>>> ___
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>>> 
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>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>> -- 
>> --FT
>> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
It’s my understanding from talking to our roofer that it’s regular three tab 
shingles, architectural are 2x-3x more, and metal is 5x more.

Of course, it could be the market or code that makes it (more) expensive than 
in;other parts of the country, but considering material and engineering costs I 
could sort of see it.

-D

Sent from my iPad

> On Aug 5, 2021, at 1:38 PM, Curt Raymond via Mercedes  
> wrote:
> 
>  The extra cost of metal roofing seems to vary wildly as to how many metal 
> roofs are being done there. In Maine it seems like everybody is doing a metal 
> roof and the price is not that much more. Considering the advantages I can 
> see why everybody is doing metal roofs. In the next 5-10 years I plan to go 
> that route on the new-to-us farmhouse.
> 
> When we had the roof done on our house in MA a metal roof was more than 
> triple the cost of architectural shingles. Since we don't plan to be there 
> another 30 years we went the lower cost route.
> -Curt
> 
>On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via Mercedes 
>  wrote:  
> 
> I put a metal roof on my whole house when I did the addition, 50yr roof 
> at least.  Cost was not that much more and you don't have to think about 
> it ever again
> 
> --FT
> 
>> On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>> Is this the only continent that uses asphalt garbage on roofs? I just don’t 
>> understand why a roof would be intentionally made to be temporary with all 
>> other options totally unaffordable.
>> 
>> Sent from my iPhone
>> 
 On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
  wrote:
>>> 
>>> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
 Typically 20 or so depending on the location and climate. It’s been my
 experience that insurers will depreciate a roof over 20 years.
>>> So if your perfectly good 22 year old shingles get damaged by hail, do they 
>>> just say 'it was time anyway, have fun paying for it yourself'?
>>> 
>>> Mitch
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>> 
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>> http://www.okiebenz.com
>> 
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>> 
>> To Unsubscribe or change delivery options go to:
>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>> 
> -- 
> --FT
> 
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> 
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> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread OK Don via Mercedes
Nope - metal roof is no more noisy than the old shingles in a hail storm,
at least ours isn't.

On Thu, Aug 5, 2021 at 11:25 AM Andrew Strasfogel via Mercedes <
mercedes@okiebenz.com> wrote:

> Metal roof: might regret that during a storm.
>
> On Thu, Aug 5, 2021 at 11:42 AM Kaleb Striplin via Mercedes <
> mercedes@okiebenz.com> wrote:
>
> > So at Okie acres it has a more simple type roof. The rental house has the
> > steep pitched more complex roof that I would imagine will be a lot more
> > expensive. And really, these do not need to be replaced, just a new layer
> > of shingles
> >
> > Sent from my iPhone
> >
> > > On Aug 5, 2021, at 10:08 AM, dan penoff.com via Mercedes <
> > mercedes@okiebenz.com> wrote:
> > >
> > > I’ve got to do a roof on the Flagstaff house in the near future. I
> have
> > a local roofing contractor coming by to give me an estimate soon. I may
> > talk to them about a metal roof - they’re fairly common in the area. The
> > house isn’t that big and the roof isn’t pitched significantly, so the
> roof
> > area isn’t bad. Might be worth considering…
> > >
> > > -D
> > >
> > >> On Aug 5, 2021, at 10:55 AM, Floyd Thursby via Mercedes <
> > mercedes@okiebenz.com> wrote:
> > >>
> > >> You get a company to come measure your roof then they make the panels
> > to fit and ship it all to the house, the crew then puts it up.  It does
> go
> > up fast so labor is less.  I can't remember the total cost, it was more,
> > but it is a much better solution
> > >>
> > >> --FT
> > >>
> > >>> On 8/5/21 10:47 AM, Kaleb Striplin via Mercedes wrote:
> > >>> I would have thought that a metal roof would be the same or cheaper
> > and it would seem to me to be much less labor to install, but have heard
> > they are a lot more expensive.
> > >>>
> > >>> Sent from my iPhone
> > >>>
> >  On Aug 5, 2021, at 9:33 AM, Floyd Thursby via Mercedes <
> > mercedes@okiebenz.com> wrote:
> > 
> >  I put a metal roof on my whole house when I did the addition, 50yr
> > roof at least.  Cost was not that much more and you don't have to think
> > about it ever again
> > 
> >  --FT
> > 
> > > On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
> > > Is this the only continent that uses asphalt garbage on roofs? I
> > just don’t understand why a roof would be intentionally made to be
> > temporary with all other options totally unaffordable.
> > >
> > > Sent from my iPhone
> > >
> > >>> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes <
> > mercedes@okiebenz.com> wrote:
> > >> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
> > >>> Typically 20 or so depending on the location and climate. It’s
> > been my
> > >>> experience that insurers will depreciate a roof over 20 years.
> > >> So if your perfectly good 22 year old shingles get damaged by
> hail,
> > do they just say 'it was time anyway, have fun paying for it yourself'?
> > >>
> > >> Mitch
> > >>
> > >> ___
> > >> http://www.okiebenz.com
> > >>
> > >> To search list archives http://www.okiebenz.com/archive/
> > >>
> > >> To Unsubscribe or change delivery options go to:
> > >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> > >>
> > > ___
> > > http://www.okiebenz.com
> > >
> > > To search list archives http://www.okiebenz.com/archive/
> > >
> > > To Unsubscribe or change delivery options go to:
> > > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> > >
> >  --
> >  --FT
> > 
> >  ___
> >  http://www.okiebenz.com
> > 
> >  To search list archives http://www.okiebenz.com/archive/
> > 
> >  To Unsubscribe or change delivery options go to:
> >  http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> > 
> > >>>
> > >>> ___
> > >>> http://www.okiebenz.com
> > >>>
> > >>> To search list archives http://www.okiebenz.com/archive/
> > >>>
> > >>> To Unsubscribe or change delivery options go to:
> > >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> > >>>
> > >> --
> > >> --FT
> > >>
> > >> ___
> > >> http://www.okiebenz.com
> > >>
> > >> To search list archives http://www.okiebenz.com/archive/
> > >>
> > >> To Unsubscribe or change delivery options go to:
> > >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> > >>
> > >
> > > ___
> > > http://www.okiebenz.com
> > >
> > > To search list archives http://www.okiebenz.com/archive/
> > >
> > > To Unsubscribe or change delivery options go to:
> > > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> > >
> >
> >
> > ___
> > http://www.okiebenz.com
> >
> > To search list archives 

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
 Not if its done right and you have decent insulation. Back in the old days 
they used to strap the roof before putting the roofing on so there would be a 
void between the roof and the insulation so it could ring. These days they put 
the metal right over the existing roof so it doesn't ring at all.
I've been in our camp during some pretty torrential rains, the metal roof isn't 
any louder than any other roof.
-Curt

On Thursday, August 5, 2021, 12:25:02 PM EDT, Andrew Strasfogel via 
Mercedes  wrote:  
 
 Metal roof: might regret that during a storm.

On Thu, Aug 5, 2021 at 11:42 AM Kaleb Striplin via Mercedes <
mercedes@okiebenz.com> wrote:

> So at Okie acres it has a more simple type roof. The rental house has the
> steep pitched more complex roof that I would imagine will be a lot more
> expensive. And really, these do not need to be replaced, just a new layer
> of shingles
>
> Sent from my iPhone
>
> > On Aug 5, 2021, at 10:08 AM, dan penoff.com via Mercedes <
> mercedes@okiebenz.com> wrote:
> >
> > I’ve got to do a roof on the Flagstaff house in the near future. I have
> a local roofing contractor coming by to give me an estimate soon. I may
> talk to them about a metal roof - they’re fairly common in the area. The
> house isn’t that big and the roof isn’t pitched significantly, so the roof
> area isn’t bad. Might be worth considering…
> >
> > -D
> >
> >> On Aug 5, 2021, at 10:55 AM, Floyd Thursby via Mercedes <
> mercedes@okiebenz.com> wrote:
> >>
> >> You get a company to come measure your roof then they make the panels
> to fit and ship it all to the house, the crew then puts it up.  It does go
> up fast so labor is less.  I can't remember the total cost, it was more,
> but it is a much better solution
> >>
> >> --FT
> >>
> >>> On 8/5/21 10:47 AM, Kaleb Striplin via Mercedes wrote:
> >>> I would have thought that a metal roof would be the same or cheaper
> and it would seem to me to be much less labor to install, but have heard
> they are a lot more expensive.
> >>>
> >>> Sent from my iPhone
> >>>
>  On Aug 5, 2021, at 9:33 AM, Floyd Thursby via Mercedes <
> mercedes@okiebenz.com> wrote:
> 
>  I put a metal roof on my whole house when I did the addition, 50yr
> roof at least.  Cost was not that much more and you don't have to think
> about it ever again
> 
>  --FT
> 
> > On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
> > Is this the only continent that uses asphalt garbage on roofs? I
> just don’t understand why a roof would be intentionally made to be
> temporary with all other options totally unaffordable.
> >
> > Sent from my iPhone
> >
> >>> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes <
> mercedes@okiebenz.com> wrote:
> >> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
> >>> Typically 20 or so depending on the location and climate. It’s
> been my
> >>> experience that insurers will depreciate a roof over 20 years.
> >> So if your perfectly good 22 year old shingles get damaged by hail,
> do they just say 'it was time anyway, have fun paying for it yourself'?
> >>
> >> Mitch
> >>
> >> ___
> >> http://www.okiebenz.com
> >>
> >> To search list archives http://www.okiebenz.com/archive/
> >>
> >> To Unsubscribe or change delivery options go to:
> >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >>
> > ___
> > http://www.okiebenz.com
> >
> > To search list archives http://www.okiebenz.com/archive/
> >
> > To Unsubscribe or change delivery options go to:
> > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >
>  --
>  --FT
> 
>  ___
>  http://www.okiebenz.com
> 
>  To search list archives http://www.okiebenz.com/archive/
> 
>  To Unsubscribe or change delivery options go to:
>  http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> 
> >>>
> >>> ___
> >>> http://www.okiebenz.com
> >>>
> >>> To search list archives http://www.okiebenz.com/archive/
> >>>
> >>> To Unsubscribe or change delivery options go to:
> >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >>>
> >> --
> >> --FT
> >>
> >> ___
> >> http://www.okiebenz.com
> >>
> >> To search list archives http://www.okiebenz.com/archive/
> >>
> >> To Unsubscribe or change delivery options go to:
> >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >>
> >
> > ___
> > http://www.okiebenz.com
> >
> > To search list archives http://www.okiebenz.com/archive/
> >
> > To Unsubscribe or change delivery options go to:
> > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >
>
>
> ___
> 

Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
 The extra cost of metal roofing seems to vary wildly as to how many metal 
roofs are being done there. In Maine it seems like everybody is doing a metal 
roof and the price is not that much more. Considering the advantages I can see 
why everybody is doing metal roofs. In the next 5-10 years I plan to go that 
route on the new-to-us farmhouse.

When we had the roof done on our house in MA a metal roof was more than triple 
the cost of architectural shingles. Since we don't plan to be there another 30 
years we went the lower cost route.
-Curt

On Thursday, August 5, 2021, 10:33:17 AM EDT, Floyd Thursby via Mercedes 
 wrote:  
 
 I put a metal roof on my whole house when I did the addition, 50yr roof 
at least.  Cost was not that much more and you don't have to think about 
it ever again

--FT

On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
> Is this the only continent that uses asphalt garbage on roofs? I just don’t 
> understand why a roof would be intentionally made to be temporary with all 
> other options totally unaffordable.
>
> Sent from my iPhone
>
>> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes  
>> wrote:
>>
>> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
>>> Typically 20 or so depending on the location and climate. It’s been my
>>> experience that insurers will depreciate a roof over 20 years.
>> So if your perfectly good 22 year old shingles get damaged by hail, do they 
>> just say 'it was time anyway, have fun paying for it yourself'?
>>
>> Mitch
>>
>> ___
>> http://www.okiebenz.com
>>
>> To search list archives http://www.okiebenz.com/archive/
>>
>> To Unsubscribe or change delivery options go to:
>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>
>
> ___
> http://www.okiebenz.com
>
> To search list archives http://www.okiebenz.com/archive/
>
> To Unsubscribe or change delivery options go to:
> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>
-- 
--FT

___
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
Good point.

I think the roof we put on the last house (courtesy of the insurance company) 
had a 30 warranty.

-D

> On Aug 5, 2021, at 1:10 PM, Curt Raymond via Mercedes  
> wrote:
> 
>  About 10 years more warranty on architectural...
> -Curt
> 
>On Thursday, August 5, 2021, 10:23:14 AM EDT, Kaleb Striplin via Mercedes 
>  wrote:  
> 
> Speaking of roof types, what is the difference between architectural shingles 
> and 3 tab asphalt?
> 
> Sent from my iPhone
> 
>> On Aug 5, 2021, at 9:08 AM, Allan Streib via Mercedes 
>>  wrote:
>> 
>> Quarry tile/spanish tile is pretty common in Florida.
>> 
>> I see more metal roofs these days, and some cedar shingles (pretty rare) but 
>> it's still mostly asphalt in the midwest USA.
>> 
>> 
 On Thu, Aug 5, 2021, at 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>>> Is this the only continent that uses asphalt garbage on roofs? I just don’t 
>>> understand why a roof would be intentionally made to be temporary with all 
>>> other options totally unaffordable.
>>> 
>>> Sent from my iPhone
>>> 
> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
>  wrote:
 
 On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
> Typically 20 or so depending on the location and climate. It’s been my
> experience that insurers will depreciate a roof over 20 years.
 
 So if your perfectly good 22 year old shingles get damaged by hail, do 
 they just say 'it was time anyway, have fun paying for it yourself'?
 
 Mitch
 
 ___
 http://www.okiebenz.com
 
 To search list archives http://www.okiebenz.com/archive/
 
 To Unsubscribe or change delivery options go to:
 http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
 
>>> 
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>>> 
>> ___
>> http://www.okiebenz.com
>> 
>> To search list archives http://www.okiebenz.com/archive/
>> 
>> To Unsubscribe or change delivery options go to:
>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>> 
> 
> 
> ___
> http://www.okiebenz.com
> 
> To search list archives http://www.okiebenz.com/archive/
> 
> To Unsubscribe or change delivery options go to:
> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> 
> 
> ___
> http://www.okiebenz.com
> 
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> 
> To Unsubscribe or change delivery options go to:
> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
Hail and fire are both concerns in the area. The inspection at the time of 
purchase showed hail damage from the past.

-D

> On Aug 5, 2021, at 11:25 AM, Floyd Thursby via Mercedes 
>  wrote:
> 
> At least get a quote.  Plus it is much more resistant to storms and fires if 
> that is an issue there.  And you can get a lot of colors!
> 
> -_FT
> 
>> On 8/5/21 11:07 AM, dan penoff.com via Mercedes wrote:
>> I’ve got to do a roof on the Flagstaff house in the near future. I have a 
>> local roofing contractor coming by to give me an estimate soon. I may talk 
>> to them about a metal roof - they’re fairly common in the area. The house 
>> isn’t that big and the roof isn’t pitched significantly, so the roof area 
>> isn’t bad. Might be worth considering…
>> 
>> -D
>> 
 On Aug 5, 2021, at 10:55 AM, Floyd Thursby via Mercedes 
  wrote:
>>> 
>>> You get a company to come measure your roof then they make the panels to 
>>> fit and ship it all to the house, the crew then puts it up.  It does go up 
>>> fast so labor is less.  I can't remember the total cost, it was more, but 
>>> it is a much better solution
>>> 
>>> --FT
>>> 
>>> On 8/5/21 10:47 AM, Kaleb Striplin via Mercedes wrote:
 I would have thought that a metal roof would be the same or cheaper and it 
 would seem to me to be much less labor to install, but have heard they are 
 a lot more expensive.
 
 Sent from my iPhone
 
> On Aug 5, 2021, at 9:33 AM, Floyd Thursby via Mercedes 
>  wrote:
> 
> I put a metal roof on my whole house when I did the addition, 50yr roof 
> at least.  Cost was not that much more and you don't have to think about 
> it ever again
> 
> --FT
> 
>> On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>> Is this the only continent that uses asphalt garbage on roofs? I just 
>> don’t understand why a roof would be intentionally made to be temporary 
>> with all other options totally unaffordable.
>> 
>> Sent from my iPhone
>> 
 On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
  wrote:
>>> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
 Typically 20 or so depending on the location and climate. It’s been my
 experience that insurers will depreciate a roof over 20 years.
>>> So if your perfectly good 22 year old shingles get damaged by hail, do 
>>> they just say 'it was time anyway, have fun paying for it yourself'?
>>> 
>>> Mitch
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>> ___
>> http://www.okiebenz.com
>> 
>> To search list archives http://www.okiebenz.com/archive/
>> 
>> To Unsubscribe or change delivery options go to:
>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>> 
> -- 
> --FT
> 
> ___
> http://www.okiebenz.com
> 
> To search list archives http://www.okiebenz.com/archive/
> 
> To Unsubscribe or change delivery options go to:
> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> 
 ___
 http://www.okiebenz.com
 
 To search list archives http://www.okiebenz.com/archive/
 
 To Unsubscribe or change delivery options go to:
 http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
 
>>> -- 
>>> --FT
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>> ___
>> http://www.okiebenz.com
>> 
>> To search list archives http://www.okiebenz.com/archive/
>> 
>> To Unsubscribe or change delivery options go to:
>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>> 
> -- 
> --FT
> 
> ___
> http://www.okiebenz.com
> 
> To search list archives http://www.okiebenz.com/archive/
> 
> To Unsubscribe or change delivery options go to:
> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Curt Raymond via Mercedes
 About 10 years more warranty on architectural...
-Curt

On Thursday, August 5, 2021, 10:23:14 AM EDT, Kaleb Striplin via Mercedes 
 wrote:  
 
 Speaking of roof types, what is the difference between architectural shingles 
and 3 tab asphalt?

Sent from my iPhone

> On Aug 5, 2021, at 9:08 AM, Allan Streib via Mercedes  
> wrote:
> 
> Quarry tile/spanish tile is pretty common in Florida.
> 
> I see more metal roofs these days, and some cedar shingles (pretty rare) but 
> it's still mostly asphalt in the midwest USA.
> 
> 
>> On Thu, Aug 5, 2021, at 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>> Is this the only continent that uses asphalt garbage on roofs? I just don’t 
>> understand why a roof would be intentionally made to be temporary with all 
>> other options totally unaffordable.
>> 
>> Sent from my iPhone
>> 
 On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
  wrote:
>>> 
>>> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
 Typically 20 or so depending on the location and climate. It’s been my
 experience that insurers will depreciate a roof over 20 years.
>>> 
>>> So if your perfectly good 22 year old shingles get damaged by hail, do they 
>>> just say 'it was time anyway, have fun paying for it yourself'?
>>> 
>>> Mitch
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>> 
>> 
>> ___
>> http://www.okiebenz.com
>> 
>> To search list archives http://www.okiebenz.com/archive/
>> 
>> To Unsubscribe or change delivery options go to:
>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>> 
>> 
> ___
> http://www.okiebenz.com
> 
> To search list archives http://www.okiebenz.com/archive/
> 
> To Unsubscribe or change delivery options go to:
> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> 


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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Andrew Strasfogel via Mercedes
Metal roof: might regret that during a storm.

On Thu, Aug 5, 2021 at 11:42 AM Kaleb Striplin via Mercedes <
mercedes@okiebenz.com> wrote:

> So at Okie acres it has a more simple type roof. The rental house has the
> steep pitched more complex roof that I would imagine will be a lot more
> expensive. And really, these do not need to be replaced, just a new layer
> of shingles
>
> Sent from my iPhone
>
> > On Aug 5, 2021, at 10:08 AM, dan penoff.com via Mercedes <
> mercedes@okiebenz.com> wrote:
> >
> > I’ve got to do a roof on the Flagstaff house in the near future. I have
> a local roofing contractor coming by to give me an estimate soon. I may
> talk to them about a metal roof - they’re fairly common in the area. The
> house isn’t that big and the roof isn’t pitched significantly, so the roof
> area isn’t bad. Might be worth considering…
> >
> > -D
> >
> >> On Aug 5, 2021, at 10:55 AM, Floyd Thursby via Mercedes <
> mercedes@okiebenz.com> wrote:
> >>
> >> You get a company to come measure your roof then they make the panels
> to fit and ship it all to the house, the crew then puts it up.  It does go
> up fast so labor is less.  I can't remember the total cost, it was more,
> but it is a much better solution
> >>
> >> --FT
> >>
> >>> On 8/5/21 10:47 AM, Kaleb Striplin via Mercedes wrote:
> >>> I would have thought that a metal roof would be the same or cheaper
> and it would seem to me to be much less labor to install, but have heard
> they are a lot more expensive.
> >>>
> >>> Sent from my iPhone
> >>>
>  On Aug 5, 2021, at 9:33 AM, Floyd Thursby via Mercedes <
> mercedes@okiebenz.com> wrote:
> 
>  I put a metal roof on my whole house when I did the addition, 50yr
> roof at least.  Cost was not that much more and you don't have to think
> about it ever again
> 
>  --FT
> 
> > On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
> > Is this the only continent that uses asphalt garbage on roofs? I
> just don’t understand why a roof would be intentionally made to be
> temporary with all other options totally unaffordable.
> >
> > Sent from my iPhone
> >
> >>> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes <
> mercedes@okiebenz.com> wrote:
> >> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
> >>> Typically 20 or so depending on the location and climate. It’s
> been my
> >>> experience that insurers will depreciate a roof over 20 years.
> >> So if your perfectly good 22 year old shingles get damaged by hail,
> do they just say 'it was time anyway, have fun paying for it yourself'?
> >>
> >> Mitch
> >>
> >> ___
> >> http://www.okiebenz.com
> >>
> >> To search list archives http://www.okiebenz.com/archive/
> >>
> >> To Unsubscribe or change delivery options go to:
> >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >>
> > ___
> > http://www.okiebenz.com
> >
> > To search list archives http://www.okiebenz.com/archive/
> >
> > To Unsubscribe or change delivery options go to:
> > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >
>  --
>  --FT
> 
>  ___
>  http://www.okiebenz.com
> 
>  To search list archives http://www.okiebenz.com/archive/
> 
>  To Unsubscribe or change delivery options go to:
>  http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> 
> >>>
> >>> ___
> >>> http://www.okiebenz.com
> >>>
> >>> To search list archives http://www.okiebenz.com/archive/
> >>>
> >>> To Unsubscribe or change delivery options go to:
> >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >>>
> >> --
> >> --FT
> >>
> >> ___
> >> http://www.okiebenz.com
> >>
> >> To search list archives http://www.okiebenz.com/archive/
> >>
> >> To Unsubscribe or change delivery options go to:
> >> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >>
> >
> > ___
> > http://www.okiebenz.com
> >
> > To search list archives http://www.okiebenz.com/archive/
> >
> > To Unsubscribe or change delivery options go to:
> > http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >
>
>
> ___
> http://www.okiebenz.com
>
> To search list archives http://www.okiebenz.com/archive/
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
So at Okie acres it has a more simple type roof. The rental house has the steep 
pitched more complex roof that I would imagine will be a lot more expensive. 
And really, these do not need to be replaced, just a new layer of shingles 

Sent from my iPhone

> On Aug 5, 2021, at 10:08 AM, dan penoff.com via Mercedes 
>  wrote:
> 
> I’ve got to do a roof on the Flagstaff house in the near future. I have a 
> local roofing contractor coming by to give me an estimate soon. I may talk to 
> them about a metal roof - they’re fairly common in the area. The house isn’t 
> that big and the roof isn’t pitched significantly, so the roof area isn’t 
> bad. Might be worth considering…
> 
> -D
> 
>> On Aug 5, 2021, at 10:55 AM, Floyd Thursby via Mercedes 
>>  wrote:
>> 
>> You get a company to come measure your roof then they make the panels to fit 
>> and ship it all to the house, the crew then puts it up.  It does go up fast 
>> so labor is less.  I can't remember the total cost, it was more, but it is a 
>> much better solution
>> 
>> --FT
>> 
>>> On 8/5/21 10:47 AM, Kaleb Striplin via Mercedes wrote:
>>> I would have thought that a metal roof would be the same or cheaper and it 
>>> would seem to me to be much less labor to install, but have heard they are 
>>> a lot more expensive.
>>> 
>>> Sent from my iPhone
>>> 
 On Aug 5, 2021, at 9:33 AM, Floyd Thursby via Mercedes 
  wrote:
 
 I put a metal roof on my whole house when I did the addition, 50yr roof 
 at least.  Cost was not that much more and you don't have to think about 
 it ever again
 
 --FT
 
> On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
> Is this the only continent that uses asphalt garbage on roofs? I just 
> don’t understand why a roof would be intentionally made to be temporary 
> with all other options totally unaffordable.
> 
> Sent from my iPhone
> 
>>> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
>>>  wrote:
>> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
>>> Typically 20 or so depending on the location and climate. It’s been my
>>> experience that insurers will depreciate a roof over 20 years.
>> So if your perfectly good 22 year old shingles get damaged by hail, do 
>> they just say 'it was time anyway, have fun paying for it yourself'?
>> 
>> Mitch
>> 
>> ___
>> http://www.okiebenz.com
>> 
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>> 
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>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
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 -- 
 --FT
 
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>>> 
>>> ___
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>>> 
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>> -- 
>> --FT
>> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Floyd Thursby via Mercedes
At least get a quote.  Plus it is much more resistant to storms and 
fires if that is an issue there.  And you can get a lot of colors!


-_FT

On 8/5/21 11:07 AM, dan penoff.com via Mercedes wrote:

I’ve got to do a roof on the Flagstaff house in the near future. I have a local 
roofing contractor coming by to give me an estimate soon. I may talk to them 
about a metal roof - they’re fairly common in the area. The house isn’t that 
big and the roof isn’t pitched significantly, so the roof area isn’t bad. Might 
be worth considering…

-D


On Aug 5, 2021, at 10:55 AM, Floyd Thursby via Mercedes  
wrote:

You get a company to come measure your roof then they make the panels to fit 
and ship it all to the house, the crew then puts it up.  It does go up fast so 
labor is less.  I can't remember the total cost, it was more, but it is a much 
better solution

--FT

On 8/5/21 10:47 AM, Kaleb Striplin via Mercedes wrote:

I would have thought that a metal roof would be the same or cheaper and it 
would seem to me to be much less labor to install, but have heard they are a 
lot more expensive.

Sent from my iPhone


On Aug 5, 2021, at 9:33 AM, Floyd Thursby via Mercedes  
wrote:

I put a metal roof on my whole house when I did the addition, 50yr roof at 
least.  Cost was not that much more and you don't have to think about it ever 
again

--FT


On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
Is this the only continent that uses asphalt garbage on roofs? I just don’t 
understand why a roof would be intentionally made to be temporary with all 
other options totally unaffordable.

Sent from my iPhone


On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes  
wrote:

On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:

Typically 20 or so depending on the location and climate. It’s been my
experience that insurers will depreciate a roof over 20 years.

So if your perfectly good 22 year old shingles get damaged by hail, do they 
just say 'it was time anyway, have fun paying for it yourself'?

Mitch

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--
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
I’ve got to do a roof on the Flagstaff house in the near future. I have a local 
roofing contractor coming by to give me an estimate soon. I may talk to them 
about a metal roof - they’re fairly common in the area. The house isn’t that 
big and the roof isn’t pitched significantly, so the roof area isn’t bad. Might 
be worth considering…

-D

> On Aug 5, 2021, at 10:55 AM, Floyd Thursby via Mercedes 
>  wrote:
> 
> You get a company to come measure your roof then they make the panels to fit 
> and ship it all to the house, the crew then puts it up.  It does go up fast 
> so labor is less.  I can't remember the total cost, it was more, but it is a 
> much better solution
> 
> --FT
> 
> On 8/5/21 10:47 AM, Kaleb Striplin via Mercedes wrote:
>> I would have thought that a metal roof would be the same or cheaper and it 
>> would seem to me to be much less labor to install, but have heard they are a 
>> lot more expensive.
>> 
>> Sent from my iPhone
>> 
>>> On Aug 5, 2021, at 9:33 AM, Floyd Thursby via Mercedes 
>>>  wrote:
>>> 
>>> I put a metal roof on my whole house when I did the addition, 50yr roof at 
>>> least.  Cost was not that much more and you don't have to think about it 
>>> ever again
>>> 
>>> --FT
>>> 
 On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
 Is this the only continent that uses asphalt garbage on roofs? I just 
 don’t understand why a roof would be intentionally made to be temporary 
 with all other options totally unaffordable.
 
 Sent from my iPhone
 
>> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
>>  wrote:
> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
>> Typically 20 or so depending on the location and climate. It’s been my
>> experience that insurers will depreciate a roof over 20 years.
> So if your perfectly good 22 year old shingles get damaged by hail, do 
> they just say 'it was time anyway, have fun paying for it yourself'?
> 
> Mitch
> 
> ___
> http://www.okiebenz.com
> 
> To search list archives http://www.okiebenz.com/archive/
> 
> To Unsubscribe or change delivery options go to:
> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
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 To Unsubscribe or change delivery options go to:
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>>> -- 
>>> --FT
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
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>>> 
>>> To Unsubscribe or change delivery options go to:
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>>> 
>> 
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> -- 
> --FT
> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Floyd Thursby via Mercedes
You get a company to come measure your roof then they make the panels to 
fit and ship it all to the house, the crew then puts it up.  It does go 
up fast so labor is less.  I can't remember the total cost, it was more, 
but it is a much better solution


--FT

On 8/5/21 10:47 AM, Kaleb Striplin via Mercedes wrote:

I would have thought that a metal roof would be the same or cheaper and it 
would seem to me to be much less labor to install, but have heard they are a 
lot more expensive.

Sent from my iPhone


On Aug 5, 2021, at 9:33 AM, Floyd Thursby via Mercedes  
wrote:

I put a metal roof on my whole house when I did the addition, 50yr roof at 
least.  Cost was not that much more and you don't have to think about it ever 
again

--FT


On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
Is this the only continent that uses asphalt garbage on roofs? I just don’t 
understand why a roof would be intentionally made to be temporary with all 
other options totally unaffordable.

Sent from my iPhone


On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes  
wrote:

On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:

Typically 20 or so depending on the location and climate. It’s been my
experience that insurers will depreciate a roof over 20 years.

So if your perfectly good 22 year old shingles get damaged by hail, do they 
just say 'it was time anyway, have fun paying for it yourself'?

Mitch

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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
I would have thought that a metal roof would be the same or cheaper and it 
would seem to me to be much less labor to install, but have heard they are a 
lot more expensive. 

Sent from my iPhone

> On Aug 5, 2021, at 9:33 AM, Floyd Thursby via Mercedes 
>  wrote:
> 
> I put a metal roof on my whole house when I did the addition, 50yr roof at 
> least.  Cost was not that much more and you don't have to think about it ever 
> again
> 
> --FT
> 
>> On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>> Is this the only continent that uses asphalt garbage on roofs? I just don’t 
>> understand why a roof would be intentionally made to be temporary with all 
>> other options totally unaffordable.
>> 
>> Sent from my iPhone
>> 
 On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
  wrote:
>>> 
>>> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
 Typically 20 or so depending on the location and climate. It’s been my
 experience that insurers will depreciate a roof over 20 years.
>>> So if your perfectly good 22 year old shingles get damaged by hail, do they 
>>> just say 'it was time anyway, have fun paying for it yourself'?
>>> 
>>> Mitch
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>> 
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>> 
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> -- 
> --FT
> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Floyd Thursby via Mercedes
I put a metal roof on my whole house when I did the addition, 50yr roof 
at least.  Cost was not that much more and you don't have to think about 
it ever again


--FT

On 8/5/21 10:01 AM, Dimitri Seretakis via Mercedes wrote:

Is this the only continent that uses asphalt garbage on roofs? I just don’t 
understand why a roof would be intentionally made to be temporary with all 
other options totally unaffordable.

Sent from my iPhone


On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes  
wrote:

On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:

Typically 20 or so depending on the location and climate. It’s been my
experience that insurers will depreciate a roof over 20 years.

So if your perfectly good 22 year old shingles get damaged by hail, do they 
just say 'it was time anyway, have fun paying for it yourself'?

Mitch

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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
3-tab is your standard tract house roof.

Architectural are cut at different angles and overlaps to look a little more 
visually interesting. And they cost more.

That is my understanding. I don't know if there's any real difference in 
longevity. I think that you can get 20 or 30 year shingles in either type.

Allan


On Thu, Aug 5, 2021, at 10:22 AM, Kaleb Striplin via Mercedes wrote:
> Speaking of roof types, what is the difference between architectural shingles 
> and 3 tab asphalt?
> 
> Sent from my iPhone
> 
> > On Aug 5, 2021, at 9:08 AM, Allan Streib via Mercedes 
> >  wrote:
> > 
> > Quarry tile/spanish tile is pretty common in Florida.
> > 
> > I see more metal roofs these days, and some cedar shingles (pretty rare) 
> > but it's still mostly asphalt in the midwest USA.
> > 
> > 
> >> On Thu, Aug 5, 2021, at 10:01 AM, Dimitri Seretakis via Mercedes wrote:
> >> Is this the only continent that uses asphalt garbage on roofs? I just 
> >> don’t understand why a roof would be intentionally made to be temporary 
> >> with all other options totally unaffordable.
> >> 
> >> Sent from my iPhone
> >> 
>  On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
>   wrote:
> >>> 
> >>> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
>  Typically 20 or so depending on the location and climate. It’s been my
>  experience that insurers will depreciate a roof over 20 years.
> >>> 
> >>> So if your perfectly good 22 year old shingles get damaged by hail, do 
> >>> they just say 'it was time anyway, have fun paying for it yourself'?
> >>> 
> >>> Mitch
> >>> 
> >>> ___
> >>> http://www.okiebenz.com
> >>> 
> >>> To search list archives http://www.okiebenz.com/archive/
> >>> 
> >>> To Unsubscribe or change delivery options go to:
> >>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
> >>> 
> >> 
> >> 
> >> ___
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> >> 
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> >> 
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> >> 
> >> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Speaking of roof types, what is the difference between architectural shingles 
and 3 tab asphalt?

Sent from my iPhone

> On Aug 5, 2021, at 9:08 AM, Allan Streib via Mercedes  
> wrote:
> 
> Quarry tile/spanish tile is pretty common in Florida.
> 
> I see more metal roofs these days, and some cedar shingles (pretty rare) but 
> it's still mostly asphalt in the midwest USA.
> 
> 
>> On Thu, Aug 5, 2021, at 10:01 AM, Dimitri Seretakis via Mercedes wrote:
>> Is this the only continent that uses asphalt garbage on roofs? I just don’t 
>> understand why a roof would be intentionally made to be temporary with all 
>> other options totally unaffordable.
>> 
>> Sent from my iPhone
>> 
 On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
  wrote:
>>> 
>>> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
 Typically 20 or so depending on the location and climate. It’s been my
 experience that insurers will depreciate a roof over 20 years.
>>> 
>>> So if your perfectly good 22 year old shingles get damaged by hail, do they 
>>> just say 'it was time anyway, have fun paying for it yourself'?
>>> 
>>> Mitch
>>> 
>>> ___
>>> http://www.okiebenz.com
>>> 
>>> To search list archives http://www.okiebenz.com/archive/
>>> 
>>> To Unsubscribe or change delivery options go to:
>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>>> 
>> 
>> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
From my research, yes. 

Sent from my iPhone

> On Aug 5, 2021, at 8:51 AM, Mitch Haley via Mercedes  
> wrote:
> 
> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
>> Typically 20 or so depending on the location and climate. It’s been my
>> experience that insurers will depreciate a roof over 20 years.
> 
> So if your perfectly good 22 year old shingles get damaged by hail, do they 
> just say 'it was time anyway, have fun paying for it yourself'?
> 
> Mitch
> 
> ___
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Kaleb Striplin via Mercedes
Mine is at 17, so I guess we shall see. I do know the policy states it’s paid 
on ACV rather than replacement value. The primary house is only about 8-9 year 
old roof and does not state the ACV deal in the policy. 

Sent from my iPhone

> On Aug 5, 2021, at 8:43 AM, dan penoff.com via Mercedes 
>  wrote:
> 
> Typically 20 or so depending on the location and climate. It’s been my 
> experience that insurers will depreciate a roof over 20 years.
> 
> -D
> 
>> On Aug 4, 2021, at 10:06 PM, Allan Streib via Mercedes 
>>  wrote:
>> Asphalt shingles? Depending what grade of shingle was used, they are good 
>> for 20-30 years. So I'd guess a 2004 roof would be getting close to fully 
>> depreciated.
>> 
>> Allan
>> 
 On Wed, Aug 4, 2021, at 9:56 PM, Kaleb Striplin via Mercedes wrote:
>>> Actually I think I am going to be screwed on the rental house.  I have 
>>> it insured as a rental property rather than homeowners. I got to reading 
>>> the policy and it looks like it covers ACV, so replacement cost less 
>>> depreciation.  Roof is original to the house, so 2004.  Not sure how 
>>> much it will be depreciated.  This house does not mention anything about 
>>> ACV.
>>> 
 On 8/4/2021 7:38 PM, Kaleb Striplin via Mercedes wrote:
 I have finally gotten around to having a couple of different roofing
 companies come out to look at both houses to give a quote and figure
 out how to proceed with possible insurance claims with USAA.  To
 recap, after 20 years with them and exactly no claims on houses, they
 have literally doubled the premiums in the last 2 years.  If all goes
 like I hope I will get them to replace the roof (s) they dump them.  
 This article here is further proof USAA is truly a turd insurance
 company these days.  Quite sad as they used to be WAY cheaper than
 anyone else and WAY better service.
 https://dentonrc.com/news/the_watchdog/the-watchdog-what-happened-to-usaa-why-is-it-denying-some-storm-claims-that-should/article_371ea8fa-300c-580f-b6eb-2692afe1c1c3.html
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 To search list archives http://www.okiebenz.com/archive/
 To Unsubscribe or change delivery options go to:
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
A fried of mine got a new roof, fully covered by insurance, due to hail damage. 
His roof was by no means new at the time, but I don't know how exactly old it 
was. I was pretty surprised because I thought they all paid the depreciated 
value on a roof claim, just like they do when they total a car.

Allan


On Thu, Aug 5, 2021, at 9:51 AM, Mitch Haley via Mercedes wrote:
> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
> > Typically 20 or so depending on the location and climate. It’s been my
> > experience that insurers will depreciate a roof over 20 years.
> 
> So if your perfectly good 22 year old shingles get damaged by hail, do 
> they just say 'it was time anyway, have fun paying for it yourself'?
> 
> Mitch
> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
Not necessarily. If your roof is damaged by the elements, such as from hail or 
hurricane, they’ll pay to replace/repair it. I had a 20 year old roof that was 
clearly damaged by a hurricane and my insurer replaced the whole thing, almost 
$20k worth.

A lot of insurers in Florida won’t underwrite a policy on a house based on the 
age of the roof. If it’s more than 10-15 years old they won’t do it.

I read that article about USAA. Holy cow. I can’t believe they dug their heels 
in on that claim. They’ll end up paying out many times the cost of the claim to 
be “most right”. Stupid.

-D

> On Aug 5, 2021, at 9:51 AM, Mitch Haley via Mercedes  
> wrote:
> 
> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
>> Typically 20 or so depending on the location and climate. It’s been my
>> experience that insurers will depreciate a roof over 20 years.
> 
> So if your perfectly good 22 year old shingles get damaged by hail, do they 
> just say 'it was time anyway, have fun paying for it yourself'?
> 
> Mitch
> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Allan Streib via Mercedes
Quarry tile/spanish tile is pretty common in Florida.

I see more metal roofs these days, and some cedar shingles (pretty rare) but 
it's still mostly asphalt in the midwest USA.


On Thu, Aug 5, 2021, at 10:01 AM, Dimitri Seretakis via Mercedes wrote:
> Is this the only continent that uses asphalt garbage on roofs? I just don’t 
> understand why a roof would be intentionally made to be temporary with all 
> other options totally unaffordable.
> 
> Sent from my iPhone
> 
> > On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes 
> >  wrote:
> > 
> > On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
> >> Typically 20 or so depending on the location and climate. It’s been my
> >> experience that insurers will depreciate a roof over 20 years.
> > 
> > So if your perfectly good 22 year old shingles get damaged by hail, do they 
> > just say 'it was time anyway, have fun paying for it yourself'?
> > 
> > Mitch
> > 
> > ___
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> > 
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> > 
> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Dimitri Seretakis via Mercedes
Is this the only continent that uses asphalt garbage on roofs? I just don’t 
understand why a roof would be intentionally made to be temporary with all 
other options totally unaffordable.

Sent from my iPhone

> On Aug 5, 2021, at 9:52 AM, Mitch Haley via Mercedes  
> wrote:
> 
> On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:
>> Typically 20 or so depending on the location and climate. It’s been my
>> experience that insurers will depreciate a roof over 20 years.
> 
> So if your perfectly good 22 year old shingles get damaged by hail, do they 
> just say 'it was time anyway, have fun paying for it yourself'?
> 
> Mitch
> 
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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread Mitch Haley via Mercedes

On 2021-08-05 09:42, dan penoff.com via Mercedes wrote:

Typically 20 or so depending on the location and climate. It’s been my
experience that insurers will depreciate a roof over 20 years.


So if your perfectly good 22 year old shingles get damaged by hail, do 
they just say 'it was time anyway, have fun paying for it yourself'?


Mitch

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Re: [MBZ] Roof replacement and USAA

2021-08-05 Thread dan penoff.com via Mercedes
Typically 20 or so depending on the location and climate. It’s been my 
experience that insurers will depreciate a roof over 20 years.

-D

> On Aug 4, 2021, at 10:06 PM, Allan Streib via Mercedes 
>  wrote:
> Asphalt shingles? Depending what grade of shingle was used, they are good 
> for 20-30 years. So I'd guess a 2004 roof would be getting close to fully 
> depreciated.
> 
> Allan
> 
>> On Wed, Aug 4, 2021, at 9:56 PM, Kaleb Striplin via Mercedes wrote:
>> Actually I think I am going to be screwed on the rental house.  I have 
>> it insured as a rental property rather than homeowners. I got to reading 
>> the policy and it looks like it covers ACV, so replacement cost less 
>> depreciation.  Roof is original to the house, so 2004.  Not sure how 
>> much it will be depreciated.  This house does not mention anything about 
>> ACV.
>> 
>>> On 8/4/2021 7:38 PM, Kaleb Striplin via Mercedes wrote:
>>> I have finally gotten around to having a couple of different roofing
>>> companies come out to look at both houses to give a quote and figure
>>> out how to proceed with possible insurance claims with USAA.  To
>>> recap, after 20 years with them and exactly no claims on houses, they
>>> have literally doubled the premiums in the last 2 years.  If all goes
>>> like I hope I will get them to replace the roof (s) they dump them.  
>>> This article here is further proof USAA is truly a turd insurance
>>> company these days.  Quite sad as they used to be WAY cheaper than
>>> anyone else and WAY better service.
>>> https://dentonrc.com/news/the_watchdog/the-watchdog-what-happened-to-usaa-why-is-it-denying-some-storm-claims-that-should/article_371ea8fa-300c-580f-b6eb-2692afe1c1c3.html
>>> ___
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>>> http://mail.okiebenz.com/mailman/listinfo/mercedes_okiebenz.com
>> 
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Re: [MBZ] Roof replacement and USAA

2021-08-04 Thread Allan Streib via Mercedes
Asphalt shingles? Depending what grade of shingle was used, they are good for 
20-30 years. So I'd guess a 2004 roof would be getting close to fully 
depreciated.

Allan

On Wed, Aug 4, 2021, at 9:56 PM, Kaleb Striplin via Mercedes wrote:
> Actually I think I am going to be screwed on the rental house.  I have 
> it insured as a rental property rather than homeowners. I got to reading 
> the policy and it looks like it covers ACV, so replacement cost less 
> depreciation.  Roof is original to the house, so 2004.  Not sure how 
> much it will be depreciated.  This house does not mention anything about 
> ACV.
> 
> On 8/4/2021 7:38 PM, Kaleb Striplin via Mercedes wrote:
> > I have finally gotten around to having a couple of different roofing 
> > companies come out to look at both houses to give a quote and figure 
> > out how to proceed with possible insurance claims with USAA.  To 
> > recap, after 20 years with them and exactly no claims on houses, they 
> > have literally doubled the premiums in the last 2 years.  If all goes 
> > like I hope I will get them to replace the roof (s) they dump them.  
> > This article here is further proof USAA is truly a turd insurance 
> > company these days.  Quite sad as they used to be WAY cheaper than 
> > anyone else and WAY better service.
> >
> >
> > https://dentonrc.com/news/the_watchdog/the-watchdog-what-happened-to-usaa-why-is-it-denying-some-storm-claims-that-should/article_371ea8fa-300c-580f-b6eb-2692afe1c1c3.html
> >  
> >
> >
> >
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Re: [MBZ] Roof replacement and USAA

2021-08-04 Thread Kaleb Striplin via Mercedes
Actually I think I am going to be screwed on the rental house.  I have 
it insured as a rental property rather than homeowners. I got to reading 
the policy and it looks like it covers ACV, so replacement cost less 
depreciation.  Roof is original to the house, so 2004.  Not sure how 
much it will be depreciated.  This house does not mention anything about 
ACV.


On 8/4/2021 7:38 PM, Kaleb Striplin via Mercedes wrote:
I have finally gotten around to having a couple of different roofing 
companies come out to look at both houses to give a quote and figure 
out how to proceed with possible insurance claims with USAA.  To 
recap, after 20 years with them and exactly no claims on houses, they 
have literally doubled the premiums in the last 2 years.  If all goes 
like I hope I will get them to replace the roof (s) they dump them.  
This article here is further proof USAA is truly a turd insurance 
company these days.  Quite sad as they used to be WAY cheaper than 
anyone else and WAY better service.



https://dentonrc.com/news/the_watchdog/the-watchdog-what-happened-to-usaa-why-is-it-denying-some-storm-claims-that-should/article_371ea8fa-300c-580f-b6eb-2692afe1c1c3.html 




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[MBZ] Roof replacement and USAA

2021-08-04 Thread Kaleb Striplin via Mercedes
I have finally gotten around to having a couple of different roofing 
companies come out to look at both houses to give a quote and figure out 
how to proceed with possible insurance claims with USAA.  To recap, 
after 20 years with them and exactly no claims on houses, they have 
literally doubled the premiums in the last 2 years.  If all goes like I 
hope I will get them to replace the roof (s) they dump them.  This 
article here is further proof USAA is truly a turd insurance company 
these days.  Quite sad as they used to be WAY cheaper than anyone else 
and WAY better service.



https://dentonrc.com/news/the_watchdog/the-watchdog-what-happened-to-usaa-why-is-it-denying-some-storm-claims-that-should/article_371ea8fa-300c-580f-b6eb-2692afe1c1c3.html


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